How much do you pay for accident insurance a year?

This depends on your occupational category, high-risk occupations, the premium will be high; The general occupation will be low. For high-risk occupations, it generally starts at 300 yuan, and low-risk occupations are about 100 yuan.

Hello! If you take out accident insurance by yourself, it will cost you about tens of yuan to hundreds of yuan a year, depending on the actual product. Take Auspicious Life Annual Comprehensive Protection Plan and Auspicious Annual Comprehensive Accident Insurance as examples, the former is RMB, and the latter is RMB100; Take the US-Asia Miles Travel Protection Plan as an example, the annual ** is 120 yuan; For example, the premium of Huatai Aviation Accident Insurance (Annual Plan 1) is $88.

When consumers buy accident insurance, they must take out insurance according to their needs, which can get good protection and more benefits. No matter which accident insurance you choose, you can apply for insurance on Huize.com, which can save at least 15% discount.

According to your age, how much coverage you need, lifetime protection, and a short term of one year, you can decide how much the premium is!

Save 1,350 yuan a year, save for 10 years, drive, make cars, private cars, taxis, subways, ships, airplanes, etc., all worth 1 million to protect the driver. Other 100,000. qq

Hello, the premium is 200 yuan for the card slip, the insurance yuan is dead and totally disabled, the accident medical treatment is 100 yuan per day, and the subsidy is 180 yuan.

Depending on your income and the protection and worth you want, there are as low as a few tens of yuan and some more than a thousand yuan.

Hello, this has to be calculated according to age and type of insurance, recommend Xinhua Insurance "Worry-free Travel 2015", taking men 35 years old as an example.

Hello! Accident insurance is based on your income and worth.

Hello, I am Fude Life Insurance, our company has a (peace of mind) savings and high protection products, the expiration of the principal with interest return, add me private chat!

Depending on your age, occupation, and how much protection you need, please inquire and tailor it for you.

According to the occupational risk, the ordinary 150 yuan

Hello! How much coverage you want to buy.

Hello, there are many types of accident insurance, and you have to buy it according to your needs.

There are short-term and long-term depending on individual needs.

Hello, need to know you contact me.

Looking at the types of insurance in the county, you can't generalize.

There are a lot of variety, depending on your choice.

What kind of accident insurance do you need?

Hello, you can add me to chat privately! We are happy to provide you with professional services!

The cost of accident insurance for a year varies from insurance company to insurance company. Accident insurance is generally relatively cheap, and general comprehensive accident insurance can meet our needs, only about tens to hundreds of yuan a year. You can go to customer service for consultation or inquire from the official website.

1. What is accident insurance?

PICC Personal Accident Insurance mainly covers general accidents and traffic accidents in work and life, and provides accidental injury and accidental medical protection.

2. The coverage of accident insurance is as follows:

The terms of PICC accident insurance protect that if the insured suffers an accidental injury during the insurance period and dies or becomes disabled due to the accidental injury, the insurer shall pay the insurance money in accordance with the following agreements, and the sum of the insurance benefits paid shall not exceed the insured amount, mainly including the following two points:

1.Death insurance liability.

If you suffer an accidental injury during the insurance period and die due to the accidental injury within 180 days from the date of the accidental injury, the death benefit will be paid and the insurance liability will be terminated.

2.Disability Insurance Liability.

If you suffer an accidental injury during the insurance period and become disabled due to the accidental injury within 180 days from the date of the accidental injury, the disability insurance benefit will be paid according to the benefit ratio of the corresponding disability level multiplied by the insured amount.

3. The terms of the accident insurance cover the following:

During the insurance period, if you suffer an accident injury and are in a first-class or higher hospital or a medical institution recognized by the insurance company**, you will be paid the accident medical insurance benefit according to the corresponding regulations. There are a total of 3 points:

1.Necessary and reasonable expenses incurred.

2.**If it has not been completed, it can be extended according to the contract.

3.The insurance liability terminates when the lump sum or cumulative insurance benefits reach the insured amount.

4. What are the key points for choosing accident insurance?

1.There is no deductible, or the lower the deductible, the better.

The deductible can be understood as a threshold for expense reimbursement, and the insurance company will only reimburse the medical expenses if they exceed the deductible. Therefore, when choosing accident insurance, it is best for us to choose a product with 0 deductible and reimburse as much medical expenses as possible.

