Whether to buy a fund, you need to look at the index, and which index the fund mainly looks at

Investors should first make it clear that buying ** should be a long-term investment behavior, which is to invest their idle funds that will not be urgently used in the future for a period of time, and as a long-term investment, the index should not become an obstacle to buying.

If you're bullish on China** and the long-term trend of economic development, you can hold onto it without paying too much attention to the index. On the other hand, even the world's top investment masters admit that the market is incomprehensible, and as an individual investor, it is actually an almost "impossible task" to grasp the changes in the index.

For actively managed models, their performance will not be exactly in line with index movements. As long as we can continue to explore and hold high-quality products with sustainable growth potential, it is possible to achieve performance that surpasses the highest performance. Only taking the rise and fall of the index as the standard is a lack of investment basis.

**It is a long-term investment financial management method, and individual investors do not need to spend much time trying to judge whether the current index and **** are high or low. As long as you agree with the company's investment philosophy and have confidence in the sustained growth of China's economy, there is no need to deliberately choose the entry point of investment.

According to whether active management is or not, it can be divided into active (i.e., most of the current market**, **managers strive to outperform the performance benchmark index) and passive (i.e., index**, which refers to the ** as completely replicating the performance benchmark index as possible). If you are buying an exponential, the index is very important.

In addition, different indexes are different to replicate, such as Harvest CSI 300 **, which tracks the CSI 300 Index, so the index is very important for Harvest CSI 300 ** and needs to be paid close attention to.

Depending on the type of ** you want to buy, general** type, mixed type, index type and the like all depend on the index, and the current point is good (personal opinion, not responsible).

The main thing to look at is the main index of **, and its index is particularly authoritative, so you must look at this index.

**That's it**, if it's not an index**, it doesn't have much to do with any index. Take a look at the investment style of **, and there may be some correlation with industry indexes.

**Mainly look at the ROE of the company behind it, and PE also depends on the company's performance comparison.

Newbies are not recommended to buy indices** for the following main reasons:

1. Index is a kind of passivity, which takes the trend of a certain index as the subject matter, which requires investors to be very accurate in the trend of the target index, and the novice lacks professional knowledge and investment technology, resulting in a good grasp of the trend of the underlying index.

2. The index may be volatile, for people with good technology, frequent operations can be sold at a high point, bought at a low point, to maximize returns, but for novices, funds are placed in the index, which can not maximize the efficiency of funds.

3. Since the index ** earns the average return of the market, the fluctuations in a short period of time will not be very large, and the requirements for the mentality of investors are high, and novices generally lack patience.

Extended information: 1. Index** is a product that uses a specific index as the underlying index and takes the constituent stocks of the index as the investment object, and builds a portfolio by purchasing all or part of the constituent stocks of the index to track the performance of the underlying index.

2. According to the copying method, it can be divided into full replication index** and enhanced index**, and according to the trading mechanism, it can be divided into closed-end index**, open-ended index**, index ETF and index LOF.

3. There are more and more indexes in the market, and it is more and more difficult to choose the index, and investors need to pay attention to two points when choosing the index: on the one hand, it is no less difficult to find such an index than to choose; On the other hand, it is to choose to invest in the index with a small tracking error, and the smaller the tracking error, the stronger the manager's management ability, and the more investors can achieve the goal of obtaining the index rate of return.

4. The investment operation of the index ** is a process of tracking the index by purchasing the components of the index ** (or other**), which mainly includes position building, reinvestment and tracking adjustment.

Summary. Index**, which is generally purchased on or off the exchange, cannot be purchased except in these two places.

Index**, which is generally purchased on or off the exchange, cannot be purchased except in these two places.

Index** is a product that uses a specific index (such as CSI 300 Index) as the underlying index, and uses the constituent stocks of the index as the investment target, and tracks the performance of the underlying index.

There are two ways to buy index**: 1. Buy OTC index** through the sales platform of the debate base; 2. Buy the index in the secondary market through the ** account.

Buying indices in the secondary market through an account is limited to buying indices that are listed on exchanges, such as index LOF and ETFs.

The reason why you want to look at the Shanghai Composite Index is that the Shanghai Composite Index represents the trend of China's A-shares. ** is a barometer of the economy, and the trend of the Shanghai Composite Index (Shanghai ** Composite Index, also known as the Shanghai Composite Index) is the "eye obetrometer" of China's A-shares.

