If you have 100,000 yuan of spare money, it will be better to make money and make money, and the ris

The risk is small, buy it.

The 2008 Olympics and the 2010 World Expo will definitely cause a big rise in China

No matter what you invest in, there will be abundant insurance, but in terms of **and**, ** the risk is very low Compared with **, of course, it is much lower than investing in a company or doing business

The risk is determined by the return, the risk is large, and the yield will be high But now China's ** is rising wildly, and if you do a good job, you should be able to reach 50 a year The income is that your 100,000 will become 150,000 If it is fast, it should be a few months I invested in E Fund value at the price in April, and it was released in September, that is, when the income was more than 50 Of course, it is now 70 So I think this opportunity is better now

And China's bull market will continue until after 2010 Landlords can refer to relevant books and information So it's good to use the ** point machine to make some money You can also ask the people who do **, since the beginning of today few people have lost money Basically, these people are "picking up money all over the ground".

Personal thoughts, for the reference of the landlord Quoting the advertising slogan "** is risky, you must be cautious when entering the market."

You can find a **hand for you to do**, that would be very good, I have a few very good **hands here, you can contact me,

If you have investment and wealth management needs, you can choose our wealth management products. Ping An Bank has launched a variety of wealth management products to meet the needs of investors, and the expected returns, investment directions, and risks of different wealth management products are different. You can log in to the Ping An Pocket Banking APP-Finance-Wealth Management to learn more about and purchase.

Tips: 1. The above content is for reference only and does not make any suggestions. The relevant products are issued and managed by the corresponding platform or company, and the Bank does not assume the responsibility for the investment, redemption and risk management of the products.

2. There is a risk in entering the market, and investment needs to be cautious. Before making any investment, you should ensure that you fully understand the investment nature and risks involved in the product, and carefully evaluate the product in detail before making your own judgment on whether to participate in the transaction.

Hello, you didn't say exactly how long 50,000 yuan can be idle (a month or a few years?). ), and what it will be used for in the future (pension or children's future school fees?). It also doesn't explain your investment risk appetite (some people are naturally risk-averse, and they can't eat and sleep well if they lose 100 yuan), so it's hard for everyone.

Give you some advice, you refer to it! If it is short or short-term, it is important to pay cash (such as money for medical treatment or children's school fees...). It is recommended to deposit bank fixed-term, Yuebao, currency**, and bank-guaranteed wealth management products.

If the period is longer (more than one year) and pure idle cash, you can suggest bank non-guaranteed wealth management products, bonds**, ****, **, etc., you can choose according to your risk preferences.

ICBC now has a kind of financial management project "Lingtong Express", which is not bad, the time is short, and it is several times that of the deposit period.

First of all, you must choose a safe and reliable platform, and then choose the product term according to your own needs, and remember to keep some as current financial management, in case you need to use the money, you can also take it out.

Now it's like this year, it's nothing more than ****, and this market will be very hot this year.

First of all, you need to learn to master a variety of financial management methods, and secondly, you need to invest according to your own risk tolerance and investment cycle

For young people, 100,000 yuan in savings is not small. Although this money is still far from buying a house, it is still good to take care of it and earn more pocket money. So if you have 100,000 yuan of spare money in your hand, how should you manage your money? Let's talk about it briefly.

With 100,000 yuan of spare money in hand, how to manage money?

Many people know that high expected returns come with high risks, and the most important thing in investment and financial management is to find the right direction for yourself. If you are a conservative investor and cannot afford to lose your principal, then your expected return target should be set lower; If you want to pursue high expected returns, you need to make sure that you can afford to lose money in the long term. Different expected rate of return targets have corresponding investment and financial management methods.

1. The annualized expected return is 3%.

The annualized expected return of 3% should be regarded as the expected return target with relatively low risk, we can achieve this expected return target through baby financial management, currency**, innovative deposits and other products, most of these three types of products are current products, current products must pay attention to liquidity and flexibility with money, when you want to use money, the less the limit on the amount of withdrawal, the better, and the faster the speed of taking out the account, the better.

2. The annualized expected return is 5%.

To pursue an annualized expected return of 5%, there are regular products such as bank wealth management, pension wealth management, and brokerage wealth management in the market. Most of these products are not principal-protected, but their actual risk is not high, remember to pay attention to the investment direction when choosing products, and if the proportion of investment in high-risk assets is too large, do not take risks for high expected returns.

3. The annualized expected return is 8%.

There are few financial management methods in the market that can give you a stable 8% annualized expected return. In the more traditional, regulated products, only the best products can do, but the short-term fluctuations in the investment are larger, only long-term fixed investment for more than three or five years, in a good time to enter, choose a good target, it is possible to achieve an average annual average of 8% of the expected return.

Of course, bank deposits are the safest, and what other way to manage money is safer than deposits? **？p2p？

**Regular investment? **？No, don't believe those things that fool people, there is no safer financial management in the world than deposits!

In addition to deposits, the second is currency ** wealth management and Yue Bao.

To make a deposit, you must learn to choose the way you want to deposit. Since it is financial management, the deposit should not be rigidly choose some bank ordinary deposits with relatively low interest rates, 100,000 yuan to choose any bank deposit products of any term are protected by the "Deposit Insurance Regulations", so try to choose smart deposits with high returns and flexible liquidity, such as some banks' "Caixitong", "Happiness Deposit Certificate", etc., do not agree on the deposit period, calculate interest by file, and pay interest on a monthly basis, giving full play to the advantages of innovative deposits, effectively making up for the disadvantages of ordinary deposits, as for the income, there is generally 5% The interest rate is even higher than that of bank wealth management products.

Monetary wealth management products: low-risk and low-yield wealth management products are mainly monetary wealth management, second only to bank deposits, mainly including bank structured deposit products, central bank bills, treasury bonds, corporate bonds, etc., the average annualized return of these wealth management products is about 4%, almost no big risk, more suitable for short-term investment and financial management.

Yu Yu Bao: Yu Yu Bao is also a kind of monetary ** wealth management products, known as "quasi-current savings", with very strong liquidity, in the case of most closed forms of wealth management products, Yu Yu Bao is a unique open financial management. It's just that there are pros and cons in everything, and the inevitable rate of return is worse when the liquidity is high, and the current annualized rate of return is basically maintained around the same level, which is not as high as the expected rate of return of the above currency ** financial products.

100,000 yuan of funds for financial management, the ability to resist risks is poor, the foundation is thin, it is natural to be safe and secure, can no longer just think about making a lot of money, staring at the rate of return, financial management must first protect the capital, stay in the green mountains are not afraid of no firewood, this financial concept is correct.

100,000 yuan is too little, it's better to save it, or use it for studying, this is also a very good way to manage money, maybe it is safer, is to buy a stable **.

Low risk and low return, the most secure wealth management products look at low-interest rate products, such as currency**, fixed deposit. Yue Bao and Coin Pass are all good choices, and they can also be used flexibly.

The safest way to manage your money is to keep it in the bank for a regular term. The bank is the most stable on a regular basis, but the yield is not very high.

I think you can invest some of it in **, because ** is not as easy to lose as **, and you can also earn some money in your spare time.

There are many, many businesses that can be done, such as setting up a stall to sell rock sugar gourds, crispy pork belly, etc., which are now more popular, and you don't have to worry about having no business to do if you learn a good technique.

You can go to manage money, it is recommended not to put it all in one place, you can buy some of each financial product. Be careful not to buy with high returns, because the returns are high and the risks are also high, so you should manage your finances rationally.