How much do you think is normal to deposit?

How much deposit is normal, if the deposit is too high, it is a bit abnormal.

The survey found that more than 65% of the population has a monthly disposable income of more than 3,000 yuan, of which nearly 40% have a monthly disposable income of more than 5,000 yuan. Relative to income is consumption, effective data show that these young people can earn and spend, and nearly forty percent of them also spend more than 3,000 yuan per month, with strong spending power.

This is a very different performance from the previous generation. Our parents have always been frugal, and their material needs are much lower than those of modern young people. This leads many parents to accuse their children of "spending lavishly" and "not knowing how to survive".

Nowadays, times are different, and in the whirlpool of high consumption, few people can be immune. Higher consumption levels are also beneficial to socio-economic and industrial development, so there is really no need to avoid them. The key to this is whether young people can find a balance between a dizzying array of material goods and spiritual comforts.

It is difficult to give an exact figure for the normal range of the number of deposits, as it depends on the individual's income, expenses, savings habits, financial plan, and many other factors. From a macro perspective, a person should be able to save enough to meet their basic living expenses and expenses in an emergency, while also planning their life goals and long-term investment plans to ensure steady financial growth.

After all, the amount of savings should be based on personal circumstances to ensure your financial health. For a young person who has just started working, it is normal to save a certain amount of living expenses and savings every month to improve their financial awareness and ability. If you already have a certain amount of savings and income, the amount of savings will be correspondingly higher, but you also need to consider other factors, such as the cost of living, family burden, children's education, etc.

Therefore, the normal range of the number of deposits varies from person to person and should not be a simple and rigid standard. The amount of savings should be assessed based on the individual's financial situation and financial goals.

Summary. As for savings, if you have already started saving money, you can use the monthly salary you receive as a savings deposit after you plan the remaining expenses for the next month's food, clothing, housing and some flexible expenses. You can understand that it is not a fixed amount, but it is the savings that you have left after your income and expenses.

As for savings, if you have already started saving money, you can use the monthly income as a savings deposit if you plan the remaining expenses for the next month's clothing, food, housing and transportation for the next month. You can understand that it is not a fixed amount, but it is the savings that you have left after your income and expenses.

I'm sorry I don't understand, but can you elaborate on that?

The monthly calculation of the deposit is equal to the monthly salary - food, clothing, housing and transportation - flexible expenses, which are no longer used for this month's expenses, and can be used as savings to save a smile.

Ten, hundreds, thousands, tens of thousands, it is not specific, but it is the starting point of your future life planning.

This question needs to be considered according to each person's lifestyle and situation. Generally speaking, having a certain amount of savings can give us a certain sense of security. But what this amount is needs to be considered according to the following factors:

1.Cost of living: We need to consider the cost of living each month, including rent, food, utilities, transportation, and more.

If we have family members, we also need to consider household expenses. If we are able to cover one month's expenses, we need to have at least three to six months in reserve for living expenses.

2.Work status: If you have a stable job and a regular income, then you can save less money. However, if you're a freelancer or someone who is at risk of suddenly losing your job, you'll need to save more money for unexpected expenses.

3.Health problems: Health problems can cost a lot of money. Therefore, if you have a chronic illness or other health condition, you will need to change your cavity to tease additional financial backups. It is advisable to save twice as much as for medical expenses.

4.Major expenses: Major expenses include expenses such as purchasing a vehicle, paying for school fees, home renovations, and more. If you're likely to experience these expenses over a period of several years, you'll need to accumulate additional reserve fees.

After considering the above factors, we can set a suitable storage target according to our own situation. It is advisable to save at least three to six months of living expenses as a backup. You can determine the appropriate reserve fee according to your own situation.

For example, people in specific occupations, older people, young people with relatives in charge, and so on should consider storing extra money. In addition, it is necessary to regularly check and update the reserve limit.

Everyone has their own set of judging criteria, and the results are understandable, after all, everyone's background, career, and experience are different, and how much money can bring a sense of security is naturally different.

But a netizen has a very good answer, he said, if you don't work for half a year or even a year, your life can still run normally, including your mortgage, car loan, credit card, etc., can be repaid normally, then you have a certain degree of security, and your hand life will not be too tight.

But if the answer is no, then your state is more dangerous, and any sudden risk is enough to put you, and even the whole family into a crisis. In other words, it doesn't matter how much you have to deposit, what matters is that you have enough savings to support a stable life, and the deposit is your ability to resist risks.