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A man with high emotional intelligence can refuse to borrow money by hinting, and it can be said that he has bought a house and a car, indicating that he is also relatively tight on money and really can't spare money.
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Crying poor law: You don't want to lend money to others, it is very unwise to refuse directly, this way is very offensive to people, at this time, it is better to have a "miserable competition"!
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Tell someone that I have invested my money somewhere else and I can't move it out for a while, if you are not in a hurry, you can wait, if you are in a hurry, you can ask other people around you, so that not only does it avoid embarrassment, but also the two parties can be friends.
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Men with high emotional intelligence will refuse to borrow money by saying that the money is not in their hands, or that they have managed their finances and that they do not have much money in their hands.
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As follows:
1. Tell her that you have been saving money to buy a laptop computer and a digital camera.
and so on, which means that there is no money left in the room. Or maybe you just used the money for something else the other day.
2. Explain that your funds are used for other purposes, and don't be upset because you haven't lent money to others, as it turns out that it is not only difficult to recover the money after it is lent, but it is also likely to lose a friend.
3. Look at how much you want to borrow, within 200 you can do it, if it's more, you say: I don't have so much, I have used more money recently, I'm really embarrassed.
4. Tell her your difficulties directly, and show her your passbook if you don't believe it.
Of course, if she still doesn't forgive, such an unreasonable friend doesn't care, after all, if you help her among friends, she should also think about you!
5. Clearly said that he was not well off and had to repay the payment. If you want to save face, then you will have such things in the future, and you will be even more miserable!
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It's common for a guy to borrow money from a girl, but how do we say no when you don't want to lend him money?
First of all, don't be too tactful. Tell the other person directly and clearly that you are not willing to borrow money, so as to avoid leaving the illusion that the other person has a vague view and still has a chance to borrow money.
Second, analyze the other party's reasons for borrowing money wisely. If the other party asks to borrow money because of some unnecessary expenses, then we should inform the other party directly and let the other party solve the relevant expenses by themselves, and do not expect to always lend a helping hand to others. If the other party has a much-needed need for funds, we might as well work with the other party to see if there are other more suitable solutions.
For example, they can apply for a personal loan from a bank or ask for help from their family, relatives or friends.
Finally, don't feel embarrassed or guilty. Everyone has responsibilities and obligations for their own financial management and security. If you feel upset about lending money to others, you should not let anyone force or induce you to do so.
Going further is sometimes not about helping others, but about protecting yourself.
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Generally speaking, regardless of your boyfriend, girlfriend, male or female classmates, it is possible that there will be a sudden appearance or some emergency. For example, if you encounter an emergency, for example, if you have an accident, if you or your parents are sick, if you are running a project that has broken funds, ...... you are running. Anyone may encounter a sudden shortage of money, and when he urgently needs money and can't solve it himself, he may borrow from the people closest to him.
At this time, you lend a helping hand to him, not only to help him financially, but also to repay him for the trust you have placed in you. So if someone borrows money from you, and you lend him money, the relationship between you will be deeper and stronger. There will be more trust in each other.
However, you must have sufficient conditions and sufficient mental preparation to lend money to others. The first is that the money you lend must be your own, not your parents or anyone else's. The second is that when you lend money to others, you must have the mental preparation that he can pay you back, and the mental preparation that he can't pay you back (spending money to buy lessons), so I won't talk about this question.
When your boyfriend (lover) borrows money from you, you have to be very careful and pay special attention. Because this is not only a question of whether the money can be returned to you, but also a question of whether you have a deeper understanding of his character and whether it is possible for you to continue to get along as friends.
When lending him money, there are several questions that you must pay attention to:
1.He must be "urgently needed". It's the emergencies I talked about earlier.
2.He must promise to pay you back in a short time. For example, when will I pay you back this money (it should be a short-term loan).
3.It must be explained how he will pay you back, and what he will use to guarantee (or guarantee) that he will definitely pay you back. These three questions must be said by him on his own initiative, and these questions must be approved by you.
Again, you have to have this money but he can't give it back to you. In this case, you can lend him the money.
I remember someone once said that when you need money most urgently, when it is most critical, someone is willing to lend you money, and this person is your nobleman and your benefactor. You should thank him all the time.
But for those who should eat, drink, dress, wear, play, and sleep, I suggest that I should not lend him a penny.
Everyone's opinion on this issue is different, and this is just my personal opinion. Not necessarily for everyone else.
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Summary. I really want to lend you money, but I'm really sorry, I just paid off my car loan, and I really don't have any money to spare.
Such a statement not only makes people feel sincere, even if you don't lend money to the other party, it will not hurt the feelings between you, but will make people understand your difficult situation.
High EQ refuses to borrow money in the most classic words.
I really want to lend you money, but I'm really sorry, I just paid off my car loan, and I really don't have any money to spare. Such a statement not only makes people feel sincere, even if you don't lend money to the other party, it will not hurt the feelings between you, but will make people understand your difficult situation.
Let's just say that other people ask you to borrow money, and you really don't have the money to lend him. Or** part of the cashed out money is invested again, and the rest you do other things, or give it to your parents, it's okay. Don't talk about it everywhere if you make money in the future, don't show your rich ......
Try not to give. In other words, when the other party makes a request, and you adopt the tactic of delaying and detouring, and do not allow it for a long time, but repeatedly say that you want to discuss or think about it, then the smart other party will immediately understand that you are not willing to allow it.
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Summary. High EQ refuses to borrow money from others You can say that the first thing is to get straight to the point and refuse directly, for example, "Brother, I'm so embarrassed, I really can't help you this time". Note that when refusing, you must not make too many detours, the more you detour, the more questions you ask, the greater the hope for the other party, and when you refuse in the end, the more the other party will complain about you, and the more you will feel that you are not interesting enough.
High EQ refuses to borrow money from others, you can say that the first thing is to get straight to the point and refuse directly, for example, "Brother, it's so embarrassing, I really can't help you this time." Note that when refusing, you must not make too many detours, the more you bend, the more you ask, the greater the hope for the other party, and when you refuse again in the end, the more the other party will complain about you, and the more you will feel that you are not interesting enough.
Refusing outright is only the first step. Now it's time to highlight your difficulties. For example, "You don't know, I have been particularly short of money recently, housing and car loans, and the cost of my children's schooling, I am almost out of breath, and the work situation is not too good, and I still owe debts outside", this is the outstanding difficulty.
This last step is emotional comfort, which is also very important, and it must not be omitted, it is the key to not hurting feelings, not offending people, and making people like, such as, "Brother, I know you are difficult, you said that with our friendship for more than ten years, if you have money, I will definitely lend it to you without saying a word." I can't help you this time, and I feel uncomfortable, I hope you can understand. ”
What is the specific problem, can you tell us about it?
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