Why do malignant tumors have to apply for chronic disease medical insurance if they have medical ins

Because ordinary medical insurance can only reimburse the cost of hospitalization, and cancer patients need to undergo regular chemotherapy.

For example, once a week, there is no need to be hospitalized. Chronic illness was handled.

Medical insurance can provide great discounts on chemotherapy and medication, and can also reduce the pressure on the family to see a doctor. This is also the state helping people with chronic diseases so that they can afford to see a doctor.

Malignancy. It is a chronic disease that cannot take a person's life in a short period of time, but it will cause great suffering to the human body. This kind of torture is unbearable for ordinary people, so it is necessary to undergo regular chemotherapy and medication, which costs a lot of money.

Some malignant tumors require a lot of costs when they are imported or produced, and they are simply unaffordable if they are not reimbursed by chronic disease medical insurance. As mentioned earlier, ordinary domestic medical insurance.

Or employee medical insurance, which can only reimburse your hospitalization expenses, not your outpatient expenses at all. There are some patients with malignant tumors who need to be hospitalized, but some people's homes are relatively close to the hospital, so they will return to live in their homes and go to chemotherapy when it is time for chemotherapy. At this time, there is no way to handle hospitalization, so medical insurance cannot be reimbursed, while chronic disease medical insurance can be reimbursed.

Even if a patient with a malignant tumor is hospitalized, the chronic disease medical insurance can double reimburse him, so that he can enjoy more discounts. After all, the amount of money that costs ** tumor is really very much, and the average family can't afford it. Although many people know that the tumor cannot be completely ** and will eventually take the person's life, they cannot watch the loss of the person's life in vain, and some methods must be tried to save it.

At present, the construction of medical insurance in the country is very good, and a variety of supplementary medical insurance has been launched, such as serious illness medical insurance and chronic disease medical insurance, which is very good for patients.

Because of the tumor, it is also a chronic disease, and at the same time, its ** difficulty is also relatively large, so it is also necessary to apply.

Because the reimbursement ratio for a disease is different in each hospital, patients with malignant tumors can enjoy medical insurance and apply for chronic medical insurance at the same time.

Medical insurance reimbursement is only for inpatient medical reimbursement, for cancer patients, not only during hospitalization, but also after discharge, but also adhere to medication**, there is no subsidy for tumor patients The economic pressure is very high, and it is difficult for individuals to bear, so the state has introduced chronic disease medical insurance in order to reduce the burden of cancer patients, which is thanks to the good policies of the state.

Malignant tumors have medical insurance, and they also have to apply for chronic disease medical insurance, because malignant tumors are also chronic diseases, and the state provides additional subsidies for chronic diseases. Although patients with malignant tumors have medical insurance, it is only proportionally reimbursed, and the burden is still large, so they can apply for chronic disease medical insurance, and part of the outpatient expenses will be reimbursed according to the proportion.

Medicare reimburses hospitalization expenses, while outpatient expenses are self-paying. Chronic disease medical insurance is outpatient medicine, and examinations can be reimbursed on a proportional basis, which is similar to the proportion of hospitalization. I had breast cancer surgery, chemotherapy hospitalization, reimbursement on a proportional basis, but after chemotherapy, I still have to endocrine**, a box of Arnoxin per month, more than 1,000 yuan, and I have a chronic disease medical insurance, and I spend more than 50, that is, about 6%.

Because this medicine is taken for at least 5 years, and it needs to be checked once every 3 months, the medical insurance takes into account that malignant tumors cost a lot of money, in order to reduce the burden on patients, which is a good policy.

For cancer patients, not only during hospitalization, but also after discharge, they must adhere to medication**, so the state has added a special disease in the case of general medical insurance, which is specially for long-term, high-cost, and outpatient diseases to be reimbursed, thank you very much for the national policy.

Mainly because these two are different concepts, that is to say suffering from malignancy.

After that, in addition to having medical insurance, you can also apply for chronic medical insurance, and each hospital has a different reimbursement ratio for a disease, so some hospitals will set up such chronic diseases.

The reimbursement department of the outpatient clinic enjoys the corresponding treatment, so for chronic patients with malignant tumors, they can apply for the corresponding chronic disease medical insurance at the same time as enjoying medical insurance, which can help more patients have double protection in chemotherapy.

First of all, we need to know about special outpatient clinics.

The reimbursement ratio is not the same between the department and the chronic outpatient department, especially for a major disease such as a cancer.

And the first cycle of malignant tumors is very long, basically not only need chemotherapy and radiotherapy but also take medicine for a long time, which is a very high cost, for ordinary families, long-term chemotherapy and radiotherapy and taking medicine is a very high cost, if the proportion of reimbursement by medical insurance alone is not particularly high, in order to better protect the legitimate rights and interests of this part of the patients, the state has set up some corresponding chronic disease reimbursement treatment in the hospital, so there are patients with medical insurance, In fact, you can also apply for medical insurance for chronic diseases, so that the double protection can better help patients with chronic diseases to get better medical services.

In addition, we must also know that because different hospitals have different reimbursement ratios and requirements for medical insurance, in the process of applying for chronic disease medical insurance, we must ask about the conditions and information required by the hospital, so that we can solve the corresponding problems faster in the process of applying for medical insurance.

To sum up, we can obviously know that the main reason why patients with malignant tumors have to apply for chronic medical insurance under the condition of medical insurance is because they can have a double protection, and through more protection, they can ensure that these patients can solve many problems faster in the process of treatment.

Only through such an application can you get the corresponding medical insurance, and finally you can get a good reimbursement, which can save you a lot of money.

In this way, the reimbursement amount for hospitalization will become higher and higher, and the reimbursement amount of these two types of medical insurance is completely different, which can help these patients with chronic diseases to get better services and reduce their financial pressure.

If you apply for chronic disease medical insurance, you can be reimbursed according to the reimbursement ratio when you are hospitalized, which can reduce the burden.

Because this disease takes a long time in the process and is particularly expensive, if you apply for medical insurance, you can get double insurance protection.