When the Shanghai Composite Index strengthens, China** strengthens. When the Shanghai Composite Index weakens, so does China**. Therefore, if you buy ** to look at the Shanghai Composite Index, you will also understand the current market situation.

For example, when the Shanghai Composite Index is at a low level, it is relatively safe to buy ** at this time, and the probability of making money is high;

Many indices** are based on the Shanghai Composite Index. Indices are a big family of products, and many people are buying indices. Many indexes** are based on the SSE Index, or are based on the constituent stocks of the SSE Index, such as the SSE 50 Index**, the SSE 180 Index**, etc.;

Looking at the Shanghai Composite Index, you can perceive the style change, and decide the investment strategy. ** The style is in a state of constant rotation. For example, there will be a period of strength in the Upper Grip Evidence Index, a period of time in which the Small and Medium Index will be stronger, and another period in which the ChiNext Index will be stronger.

Checking the trend of the Shanghai Composite Index in time is to perceive the change of style, so as to make investment decisions accordingly. For example, when the Shanghai Composite Index strengthens and the SME Index weakens, then you can increase the allocation to the Shanghai Composite Index and reduce the ** related to the SME Index.

**, in a broad sense, refers to a certain amount of money that is set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. We refer to **investment** mainly.

Closed-end type belongs to trust, which refers to an investment whose scale has been determined before the issuance, fixed within the specified period after the completion of the issuance, and traded in the market.

Because the closed-end ** transaction on the ** exchange adopts the method of bidding, the transaction ** is affected by market supply and demand and does not necessarily reflect the net asset value of **, that is, relative to its net asset value, the closed-end ** transaction ** has a premium and discount phenomenon.

In recent years, the index has been recommended by major companies as the first choice, and investors are also increasingly favoring the choice of index in medium and long-term investment. Compared with low-risk investment products, the index ** chooses the right investment method, often can achieve better returns, after all, in the case of less principal, more investors are still willing to "fight", the purpose is to obtain excess returns. So what do you need to look for when choosing an index?

Step 1: Look at your investment goals.

Like other financial products, the index ** is also to clarify its own investment direction and choose to clear its own investment target. There is no such thing as a good or bad index on its own, and the most important thing is to adapt to your own asset allocation goals. Investing in an industry can focus on the industry**, and focusing on **stocks, you can pay attention to some CSI 300 index**, etc.

Step 2: Compare interest rates.

Investors should also carefully consider the interest rates of each company after determining the type of index they want to invest in. The rates here include management fees, custodian fees, subscription and redemption fees. Although the first two items are not like subscription and redemption fees, which need to be paid by investors out of their own pockets, the cost of including ** assets should not be underestimated.

Generally speaking, ETFs and LOF indices have lower interest rates, and investors should read the contracts and prospectuses carefully before choosing an index. In addition, the same CSI 300 Index**, the interest rate of different ** companies is different, the highest interest rate reaches, and the lowest is only. Many investors ignore the cost of investing**.

In fact, the interest rate on the index** will have a greater impact on returns. Because it is difficult to close the gap in performance when an index** tracks the same target, an annual interest rate spread1 is an important starting point for influencing investment.

When investors actually choose an index**, they should choose an index with a relatively low valuation, relatively stable historical trend, and valuable long-term investment**. This is like the technology stock industry just mentioned, to compare semiconductors, chips, software, computers, electronic products and other indices as an evaluation of the industry, so that a relatively good investment strategy can be achieved, from which to choose the intrinsic value range of the index for investment.

First of all, it is necessary to pay attention to the ** and quantity of the ** selling position and the selling position, and then you also need to observe the ** market, as well as to observe the alignment and**, and to pay attention to the fluctuation and stability of the ** ticket, and to pay attention to the stability.

It is necessary to look at the profit, trend chart, the first project, as well as the overall development, the scale of the market and so on, these aspects need to be combined.

You need to look at the market, and you also need to look at your own economic situation and income, and you should also observe the trend of the index, and you also need to learn some professional knowledge, and you also need to understand some of the index.

It is necessary to look at the situation of the industry, the profitability of the company, the fluctuation of the company, and whether there is a problem with the issuing company and the prospects of the industry.