How to charge the inter bank transfer and remittance fees of Bank of China

If you hold a BOC Great Wall debit card, the handling fee for personal domestic inter-bank counter transfer and remittance:

Normal: 2 yuan per transaction below 10,000 yuan (including 10,000 yuan);

10,000-10,000 yuan (including 10,000 yuan), 5 yuan;

10,000-10,000 yuan (including 10,000 yuan), 10 yuan;

10,000-50,000 yuan (including 50,000 yuan), 15 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

Real-time: each transaction below 10,000 yuan (including 10,000 yuan), yuan;

10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan;

10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

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The e-banking offer can be transferred through the Bank of China portal** homepage "E-Banking".

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Transfers will inevitably incur handling fees, especially for inter-bank transfers, which vary from bank to bank and charge for transfers through different channels.

Generally speaking, the same bank does not charge a handling fee for intra-city transfers, and the transfer fees of the same bank in different regions will be different.

In addition, the transfer fees of different banks and channels vary.

Take Bank of China as an example: (1) If the transfer is less than 2,000 yuan, the counter inter-bank transfer fee is 2 yuan, and the ATM transfer is yuan, and mobile phone and online banking are free. (2) Transfer 2000-5000 yuan, the counter inter-bank transfer fee is 5 yuan, ATM transfer is 6 yuan, mobile phone, online banking is free.

3) Transfer 5,000-10,000 yuan, the counter inter-bank transfer fee is 10 yuan, ATM transfer is 12 yuan, mobile banking is free, and online banking is 10 yuan. (4) Transfer 10,000-50,000 yuan, the counter inter-bank transfer fee is 15 yuan, ATM transfer is 18 yuan, mobile banking is free, online banking is 15 yuan. (5) For transfers of more than 50,000 yuan, the counter inter-bank transfer fee is the transfer amount, up to 50 yuan, ATM is not supported, mobile banking is free, and online banking is the transfer amount, up to 50 yuan.

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If you hold a BOC Great Wall debit card, the handling fee for personal domestic inter-bank counter transfer and remittance:

Normal: 2 yuan per transaction below 10,000 yuan (including 10,000 yuan);

10,000-10,000 yuan (including 10,000 yuan), 5 yuan;

10,000-10,000 yuan (including 10,000 yuan), 10 yuan;

10,000-50,000 yuan (including 50,000 yuan), 15 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

Real-time: each transaction below 10,000 yuan (including 10,000 yuan), yuan;

10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan;

10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

95566 queries.

The e-banking offer can be transferred through the Bank of China portal** homepage "E-Banking".

Handle related business.

Domestic inter-bank remittance ordinary: 2 yuan for each transaction below 10,000 yuan (including 10,000 yuan); 10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan; 10,000-50,000 yuan (including 50,000 yuan), 15 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

Real-time: each transaction below 10,000 yuan (including 10,000 yuan), yuan; 10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan; 10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

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1 January 2020 During 31 December 2020, use Mobile Banking.

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Bank of China inter-bank transfer is divided into two forms: online and offline, offline transfer should be charged a certain fee according to the actual situation, and online mobile APP transfer is currently not charged. The details are as follows:

1. Offline domestic inter-bank transfer:

1) Inter-bank ordinary transfer: 2 yuan for each transaction below 10,000 yuan (including 10,000 yuan); 10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan; 10,000-50,000 yuan (including 50,000 yuan), 15 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

2) Inter-bank real-time transfer: each transaction below 10,000 yuan (including 10,000 yuan), yuan; 10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan; 10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

2. Online domestic inter-bank transfer:

Mobile Banking. Intra-bank transfer and remittance are free of charge.

Further Information] Bank of China (BankofChina) was formally established on February 5, 1912. The head office is located at No. 1, Fuxingmennei Street, Beijing, and is a large state-owned bank managed by the first company.

National vice-ministerial-level units. Bank of China is a state-owned financial institution under the leadership of the Communist Party of China. Bank of China is the note-issuing bank in Hong Kong and Macau, and its business scope covers commercial banks and investment banks.

**, insurance, aviation leasing, etc.

Bank of China is the only bank in China that has been in continuous operation for more than 100 years, and it is also the most international and diversified bank in China. Institutions in Chinese mainland and 61 countries and regions, including BOC International, BOC Investment, BOC**, BOC Insurance, BOC Aviation, BOC Consumer Finance, BOC Financial Business, BOC Hong Kong and other holding financial institutions.

In 2017, Bank of China became the only "Double Olympic Bank" in China. In 2019, Bank of China was once again selected as a global systemically important bank, becoming the only financial institution among emerging market economies to be selected for nine consecutive years. June 2021, The Banker.

