I want to buy a health insurance for my children, do you recommend it?

I bought Ping An Children's Comprehensive Insurance for my child, and I saw it on Ping An Insurance** at the time, which can reimburse hospitalization expenses caused by illnesses and accidents. Originally, I didn't know whether to buy an accident or an illness at first, but after seeing this and understanding it, I directly insured the child, after all, it is much better to insure both than only one accident or illness. I am insured for more than 700 a year, and this amount is set according to the amount of your insurance.

For more information, you can go to Ping An Insurance** to learn more about it.

Xianghe Wanjia Insurance (dividend-paying).

Basic Information Coverage Age.

Born at least 30 days old to 55 years old.

Payment Method. One-time payment, 5 years, 10 years, 20 years.

Duration of insurance. to the age of the year.

Features: Double Total Disability Benefit,15 times the maturity survival benefit, 32 types of critical illness benefits and additional cancer benefits, convertible pension at age 60 and maturity, and premium waiver for accidental death and total disability of the policyholder.

Guarantee the maturity of the project survival insurance benefit.

Death or Total Disability Benefit.

Product Introduction. 1.It has the functions of maturity survival benefit and life insurance protection.

2.On this basis, a variety of additional insurances such as critical illness, cancer prevention, hospitalization and accidental injury can be added, providing customers with different protection needs with ample room for choice.

I think it is necessary, and it is necessary to buy children's health insurance to protect the safety of children.

In fact, it is very necessary to buy, mainly because children may have all kinds of accidents when they are young, so buying this bending empty insurance is also for the sake of children.

It is necessary to buy without delay, in fact, children will also have a lot of dry and bumpy situations, plus the epidemic force is relatively low, and the health will always be affected.

Why do children buy insurance (1) As a parent, you are most proud of it, and the most cherished thing must be your child, right? Your lovely child has the right to grow up healthy in the best possible environment, do you agree? If my formula could secure your child's future, would you be willing to act now?

Why do children buy insurance (2) For your lovely children, life insurance is the most precious and meaningful gift, which can bring your children to: 1, education 2, savings 3, protection 4, why do loving children buy insurance (3) Education The ancients said: raising but not teaching, the fault of parents, but the cost of education is very expensive.

When your child is preparing to attend a higher education school, do you have enough money and expenses for him? Why do children buy insurance (4) Although money is not everything, it is absolutely impossible to have no money! Studying, starting a business, getting married, starting a family, etc., all need to use a lot of money, right?

Isn't it your wish to plan ahead and build a good financial foundation for your child so that he can easily gain a foothold in society? Why do children buy insurance (5) Wheelchair protection is not designed only for adults, children also have the possibility of disability, right? Every parent has a responsibility to provide the best possible life support for his child, do you agree?

Why do children buy insurance (6) Do you like to get red envelopes? If you were 55 years old and received a big red envelope from your parents from your insurance company, how would you feel excited? You will definitely be grateful!

Is that right? Save more money for your child so that he can get another surprise from you when he retires. A big red envelope, a gift of love.

All right? Why do children buy insurance (7) Please recognize the facts, the child's insurance policy is not expensive at all, the expensive thing is to cultivate an accomplished child, do you agree? Do your best to make your child become a dragon and a phoenix, it must be your wish, do you agree?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello! Parents should give priority to their children's medical insurance before they buy health insurance for their children

1. Prioritize improving children's medical insurance: Compared with ordinary children's outpatient medical expenses, children's inpatient medical expenses are undoubtedly a major risk, so parents should pay special attention to inpatient medical insurance when buying children's medical insurance for their children.

2. Secondly, pay attention to critical illness protection: compared with minor illnesses such as children's colds and fevers, common high-incidence critical illnesses such as leukemia and hand-and-mouth disease are undoubtedly a major risk for the whole family. It is recommended that parents should clarify the coverage when applying for children's critical illness insurance and check whether the selected children's critical illness insurance covers common children's critical illnesses.

It is recommended that the insured amount for critical illness be more than 50,000 yuan, otherwise the meaning of insurance will be lost.

3. Finally, choose the right insurance method: There are many ways to buy children's health insurance, including going to the insurance company to apply for insurance, looking for an insurer, and applying for insurance online. Comparatively speaking, online insurance is more convenient and affordable.

For example, you only need to log in to the homepage to register as a member, find a suitable product in the health insurance section, and click to apply for insurance, so that you can get at least 15% discount.

Hello! We are happy to serve you, and the first choice for buying insurance for your child is to first accident critical illness plus education fund.

Hello, buy insurance for your child, Pacific Children's Super Insurance will keep your child healthy and worry-free.

Hello! When reimbursing, parents should first report the case, and then collect all the information about the claim, and then wait for the insurance company to investigate, verify the claim, and finally receive the compensation. It should be noted that the documents that must be prepared at the time of reimbursement are:

When a child is diagnosed with an illness, the following procedures are required: a medical diagnosis certificate or a discharge summary; Original receipts for medical expenses; List of fees and settlement details; A copy of the applicant's ID card or household registration certificate; Original insurance policy.

