Write the names of two people when you buy a house in installments Can one of them write her name if

No, it is best to buy and sell or be present to sign the contract or buy and sell, so as to cause unnecessary troubles and losses in the future, and finally wish you a smooth purchase.

In principle, it is necessary to be present to sign and confirm, and if it is really impossible to be present, a written power of attorney can also be issued to the person present to handle it on your behalf.

Yes, write the names of two people, and it's okay to pay in installments.

If all the formalities have been completed, and he has been present in person, then there will be no problem with money. Because you're buying a house in installments. It is necessary for two people to be responsible for the later repayment, so he must be present in person, unless he is your wife.

Or if your husband is like that, you don't have to be in person, and you don't have to bring all your household registration documents.

Probably not. It is right to do what was agreed upon when the contract was signed. The two of them must abide by it, and they will be held accountable for breach of contract.

This shouldn't be possible, because this is a matter of formalities, and the proof requires both parties to be present in order to be effective

Yes, a written power of attorney is sufficient.

The stipulation is that the lender needs to be present in all of them, otherwise it will be more troublesome for the person who does not show up to be present in the event of default, if it is really not possible to be present, it can be in the form of a power of attorney, and it depends on whether the bank approves it.

If you don't write it at the beginning, then it will be difficult to add a name, especially if you have already made a bank loan, it will be very troublesome, and it is best to ask the bank that took out the loan if it agrees.

If you don't get your name on it, you can do it alone.

To buy a house with a loan, the names of two people are written on the real estate certificate, one of whom does not go to the real estate registry, and the power of attorney needs to be written, but he needs to bring his ID card.

Depending on the local situation, some can be entrusted, and some must be in person, because the loan also needs to be in person.

Two people must be present at the same time for it to be legally valid.

If it is a installment, two people need to be present to sign and take pictures. If you pay in full, you don't need to.

In some places, if you sign it, you must be in person.

The difference between writing one person's name and two people's names when taking out a loan to buy a house is as follows:

1. If it is purchased before marriage, write a person's name, that is, it is owned by the individual and is personal property;

2. Write the names of two people, that is, both parties share. Because it was purchased before marriage, there is no marital relationship between the two, and for the house, they are co-owners.

Of course, divorce needs to be handled in the context of specific circumstances. For example, whether the loan will be repaid with the joint property of the husband and wife after marriage, whether there is a related property agreement, etc. Loan to buy a house refers to the loan business in which the buyer applies for a loan from the bank to pay the purchase price with the building as collateral for the housing transaction, and then the buyer repays the principal and interest to the bank in installments, also known as the mortgage loan.

Legal basis

Civil Code of the People's Republic of China

Article 1062 The following property acquired by husband and wife during the existence of their marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife

1) Wages, bonuses, and remuneration for labor services;

2) Income from production, operation and investment;

3) income from intellectual property rights;

4) Inherited or donated property, except as provided for in item 3 of Article 1063 of this Law;

5) Other property that shall be jointly owned.

Husband and wife have equal rights to dispose of joint property. Article 214 Where the creation, alteration, transfer or extinction of real estate rights shall be registered in accordance with the provisions of law, they shall take effect when they are recorded in the real estate register. Article 217 The certificate of ownership of immovable property is proof that the right holder enjoys the right to the immovable property.

The matters recorded in the certificate of ownership of immovable property shall be consistent with the immovable property register; In the event of inconsistencies in the records, the immovable property register shall prevail unless there is evidence to prove that there is an error in the immovable property register. Article 220 Where the right holder or interested party believes that the matters recorded in the immovable property register are incorrect, they may apply for correction of the registration. Where the right holder recorded in the immovable property register agrees in writing to make the correction or there is evidence to prove that the registration is indeed in error, the registration authority shall make the correction.

If the right holder recorded in the immovable property register does not agree to the correction, the interested party may apply for registration of objection. If the registration authority registers the objection, and the applicant does not file a lawsuit within 15 days from the date of registration of the objection, the objection registration shall become invalid. If the opposition is improperly registered and causes damage to the right holder, the right holder may claim damages from the applicant.

Article 1063 The following property shall be the personal property of one of the husband and wife:

1) the pre-marital property of one of the parties;

2) Compensation or compensation received by one party for personal injury;

3) Property that is determined in a will or gift contract to belong to only one party;

4) Daily necessities for the exclusive use of one side;

5) Other property that shall belong to one side.

