Is there any handling fee for non local account closure of Bank of China?

There is no handling fee for debit card cancellation in other places. If you owe the SMS notification service fee, you need to cancel the card after the payment is made. As you are unable to know the details of your debit card transactions, it is recommended that you contact your local BOC outlets.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

If your bank card is still there, the Bank of China card can be cancelled in other places, and the handling fee for non-local areas within the province is 1%.

If you don't want to cancel your account, you just need to go to the counter with your card and ID card and change the mobile phone number bound to the online banking to a new one.

If the card is gone, you can go to the counter to find the card number and the information left at that time, and then call 95566 to ask customer service to help you cancel the online banking, so that you can re-apply for a new card and reopen the online banking.

Bank of China can cancel the card in another place without charging a handling fee, and you can go to the branch or call the customer service of the issuing bank to apply for cancellation.

1. There is no need to cancel the savings card, and it is not used for a long time, when the balance is not enough to deduct the annual fee, the bank will automatically freeze it, and the bank will generally cancel a batch of expired and invalid cards for a long time in a few years.

2. If the credit card account is closed, the account can also be closed in another place. There is also no handling fee, call the Bank of China credit card customer service**, orally submit the card cancellation application, and then pay off the arrears, the bank will have a special card cancellation staff to contact you, and you can complete the card cancellation according to the prompts.

Whether it's a credit card or a debit card. Generally, the bank counter of the non-local card cannot be closed.

A Chinese bank account can be closed in a different place, but it cannot be closed in a different place if there are any of the following circumstances:

1.SMS notification, third-party depository or affect the cancellation of cards in other places;

2.It is not possible to put the card on hold for a long time after applying for a card. If the debit card is not used for three years, it will become a "sleep card" and cannot be cancelled in other places;

3.If you have opened an agreement that does not support cross-branch cancellation, such as third-party depository and wealth management investment, you can only return to the original card region with the card to cancel your account.

The bank card cannot be cancelled in another place, and it is necessary to return to the original bank with a valid ID card and bank card for cancellation.

Different banks have different specific cancellation methods, and there are probably these types of cancellation methods: cancellation at the bank counter in person, cancellation of online banking and sales by others. All banks allow the cardholder to go to the bank counter to cancel the bank's bank card; Some banks, such as China Merchants Bank, support consignment sales and online banking cancellation.

It should be noted that if the card is cancelled at the counter, you must take your identity certificate; If it is sold by someone else, you need to take the identity certificates of two people and the bank card you want to cancel.

Many banks, such as Bank of Communications, support cancellation in other places, but basically there are conditions, such as the Bank of Communications bank card that you want to cancel has signed such an agreement, and you cannot cancel the account in another place: third-party depository, **, foreign exchange, wealth management platform agreement in TA system, etc.

The impact of not using the bank card, not canceling it:

1. If you do not use a debit card for a long time, even if you owe annual fees or management fees, it will not affect the credit of the cardholder. However, the debit card "takes up a spot".

2. Some banks, such as CCB and ABC, will be converted to a dormant account if they meet the requirements, the difference is that if the ABC does not trade in the next 5 years, it will close the account, while the CCB will always sleep, during the "sleep" period, the annual fee will be collected, and then if you suddenly remember to reuse it one day, then check whether the account is cancelled, if not, then pay the money owed before and reactivate.

Can a remote card be cancelled locally?

Bank credit card cancellation, cancellation method is as follows:

**Bank Cancellation:

Credit cards can be cancelled through ** bank. If you must meet the premise that the credit card can be cancelled before you can cancel it, call the corresponding bank customer, enter the card number and information according to the prompts, and handle the account cancellation.

Bank counter cancellation:

1) Bring valid documents, such as ID cards and credit cards.

2) Go to the bank to get your reservation number and queue up.

3) Explain to the service staff that you want to close the account, give the credit card to the bank staff, and fill in the relevant application.

4) The credit card account has been closed.

Note: If the credit card is lost, you need to reapply for a credit card first, and then cancel the account, and the card fee is required to replace the card;

To close the credit card, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card.

Foreign bank cards and debit cards cannot be cancelled locally.

Because the regulations are different, whether or not the debit card of a foreign bank can be cancelled locally varies from region to region. If there is arrears in the debit card, you cannot cancel it locally, you can only go back to the account opening area to cancel it, and you need to pay the arrears amount before you can cancel it.

OK. The Bank of China debit card can be cancelled in other places.

As long as I bring my ID card and bank card to the business office of Bank of China to go through the cancellation procedures.

No! Bank cards handled in other places must be cancelled at the local opening bank, which cannot be handled locally.

Foreign bank cards can also be marketed locally, which are universal.

The above content is for your reference, and the actual business regulations shall prevail.

Can a remote card be cancelled locally?

During the validity period of the credit card, you can continue to use financial functions such as consumption and cash withdrawal.

The above content is for your reference, and the regulations of the business file are subject to the actual situation.

No, credit cards do not have financial management functions, wealth management, foreign exchange, etc. cannot be invested, and credit cards cannot be bound to third-party depository accounts. Credit cards are mainly bank cards used for consumption, with a certain credit limit, which can be used for early consumption, and the consumption generated in the current month will be returned in the next month.

Credit cards can also be used for deposits and withdrawals, but deposits and withdrawals are not cost-effective, demand deposits have no interest income, and there is a charge for withdrawing money beyond a certain amount (depending on the bank).

No, after the repayment of the Bank of China auto loan credit card, there is no credit line in the credit card, so the user cannot use the card for overdraft consumption, cash withdrawal, and transfer. The previous limit of the car loan credit card is a special limit, which can only be used to pay for the purchase of the car, and after the payment of the car purchase price is successful, the limit cannot be used for other consumption.

If you still want to use a credit card, you can apply for a new one, as a car loan user of Bank of China, and then apply for a credit card in Bank of China, the pass rate will be relatively higher.

You can cancel the card in another place, as long as it is the bank. Debit cards are divided into debit cards, special cards, and stored-value cards according to their different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

A special card is a debit card that can be used in a specific area for a specific purpose (other than the department store, restaurant, and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.