How to apply to open a consignment bank, is it legal to open a consignment bank

To open a consignment shop, you first have to go to the special bank to do the special industry management belongs to the public security organs, and it is OK to do a consignment business qualification certificate, and the industry and commerce themselves will find the door to send you an industrial and commercial license

Legal analysis: The consignment industry is an emerging industry that has gradually developed in China in recent years, and doing a good job of "consignment shop" is essentially a disguised "pawn shop", and the state also has strict management of the consignment industry.

Legal basis: Regulations of the People's Republic of China on the Administration of Gold and Silver

Article 22 Entrusted or consignment stores shall not purchase or consign gold and silver products or gold and silver equipment.

Article 31 Whoever violates the provisions of Article 22 of these Regulations by operating business without approval, or changes the scope of business without authorization, or purchases, misappropriates, or deducts surplus silver, shall be fined or confiscated by the administrative organ for industry and commerce. where the circumstances are serious, the business license may be revoked and the business suspension ordered may be imposed concurrently.

Legal analysis: The process of applying for the business license of the consignment bank is as follows: 1. Approve the name.

After determining the company's type, name, registered capital, shareholders and capital contribution ratio, you can go to the industrial and commercial bureau to submit an application for name verification on-site or online. If it fails, you need to re-verify the name. It takes 1-3 working days; 2. Submit materials.

After the name verification is passed, confirm the address information, executive information, and business scope, and submit the pre-application. **After passing the pre-examination, go to the industrial and commercial bureau to submit the application materials according to the appointment time; 3. Obtain a license. On the day of the appointment, bring the notice of approval of establishment registration and the original ID card of the person handling the application, and go to the industrial and commercial bureau to collect the original and copy of the business license.

At present, there are no specific regulations on the establishment of a consignment bank, and there are no pre-existing regulations. If there are local regulations, it should be done in accordance with local regulations. The main thing is to strengthen the management of consignment banks to prevent them from pawning in the name of consignment.

To apply for a business license at the Industrial and Commercial Bureau, you need to bring your personal ID card, housing lease contract (or real estate certificate);

To apply for a tax registration certificate at the tax department, you need to bring your business license, personal ID card, institution**, etc., fill in the application form, and submit it for review;

Other special certificates.

Almost all consignment shops operate pawn business, and it is understood that as little as 40% of the consignment shops and as much as 80% of the income is from pawns. Some consignment shop owners have their business cards printed on their business cards to deal with pawns, real estate, cars and other valuables, and they openly say that consignment shops are pawn shops. In fact, there is a world of difference between a consignment shop and a pawn shop.

Consignment is that the customer entrusts the idle items in his hand to the consignment bank, and the two parties agree to do so, and after the sale, the consignment bank will take some handling fees, and the remaining payment will be refunded to the customer; If it cannot be sold temporarily, the customer will pay a storage fee. Consignment banks generally deal in small items and play the role of selling items on behalf of customers. Pawn is a financing act in which a customer pledges or mortgages a property to a pawnshop to obtain money, and the customer either renews or redeems the property within a certain period of time, and most of these goods are valuables.

In layman's terms, the consignment bank is after the item**, the customer can get the money, and the consignment bank can charge the fee; Pawnbrokers, on the other hand, deliver items to the pawnshop and the customer gets the money, although they are both ways to raise money, but the consignment shop deals in the goods, while the pawnshop deals in the money.

Legal basis: Article 7 of the Company Law of the People's Republic of China A company established in accordance with the law shall be issued a business license by the company registration authority. The date of issuance of the company's business license is the date of incorporation of the company.

The company's business license shall indicate the company's name, domicile, registered capital, business scope, name of legal representative, and other matters. If there is a change in the items recorded in the company's business license, the company shall go through the change registration in accordance with the law, and the company registration authority shall renew the business license.

1. Site selection. If you don't need a street frontage, you can rent an apartment in an office building as a storefront. However, because the target of its services is urban white-collar workers and company employees, the office building where the store is located must be located in a popular commercial center, preferably in a more concentrated area of office buildings.

2. Integrity. The quality and quality of the consignment are difficult to identify. Therefore, it is necessary to establish a good faith file for all consignors.

Refuse to consign fakes and imitations. In addition, customers are required to provide accurate information such as the place and time of purchase, and a detailed file is established for the consignment.

Extended Information:1The consignment bank used to belong to the special administrative industry, and the hotel industry and the printing industry belonged to the same special industry.

However, with the needs of social development, the consignment bank has cancelled the administrative special approval procedures in the past few years. The state's supervision of the consignment industry is also relatively relaxed. In addition, a "consignment shop" is not a "pawn shop."

There is an essential difference between the two.

2.Essential Differences:

1) Consignment: The owner of the goods entrusts the consignment bank to sell on behalf of the consignment bank, and the two parties sign the relevant service agreement, according to the agreement, the consignment bank does not have the ownership of the goods, only the management of the goods during the consignment period, that is, the ownership of the goods has not been transferred. The consignment bank only charges a certain amount of service fees after the item is sold.

No buyout, no on-site lending.

2) Pawn: It is the owner of the item who mortgages the item to the pawnshop and obtains a certain amount of pawn money on the spot. During pawning, the ownership and management of the item are transferred from the original owner to the pawnshop.

3.There is no uniform standard for the interest charged by each consignment bank, with a maximum of 20% and a minimum of 5% per month. The consignment bank can operate after registering with the industrial and commercial department, and does not involve pre-approval, so the consignment bank cannot carry out mortgage loans for gold and silver jewelry.

Business. On average, the pawnshop business reduces the interest of mortgage loans for real estate, cars and other large items, and the monthly interest ranges from 5% to 20% on a monthly basis.

Jishun pawn (just kidding ha:).

In fact, the name of the pawnshop should not only be auspicious and smooth, but also in line with the boss's character or virtue, that is, the boss's values, so as to have a better effect, so you look at the famous pawnshops in ancient times, what are they called "virtue, abundance, shun" and the like.

Detai pawn, Fengtai pawn, Fengde pawn, Yutai, Yude, Yushun, these will make people feel that the boss puts virtue first, and the business will naturally prosper. However, you can also choose some more edgy words, just look at which words the boss likes

Consignment Bank Methodology: Product and management are key.

Only by doing these two things well, can the consignment line decoration franchise store create its own advantages in the local area and become a successful consignment store chain store. For the operation and promotion of the consignment line decoration franchise, the necessary ** should be, the consignment line decoration franchise store in addition to cooperating with the manufacturer's ** plan, but also in the local area to do their own ** to improve the local influence.

A mature market, mature consumer groups and consumption mentality, the system operation of a successful consignment bank franchise jewelry store, as an investment, the first thing to consider is cost, sales and profits. Since it is an investment, it must cost money, in addition to the formulation of the first to conform to the principle of the old draft of the manufacturer and the first businessman, but also to consider the industry, consumer affordability, service cost and other factors.

Introduction to the consignment bank

Consignment: The owner of the goods entrusts the consignment bank to sell on behalf of the goods, and the two parties sign a relevant service agreement, according to the agreement, the consignment bank does not have the ownership of the goods, only the management rights of the goods during the consignment period, that is, all the land rights of the goods have not been transferred. The consignment bank only collects a certain amount of service fees from Hanxiao after the item is sold.

No buyout, no on-site lending.

There is no uniform standard for the interest charged by each consignment bank, with a maximum of 20% and a minimum of 5% per month. The consignment bank can operate after registering with the industrial and commercial department, and does not involve pre-approval, so the consignment bank cannot carry out the mortgage business of gold and silver jewelry.