Yes, there is now a new note on the division of property in divorce, about the division of property according to the proportion of the purchase funds!

Legal analysis: You can write the names of two people when you take out a loan to buy a house, and you can sign the names of two people when you sign a house purchase contract. If it is a housing provident fund loan, if one party has a provident fund and the other party does not, then it can only be purchased with a loan in the name of one person.

If the property was purchased before the marriage, it is personal property, not post-marital property or joint property, and if it can be proved that the clothes participated in the repayment, it can be regarded as joint property.

Legal basis: Civil Code of the People's Republic of China

Article 210 The registration of immovable property shall be handled by the registration authority where the immovable property is located.

The State implements a unified registration system for immovable property. The scope of unified registration, registration bodies, and registration methods shall be prescribed by laws and administrative regulations.

Article 211: Parties applying for registration shall provide proof of ownership and necessary materials such as the boundary address and area of the immovable property based on different registration items.

Article 212: Registration bodies shall perform the following duties:

1) Check the ownership certificate and other necessary materials provided by the applicant;

2) Inquire about the applicant on the relevant registration matters;

3) Truthfully and promptly register relevant matters;

4) Other duties provided for by laws and administrative regulations.

If the relevant circumstances of the immovable property applied for registration need to be further proved, the registration authority may require the applicant to supplement the materials and, if necessary, may inspect on the spot.

Yes, the purchase contract can be signed in the names of two people, which is equivalent to the house is a joint property, and one of them is determined to be the borrower when taking out a loan. The signature of the real estate certificate is not directly related to the loan, but to the buyer on the purchase contract. As long as the contract is signed in the names of two people, the house is owned by two people, and the party with high income or provident fund can take out a unilateral loan.

Precautions for writing the names of two people when taking out a loan to buy a house:

1. The higher term of commercial loans is generally 30 years, the higher term of provident fund loans for commercial housing is 30 years, and the higher term of provident fund loans for second-hand housing is 20 years. Secondly, the relevant content also has a lot to do with the age of the main lender and the age of the house purchased.

2. When the husband and wife buy a house, what is the share of the property, these need to be determined in advance. At the same time, according to the provisions of the Marriage Law, the property acquired by the husband and wife during the existence of the marriage relationship can be jointly owned by the husband and wife, unless otherwise agreed by the parties.

At the same time, in the process of buying a house together, even if there is only one party's name on the title deed, these do not affect the issue of ownership of the house.

3. A man and a woman who purchase and apply for a mortgage loan in the name of one or both parties after marriage, and the property right is registered in the name of the individual or both parties, and the mortgage loan is repaid by both parties after marriage. As long as there is no special agreement between the husband and wife, then the property should be the joint property of the husband and wife, and the outstanding mortgage payment to the bank is a joint debt. This is because according to the relevant provisions of China's "Marriage Law", the property acquired during the existence of the husband and wife relationship is the joint property of the husband and wife, unless the parties have agreed.

If a man and a woman purchase real estate in the name of both parties after marriage, and a mortgage is applied in the name of one of them, and one party repays the loan, it shall also be recognized as the joint property of the husband and wife.

Where the division causes harm to other co-owners, compensation shall be given. If you don't have a marriage certificate, you can write the names of two Yinnian people on the real estate certificate, and you need to go to the notary office to go through the notarization procedures of the real estate share agreement when signing the contract, and clarify how much the equity share of both parties in the house is.

Legal basis: Article 303 of the Civil Code of the People's Republic of China Where the co-owners agree not to divide the jointly owned immovable or movable property in order to maintain the co-ownership relationship, it shall be in accordance with the agreement, but if the co-owners have serious reasons to divide the slag beams, they may request division; If there is no agreement or the agreement is not clear, the co-owners may request division at any time, and the co-owners may request division when the foundation of the co-owners is lost or there are major reasons for division. Where the division causes harm to other co-owners, compensation shall be given.

It is possible to write the names of two people.

The name of the real estate certificate can be as many as you want, it is on the property certificate of Sakura Nai, and the rights to the house are the same, and they are the common owners.

However, when it comes to loans, the bank will look at the person on your property certificate, and if the co-owners are not related, the bank may refuse to lend to you.

There is really no way to sign a contract and a loan in the name of one person, and then make a notarization agreement.