When a child is injured in an accident, the procedures required are: a medical diagnosis certificate; Certificate of accidental injury issued by the relevant department; Original receipts and prescriptions for medical expenses; A copy of the applicant's ID card and household registration certificate; Power of attorney from the individual or guardian; Original policy.

The insurance company will generally make a notice of closure within 7 days when all the documents are complete, and the parents of the students can go to the insurance company to receive the compensation with their ID cards after receiving the notice.

Pacific Life is here for you.

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Follow Protect First, then Financial Education.

The first thing to buy insurance is to choose a good company, and the second is to choose a good person. In fact, the products of insurance companies are all set by the Insurance Regulatory Commission, and they are all very similar. My answer suggests that you consider Chinese Life Insurance or China Taiping Life, on the grounds that the central management unit is also a ** direct management unit!

Like Ping An, they are all joint-stock companies to receive projects, and there is no project of the central management unit!

Chinese life and health plus cancer prevention is the most suitable.

Types of commercial medical insurance for newborns.

At present, there are many types of infant medical insurance on the market, such as children's medical insurance, children's critical illness insurance, children's accident insurance and comprehensive universal insurance.

1. Children's medical insurance, the insurance cost is not high, when the baby is hospitalized, you can get the corresponding medical compensation and hospitalization allowance, many parents are more recognized by this one;

2. Children's critical illness insurance, mainly for infants and young children with high incidence of critical diseases, due to the current trend of critical illness at a younger age, the possibility of infants suffering from major diseases is also increasing, in order to avoid falling into the dilemma of no money for treatment, it is also necessary to buy this infant medical insurance for the baby;

3. Children's accident insurance is aimed at the characteristics of low self-protection ability and curiosity of infants and young children, providing medical protection for children with various accidental injuries, reducing health risks and reducing economic losses;

4. Comprehensive universal insurance is a very typical infant medical insurance, its coverage is very comprehensive, hospitalization, serious illness, accidental injury protection, and even education protection, and generally lifelong protection, this comprehensive medical insurance is suitable for younger infants, the younger the age, the longer the protection time, but usually the premium of this insurance is relatively high.

Options for commercial medical insurance for newborns.

1. Choose infant medical insurance with higher outpatient claims

Outpatient expenses occur more frequently, but commercial insurance generally does not bear insurance liability for disease outpatient services, but there are exceptions, such as Kunlun Health Insurance Company's Health Bao Children's Insurance can provide children with special disease outpatient expenses reimbursement. When choosing outpatient children's medical insurance, parents should choose insurance with higher claims and claims for special diseases.

2. Choose infant medical insurance that provides coverage for congenital and pre-existing conditions

Some children may be congenital with some diseases, and commercial insurance does not provide protection services in order to control the risk of this part of the ** cost, which means that children with congenital diseases rarely have medical protection. However, if the mother has taken out maternal and infant insurance during pregnancy, then the baby can also get a valid claim if she has a congenital disease.

3. Insured infant hospitalization medical insurance covers hospitalization expenses:

For the insured infant hospitalization medical insurance, to protect, ** and claim three aspects of comprehensive, only from the ** level can not judge the quality of the product. For example, some relatively inexpensive plans may have more restrictions on deductibles. In addition, when purchasing this type of medical insurance, you should pay special attention to the details of the payment terms, such as understanding the specific way of the insurance claim limit, some types of insurance not only stipulate the maximum claim limit, but also have a limit for each sub-claim; Another example is to understand the reimbursement rate of the total cost stipulated by the specific insurance type.

In fact, there is no good or bad infant medical insurance itself, the key is to be suitable. Parents should choose products suitable for their babies according to the specific situation of their children, such as physical strength, living environment, family conditions, age and a series of factors. At the same time as purchasing, it is also necessary to read the insurance protection regulations and exemption clauses to avoid unnecessary troubles and disputes.

To buy! Children are young, have weak body resistance, and are prone to some risks of getting sick, so it is very necessary to configure health insurance for children as early as possible!

For children should choose the following three categories of products:

1. Critical illness insurance.

Critical illness insurance is to prevent losses caused by critical illness, and some children with high incidence of critical illness, such as leukemia, can be configured to reduce financial losses by configuring critical illness insurance. Therefore, when parents choose critical illness insurance for their children, they must choose insurance that covers common children's critical illnesses.

2. Hospitalization medical insurance.

The child is young and has a high probability of hospitalization, and hospitalization medical insurance can reimburse a certain percentage of the cost of hospitalization, and it is relatively cheap!

3. Children's accident insurance.

Children's accident insurance is essential, and choosing a special children's accident insurance can protect your child from losses caused by accidents.

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