The 2021 Top 1000 Global Banks were announced, and Bank of China ranked 4th.

In February 2018, BrandFinance released the 2018 Top 500 Global Brands.

list, Bank of China ranked 18th. In December 2018, the 2018 (15th) "Top 500 World Brands" list exclusively compiled by the World Brand Lab was held in New York, USA.

Announced, Bank of China ranked 198th. In December 2019, Bank of China was selected as one of the top 100 brands in the 2019 China Brand Power Ceremony.

December 18, 2019, People**.

Released the China Brand Development Index 100 list, and Bank of China ranked 21st. In March 2020, it was selected as a global brand value.

No. 20 in the top 500. In August 2021, the Fortune Global 500 list.

released, Bank of China ranked 39th.

Domestic inter-bank remittance (real-time) charging standard: less than 10,000 yuan (including 10,000 yuan) per transaction; 10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan; 10,000-10,000 yuan (including 10,000 yuan), 12 yuan; 10,000-50,000 yuan (including 50,000 yuan), 18 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

Domestic inter-bank remittance (ordinary) charging standard: 2 yuan for each transaction below 10,000 yuan (including 10,000 yuan); 10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan; 10,000-50,000 yuan (including 50,000 yuan), 15 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan;

During the period of Bank of China's electronic channels, during the transaction discount (January to December 2020), domestic inter-bank transfer business can be handled through personal online banking, ordinary customers: debit card transfer: a single transaction of less than 5,000 yuan (inclusive) is free of charge, and more than 5,000 yuan is charged normally; Wealth Management customers:

Debit card transfer: a single transaction of less than 5,000 yuan (inclusive) is free, and more than 5,000 yuan is charged normally; BOC Wealth Management customers and private banking customers: free of charge.

The above content is for your reference, and the actual business regulations shall prevail.

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Bank of China's inter-bank transfer fees are different in the same city, different places and different amounts.

1. ATM inter-bank transfer: 3 yuan for the transfer amount of less than 10,000 yuan (inclusive); Transfer amount of more than 10,000 yuan to 50,000 yuan (inclusive), 5 yuan;

2. ATM inter-bank transfer: if the transfer amount is less than 5,000 yuan (inclusive), it will be charged at 1% of the transaction amount, with a minimum of 5 yuan;

3. If the transfer amount is more than 5,000 yuan to 50,000 yuan (inclusive), 50 yuan.

Since October 1, 2015, it has been adjusted to: personal inter-bank counter transfer and remittance (real-time) fee standard:

1. Each transaction is less than 10,000 yuan (including 10,000 yuan), yuan;

2. 10,000-10,000 yuan (including 10,000 yuan), 6 yuan;

3. 10,000-10,000 yuan (including 10,000 yuan), 12 yuan;

10,000-50,000 yuan (including 50,000 yuan), 18 yuan;

If it is more than 10,000 yuan, the maximum fee is 50 yuan.

Recently, the following activities have been carried out through the Bank of China Internet Banking.

Theme of the event. Bank of China e-banking transfer 65% discount.

Activity object. BOC Internet Banking customers, BOC Mobile Banking customers, BOC Home Banking customers.

Event time. This promotion starts on April 1, 2012 and ends on June 30, 2012.

Event content. 1. Corporate Internet Banking: During the event, corporate customers can enjoy a discount on electronic remittance fees through BOC Corporate Internet Banking. The scope of the corporate online banking transfer offer is all transfer transactions under transfer remittance and cash management, excluding cross-border remittance.

2. Personal Internet Banking: During the event, customers of the Personal Internet Banking Wealth Management Edition can enjoy a discount on RMB transfer and remittance through BOC's Personal Internet Banking, and a 5% discount on the counter fee standard for cross-border remittance; Personal Internet Banking VIP customers can enjoy a 5% discount on inter-bank transfers, a 5% discount on counter fees for cross-border remittances, and other transfer transactions are free of charge.

3. Personal Mobile Banking and Home Banking: During the event, personal customers can enjoy free discounts for transfer and remittance through BOC Mobile Banking and Home Banking.

Inter-provincial RMB real-time transfer (inter-bank card transfer) within BOC is not eligible for this promotion. The fee standard is: debit card transfer, according to the amount, the minimum is RMB 1, the maximum is RMB 12; Quasi-credit card transfers are charged according to the amount, with a minimum of RMB 1 and a maximum of RMB 30.

I transferred 100,000 yuan from Bank of China as a handling fee, and other banks transferred 8 yuan to Bank of China.