How much of a family s savings can be called rich or rich in our country?

Only when it reaches more than 5 million can it be called a rich person, because according to relevant data, a family of three will spend about 1 million in this life, and 5 million can do whatever you want, like a rich person.

At least more than 1 million. Now most of us ordinary people have a deposit of 500,000. The money has to be used for the elderly or the wife.

Talents with more than 2 million household savings in China can be called rich or rich, because the current currency depreciation is relatively strong, and the house is relatively high.

If you have a car and a house in the city, and your deposit reaches more than 3 million, you are called a real rich person. Don't worry about mortgages and car loans, you also have a certain amount of savings. There is no need to borrow money from relatives and friends at critical times, ordinary families have to support their parents and children in addition to the pressure of mortgages, so it is more difficult, and it is basically impossible to save 3 million.

Put this money in the bank to eat interest, about 100,000 yuan every year, and this 100,000 yuan is equivalent to an ordinary person's salary. This state is not worrying about eating and drinking, so let's find out in detail!

More and more people understand the role of saving, especially after the epidemic, only to find that they don't have to worry about anything if they have money in hand. Even if you stay at home every day, you dare to order all kinds of delicious takeout, no matter how rich the day is, you should learn to restrain and live the rich day as a poor day. Some people who don't have to buy things try not to buy them to reduce their desire to buy, and some people have crazy shopping habits, and after buying things back, they don't even tear off the label.

Watching these things rot or break down at home is a complete waste of money, and the disadvantages are not yet apparent when you are rich, but once you are down, your hands will immediately become very tight.

In the case of a house and a car, a deposit of 3 million is considered a rich person. If you don't have a car or a house, these savings are not considered rich, and now it is more expensive to buy a house, and it is not easy to have a nest in a big city, and 3 million can only buy a house in a second-tier city. In the first-line city center, it is basically impossible to buy a house, and if you want to determine these two items, the conditions will be better than others, and after becoming rich, you must know how to plan.

Don't use it indiscriminately, most of it should be spent on education, food, clothing, housing and transportation, and don't be too extravagant.

If you want to become a real rich person, in addition to working capital, of course, you also need fixed assets, and everyone in the market will recognize that fixed assets and RVs are value-preserved. In recent years, real estate prices will fluctuate, but they will not continue to decline, and the state will also target RVs in the process of regulation. There are tens of thousands, millions, tens of millions of different grades will also symbolize personal impressions, in the current life, if there is a car and a house and enough savings, in fact, this kind of life is really envied by most people.

After all, life is very stressful, and it is already great to be able to have fixed assets.

This is hierarchical, for the primary standard, well, the family has no debt, even if it is rich, for the intermediate standard, more than the national average number of deposits belongs to the rich, for the advanced standard, the amount of savings in your hand allows you to get a very generous passive income This is considered a rich person, and there is no specific scope for the rich.

The family must have at least 2 million savings to be called rich, and they will not consider the ** of goods when buying things in daily life.

You must also have at least two or three million savings at home, so that you can go out and play and live the life of a rich man in addition to your daily life.

It should be considered the middle class now. According to the current situation, it is very good to be able to save 2 million, which is considered a well-off level, although it cannot be said to be a rich man. But it's much better than the average person.

The number of households with a deposit of 2 million is about 5 million in the country, which can be said to account for only 100 million of the total number of households in the country, which can be said to be a very small proportion.

If the deposit is $2 million, it is estimated that there should be a net deposit other than owner-occupancy. If it is in a third- or fourth-tier city, a deposit of 2 million yuan is calculated according to the per capita income of 4,000 in the third- and fourth-tier cities, which is equivalent to 40 times the annual income of the individual, that is, the income level of 40 years (calculated according to the income gradually rising from low to high, and more than 40 years of annual income), and the annual income level of 10,000 yuan in the first and second-tier cities is also required. Whether it is according to the annual income level of 40 or 20 years, it is conceivable that the income base of 40 or 20 years ago is very low, from this point of view, 2 million deposits should account for an annual income level of more than 50 years in third- and fourth-tier cities and 30 years in first- and second-tier cities, which is already a very high level.

Extended Information:1According to the data of the Hurun Wealth Report.

According to the data of the Hurun Wealth Report, in 2018, the total number of households with assets exceeding 6 million yuan in the country reached 4.88 million, accounting for about 100 million of the total number of households in the country. Generally, assets will include real estate, deposits and other data. About 60% of the average family with 6 million household assets may be able to have a deposit of 2 million.

Then there are some families, families with assets of about 4 million, although the family assets have not reached 6 million, but the total savings may also reach 2 million yuan, and the total number of these families is about 2 million.

If this is estimated, there are about 5 million households in the country that can have 2 million savings.

2.According to the central bank's deposit insurance survey data.

In 2014, in order to introduce the limit of the deposit insurance system, the central bank conducted a survey of national accounts, and the results of the survey were that accounts with total deposits of less than 500,000 yuan accounted for about it. In other words, accounts higher than 500,000 yuan in the country are probably the proportion.

There are about 1.4 billion people in the country, and about 300 million people under the age of 18, that is to say, about 1.1 billion people in the country have bank accounts, and the proportion is that there are 4.07 million people in the country who have deposits of more than 500,000 yuan. It has been five years since 2014, and the number of people with deposits of more than 500,000 yuan per year has increased by 30%, so the number of people with deposits of 500,000 yuan is now about 15.11 million. The number of people with 2 million deposits is 3.78 million, and the number of people with 1 million deposits is 7.56 million, and the total number of households with 2 million deposits in the country is about 5 million.

To sum up, the number of households with a deposit of 2 million in the country is about 5 million, which accounts for the total number of households in the country.