2.Choose products with a high reimbursement ratio.

The reimbursement ratio is directly related to how much money you can get when you make a claim, and the higher the ratio, the more money you can reimburse. Now the reimbursement rate of accident insurance is quite high, basically above 80%.

3.The death sum assured should be sufficient.

The unfortunate accidental death of the breadwinner of the family can be a big blow to the family, and if it is still in debt, it will make the already unfortunate family even worse. In order to prevent this from happening, it is necessary to cover the amount of death insurance when applying for accident insurance, at least to cover the debts and the family's living expenses for the next 5 years.

4.The reimbursement is not limited to social security.

Social security does not reimburse all medical expenses, if the selected accident insurance can only reimburse the medical expenses and medication costs within the scope of social security, then the money outside the scope of social security reimbursement can only be borne by ourselves.

To understand how much you have to pay for accident insurance in a year, you need to know what factors affect the cost of accident insurance**. For the latest product list of accident insurance, see here: "July 2021 Accident Insurance List Released!" What accident insurance is worth buying? 》

Hello answer, I'm happy to answer for you, here for you to find the information shows: 1. The ** of accident insurance cannot be generalized, it has nothing to do with the age of the insured, but with the occupation of the insured.

2. The higher the occupational risk, the higher the accident insurance.

3. Generally speaking, the insurance coverage of commercial accident insurance ranges from yuan to yuan.

4. Different insurance companies may have some differences, because some also add transportation accidents and accidental medical treatment, so it will be a little more expensive.

As the saying goes, "I don't know which one comes first, tomorrow or the accident", if you encounter an accident, how to deal with it?

We can't avoid accidents, but we can buy an accident insurance to transfer the loss.

However, there are also some pitfalls in accident insurance, if you don't notice it, it is likely that you will lose your wife and soldiers. If you want to know what pitfalls exist in accident insurance, you can read this article of mine: You must pay attention to the monstrous pits in accident insurance!

How much accident insurance costs a year depends on the product you insure and the amount insured.

About accident insurance, all you want to know is here, and the senior consultant of accident insurance has sorted it out"Whether to buy accident insurance, how to buy, what are the types, comprehensive analysis, comparative evaluation".

For example, Alipay's comprehensive worry-free million-dollar comprehensive accident insurance is divided into three levels:

1.$49 per year for basic class, $100,000 for accidental death;

2.The premium version is $238 per year, and the accidental death benefit is $500,000;

3.The platinum version is $599 per year, and the accidental death benefit is $1,000,000.

Basic benefits of accident insurance:

1. Death benefit: When the insured suffers death due to accidental injury, the insurer pays the death insurance benefit. The death benefit is a full payment.

2. Disability benefits: When the insured is disabled due to accidental injury, the insurer will pay disability insurance benefits according to the degree of disability. Disability benefits are paid in installments.

3. Medical benefits: When the insured suffers medical expenses due to accidental injury, the insurer shall pay according to the actual situation. There is a maximum limit for medical benefits, and accident medical insurance is generally not covered separately, but as an add-on to accidental death, disability, and disability.

4. Suspension of work payment: When the insured temporarily loses the ability to work due to accidental injury and is unable to work, the insurer pays the suspension insurance benefit.

If you don't understand anything about accident insurance, you can consult Mint Insurance. Mint Insurance is a company focusing on insurance consulting and services, providing comprehensive insurance sales solutions including intelligent insurance advisors, intelligent underwriting consulting systems, user risk identification and precision marketing.

One-year accident insurance is usually a consumer-oriented product, and the premium ranges from tens of yuan to several hundred yuan, depending on the number of personal accident protection items and the amount of accident protection. For more information, please refer to this articleHow much is accident insurance a year? 》

On the whole, the more protection items, the higher the sum insured, the higher the premium, but individuals do not have to deliberately pursue high premium investment when purchasing, it is recommended to analyze the specific personal accident protection needs of the insured first, and then purchase on demand.

In terms of setting the sum insured for accidental death, ideally, the sum insured for death and total disability should be set at 10 times the annual income of the insured, which can ensure that the life of the insured's family will not be affected for 10 years after the accident occurs.

The amount of medical expenses, hospitalization allowance and other insurance can be set accordingly according to the level of medical consumption in the place of residence of the insured.

