Who knows how the insurance agency s fees will be settled

The handling fee between the insurance company and the ** company is agreed between the insurance company and the ** company, and there are specific ones. As long as your company has more business to support, you can get more handling fees!

The handling fee tax that the company asks to pay depends on the number of people and the number of business in your company. The settlement fee is settled by the insurance company on a monthly basis, and the insurance company transfers it to the ** company.

There is a difference between a marketer of an insurance company and a marketer of a ** company! One is an employee of an insurance company who receives a salary from the insurance company. One is an employee of the **company, who receives a salary from the insurance company**.

In fact, it's not called fiction, there is a real person, but this person doesn't come to work often!

The Beijing Intermediary Industry Association stipulates that it is unreasonable for intermediary companies to charge commissions of no more than 3%.

Analogy to some of their big companies: commissions.

Scrivener fees (in fact, they are all unreasonable. Find some small and medium-sized intermediary companies, you can negotiate with them about the fees they charge, and he can do it for you at least 1%.

Don't be alarmist, they are not safe, your house payment is for the owner, not for the intermediary company, their fees can be paid after the transfer is completed! As long as there are no problems with the house, the transaction is still very safe! Hope it helps.

1. Insurance ** handling fee.

The insurance handling fee refers to the "labor fee" charged by the insurer to the insurer in accordance with the law according to the insurance business and within the scope of the insurer's authorization. Broker commission refers to the "intermediary fee" charged by the insurance broker in accordance with the law for the policyholder and the insurer to provide intermediary services for the policyholder and the insurer to conclude the insurance contract (the specific payment method shall be agreed upon by the parties). Legally qualified insurers and insurance brokers refer to insurers and insurance brokers who have the qualifications stipulated by the insurance regulatory authority, and have obtained the insurance business license or brokerage business license issued by the insurance regulatory authority, register with the administrative authority for industry and commerce, obtain a business license, and deposit a deposit or take out professional liability insurance.

Second, the insurance ** handling fee legal provisions.

Insurance handling fees and broker commissions are the operating expenses of the insurer (insurance company) for business development, which can be included in the cost and paid before tax according to law. Therefore, for the sake of the interests of small groups, some insurance companies engage in fraud, and also withdraw handling fees or broker commissions in the name of ** people or brokers for their own insurance business, so as to increase the amount of pre-tax expenses of insurance companies and open small treasuries. This is a violation of laws and regulations in violation of the Accounting Law, the Law on the Administration of Tax Collection, and the National Unified Financial Accounting System, and should be prohibited.

In order to standardize the business behavior of insurance companies, maintain the order of the insurance market, and promote the healthy development of the insurance industry, this article stipulates that insurance handling fees and broker commissions are limited to the payment of legally qualified insurers and insurance brokers, and shall not be paid to other people. The insurance company shall, in accordance with the provisions of this article, strengthen the financial management of the company, strictly abide by financial discipline, and put an end to the above-mentioned illegal and irregular acts. If an insurance company fails to perform its obligations under this Article and commits any of the above-mentioned violations or violations, it shall be investigated and dealt with by the relevant supervision and management departments in accordance with law.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Accounting treatment of insurance intermediary fees:

Debit: Administrative Expenses, Debit: Tax Payable - VAT Payable - Input Tax, Credit:

Bank deposits, etc., 1When issuing the Uniform Invoice for Insurance Intermediary Services (hereinafter referred to as the "Uniform Invoice"), the insurance intermediary shall submit the "Business Settlement Statement" to the insurance company at the same time according to the specific content of the insurance intermediary services provided, and list the items in the "Business Settlement Statement" one by one, including: customer name, insurance type, policy number, collection or payment of large premiums, charging time and payment of the rental room, calculation method and amount of handling fee, commission or adjuster's fee, etc.

The "Business Statement" shall be designed by the insurance company or insurance intermediary according to the actual situation.

2.When each insurance company pays intermediary fees such as handling fees (commissions), adjusters, and labor fees to insurance intermediaries, it must use the "Uniform Invoice" and "Business Settlement Statement" issued by each insurance intermediary as the original accounting voucher for the payment of fees to the insurance intermediary, and other self-made payment vouchers or other invoices provided by the insurance intermediary shall not be used as a voucher for the payment of intermediary fees.

False intermediary business - that is, the business that is originally other sales channels, mainly the direct sales group business, is transferred to the intermediary agency (insurance ** company or brokerage company), and the insurance company pays the intermediary company the handling fee that cannot be paid by the direct sales business by transfer, and the intermediary company issues an invoice for the intermediary business handling fee to the insurance company. Then, after deducting a certain fee, the intermediary company will return the handling fee to the insurance company in cash, and the insurance company will pay the returned fee in cash to the relevant personnel of the unit insured for the direct sales business. The fake marketer business is similar.

Fictitious expenses - that is, the expenses incurred by virtual business activities, a virtual training costs 500 yuan, and this fee is paid to the object that cannot be paid through normal channels. Imaginary people are similar.

The reason why insurance companies do this is that they are forced to win business through commercial bribery under the pressure of market competition, which is a serious violation of discipline and regulations, and is the target of the CIRC's strict investigation and crackdown.

Measures for the Punishment of Illegal Acts in the Intermediary Business of Insurance Companies issued by the China Insurance Regulatory Commission

Article 18 Insurance companies and their staff members shall not fabricate false intermediary business, fabricate personal insurance information, falsely list intermediary business expenses, or prepare or provide false intermediary business reports, statements, documents, and materials through other means.

Article 21 if an insurance company has one of the acts specified in Article 18 of these measures, the China Insurance Regulatory Commission shall order correction and impose a fine of not less than 100,000 yuan but not more than 500,000 yuan; where the circumstances are serious, the scope of their operations may be restricted, ordered to stop accepting new business, or their business permits may be revoked. The person in charge and other persons directly responsible for it shall be given a warning by the China Insurance Regulatory Commission and fined not less than 10,000 yuan but not more than 100,000 yuan; where the circumstances are serious, the qualifications for holding a position or professional qualification shall be revoked, and the relevant responsible personnel shall be prohibited from entering the insurance industry for a certain period of time or even for life.

Extended reading: [Insurance] How to buy a bridge before that, which is better, teach you to avoid these insurance"pits"