Deposits of 10 million are considered to be the upper middle class in China.

can have a net worth of 10 million, and it can be regarded as a fairly wealthy family in my country. According to the data of the Hurun Wealth Report, the total number of households with assets of 10 million in 2019 was 1.98 million, which is relatively small.

There are about 100 million households in the country, and in this way, families with 10 million net assets account for the total number of households, that is, about 1,000 households in the country have 10 million net assets.

Class grading

In our country, families with tens of millions of assets can also live a fairly good life. Generally speaking, in China, families who can have tens of millions of assets generally have an annual income of about hundreds of thousands, and then have one or two properties, and can also have two or three million savings.

The income of tens of millions of assets families generally shows a diversified trend, with salary income of about hundreds of thousands or more, and there are also two or three million deposits, and if you invest reasonably, you can also get interest income of more than 100,000 yuan a year. In this way, the income of tens of millions of asset families can generally reach hundreds of thousands, and they can live a fairly good life at the wild acacia banquet.

Moreover, after the diversification of the assets of tens of millions of asset families, the ability to resist risks will be stronger. Generally, they will have two or three million deposits and other financial assets, and if they lose their jobs, the interest generated by these two or three million deposits will be able to maintain a relatively good life. Therefore, families with tens of millions of assets will generally have a stronger ability to resist risks.

How much money you save a year can't determine whether the family is rich or not, in fact, I think it's up to the family to be rich or not; Because each family's situation is different, each family's standard of living is different, and each city's standard of living is different, there is no standard division for wealthy families.

What kind of family is a wealthy family?

Of course, this asset does not include houses and cars, assets include financial products, assets like **, **, bonds, deposits, financial products, etc., such a family has no worries about food, clothing, housing and transportation, and even if it is sick, there are assets to deal with, such a family I personally think can be regarded as a wealthy family.

Coordinates Shenzhen

I currently live in Shenzhen, Shenzhen is a first-tier city, in this city rich people are really a grasp of a quasi, in this city monthly income of less than 10,000 yuan people are not able to say that they have money, can only say ordinary life, not to mention to reach the rich family requirements are even higher.

So if you are a couple living in Shenzhen, if you have a house and a car in Shenzhen, and you don't have any debts. The two in-laws each have an income of 10,000 yuan per month, and they can save 100,000 yuan after the annual expenses, and if they have a stable job and a fixed asset, such a family can become a wealthy family.

Coordinates Shaoguan

My hometown is Shaoguan, which is a fourth-tier city, and the fourth-tier cities are relatively relative to the first-tier cities, and the consumption level and income are far lower than those of the first-tier cities.

If a husband and wife live in a fourth-tier city, according to the monthly income of 2,000 or 3,000 yuan in the fourth-tier city, if they want to live a wealthy family, the average monthly salary of the husband and wife is more than 5,000 yuan, and the income of the two people is more than 10,000 yuan, so as long as the family saves more than 50,000 yuan a year, it can be called a wealthy family.

Coordinates rural

The countryside is a self-sufficient place, with their own housing and their own food, and if the husband and wife live in the countryside, they can live a wealthy family in the countryside, and the income from farming is also very good. It is relatively easy to live a wealthy family in the countryside, as long as the husband and wife still have 30,000 yuan in annual expenses, and there is also a car, the family without debt can live a wealthy family.

Based on the above analysis, it is impossible to define whether a family is rich or poor, according to different cities with different consumption levels. Not as long as the husband and wife save how many tens of thousands of yuan can reach a wealthy family, how much money to save is a bottomless pit, naturally the more you save, the better. Some people say that saving 100,000 a year is a wealthy family, while some people need to save 1 million, and some say that they need to save more than 10 million to be a wealthy family, so there is no standard.

Therefore, whether your family is a wealthy family or not depends on how you personally position it, and if the positioning is too high, it will always reach the wealthy family.

The standard for a wealthy family is to have a car, a house, a deposit, and a regular income every month. Assets of at least 5 million to 10 million. The standard of the house is a villa, and the annual income is at least one million or more families. Such a family can be counted as a wealthy family.

Wealthy families: 3 consecutive years, annual income of 800,000-2 million, or net assets of 5 million-10 million; According to the statistics of the "China Household Financial Wealth Report", the richest 5% of households in China currently have a minimum total asset of 3.05 million yuan, a minimum net asset of 3.01 million yuan, and an annual income of 170,000 yuan. The richest 1% of households have total assets of 9.61 million yuan.

There is no absolute standard for wealthy families, because each region's income and salary standards are different, and they are determined according to the region, which may be in the first-tier cities, that is, there are houses and cars, and then there are tens of millions of savings, but in some relatively backward areas, it may be that they can afford to pay the bride price, that is, they have money.

The criteria for the wealthy vary from person to person and from country to country. In general, the definition of a wealthy person is relative and varies according to the different circumstances of the individual and society. Here are some common definitions and metrics that can be used to tell if a person is wealthy:

1.Net Worth: A common indicator is the net worth of an individual or household, which is the value left after subtracting liabilities. The exact amount can vary depending on the geography and economic situation, but generally speaking, having more than a certain amount of net worth can be considered wealthy.

2.Annual income: Annual income is one of the important indicators to measure a person's financial well-being.

Depending on the economic level and cost of living in different countries and regions, the standard of annual income will also vary. Generally speaking, the annual income exceeds the average of most people and can be considered wealthy.

3.Social status and influence: In addition to wealth itself, social status and influence are also important factors in judging whether a person is wealthy or not. Sometimes, a person's social status, filial piety, connections, and influence in society are also seen as symbols of wealth.

It is important to note that wealth is a relative concept, and the criteria and definition of wealth will vary in different social environments and cultures. Therefore, to judge whether a person is wealthy or not, it is necessary to consider their assets, income, social status, and comparison with their surroundings.