In terms of coverage, personal accident insurance usually includes accidental death, disability, accidental medical treatment, etc., and some products will also include accidental hospitalization allowance, traffic accidents, and self-driving accidents into the scope of protection.

Personal accident insurance has different prices, some only cost a few hundred yuan or a few thousand yuan a year, and some reach tens of thousands of yuan, but the odds are definitely different.

Personal accident insurance costs tens to hundreds of dollars a year. Because the premiums of different insurance amounts and different types of insurance are different.

A minimum of $100 is also required. But if you want a higher payout, of course, you also need to buy more expensive insurance.

How much does accident insurance cost a year? Hurry up and flip through your policy, if it is more than 1,000 yuan, then you are more expensive, or it is a return-type accident insurance. Accident insurance is actually the simplest and cheapest type of insurance, and you can buy one million insurance for two or three hundred dollars.

When choosing accident insurance, keep these two things in mind:

First, choose one-year accident insurance, do not choose long-term, long-term accident insurance to pay more than 1,000 a year, the return of income is not as high as the interest of the bank, and the one-year accident insurance is only more than 100 per year, no other conditions are attached.

The second is to choose comprehensive accident insurance. Some accident insurance advertises that it is one million insured, but in fact, only one million traffic accidents are insured, and ordinary accidents are only 100,000.

Therefore, for accident insurance, the premium of two or three hundred yuan can already buy millions of sum insured. Hurry up and see how much you have paid for your accident insurance.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello, I am honored to answer your account of 100 to 150 yuan a year for accident insurance. The annual premium of comprehensive accident insurance is about 500 yuan; Travel accident insurance premiums range from $10 to $20.

Accidents happen so suddenly, we can't stop them from happening, but we can reduce the damage caused by accidents. With the improvement of people's security awareness, many people will buy an insurance policy for themselves. Accident insurance, as the name suggests, covers accidents, sudden, external, and unintended events that cause personal damage, which belongs to accidents in the sense of insurance.

Therefore, heat stroke, sudden illness, altitude sickness, etc., which seem to happen unexpectedly, are essentially caused by personal physical reasons, and do not meet the definition of accidents.

How much does accident insurance cost in a year?

Hello, I am honored to answer your account of 100 to 150 yuan a year for accident insurance. The annual premium of comprehensive accident insurance is about 500 yuan; Travel accident insurance premiums range from $10 to $20. Accidents happen so suddenly, we can't stop them from happening, but we can reduce the damage caused by accidents.

With the improvement of people's security awareness, many people will buy an insurance policy for themselves. Accident insurance, as the name suggests, covers accidents, sudden, external, and unintended events that cause personal damage, which belongs to accidents in the sense of insurance. Therefore, heat stroke, sudden illness, altitude sickness, etc., which seem to happen unexpectedly, are essentially caused by personal physical reasons, and do not meet the definition of accidents.

Further Information: Accident insurance mainly covers accidental death, accidental dismemberment, accidental medical treatment, and accidental allowance.

1) Accidental death: For example, if someone buys accident insurance and dies in a car accident, the sum insured will be paid. (2) Accidental Disability:

For example, if you are blind in both eyes, you will be paid according to the personal disability rating standard. (3) Accidental medical treatment: medical expenses caused by accidents can be compensated, such as accidental falls.

4) Accident allowance: For example, if you are hospitalized for one month due to an accident, you will be given an allowance of 200 yuan per day.

How much does accident insurance cost.

150 yuan a year of insurance** to buy.

The difference between accident insurance purchase channels 1, offline channel physical stores (offline outlets), insurance ** person, bank insurance ......Offline insurance channels are closest to our daily lives. Take Ping An Insurance, which has "million" people, whether it is offline people or service outlets all over the country, it doesn't matter if you haven't entered the store, there are always a few relatives and friends around you who are doing insurance, and I believe that many people have felt their "enthusiasm".

Online channels: insurance companies' own official websites, apps, and insurance**; Third-party insurance**, such as Ant Insurance in ZFB and WeSure in VX; Insurance brokers and other channel insurance companies sell their own online products, and the products are relatively simple, while third-party insurance platforms and insurance brokers cooperate with insurance companies to aggregate and sell the products of multiple insurance companies.