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In today's high-tech development, mobile phones have become the most important thing for people to go out, and now people rarely bring cash when they go out, and they are basically paid by mobile phones. Think about a few years ago, everyone was still using cash and bank cards, but in just a few years, it has become a situation where you don't have to worry about anything as long as you have a mobile phone in hand. Many people complain that now they don't even have the opportunity to pick up money, and they have to admit that the development of high technology is changing with each passing day.
China's realization of mobile phone payment in the world is relatively early, but the world's first "cashless" country is not China, although China uses mobile phone payment more, but there will still be people using cash. In fact, this country is Sweden in Northern Europe, which covers an area of 450,000 square kilometers and is the largest country in Northern Europe. Sweden has a well-developed and diverse industry, is the country with the most multinational corporations, and is also a highly developed capitalist country.
Sweden is a "cashless" country, but there is still a big gap between their payment methods and ours. Almost everyone here pays with a bank card, and you rarely see cash, and we rarely use bank cards anymore, and we pay directly by phone. Shops and buses in Sweden do not accept cash, so you can go out with a card with you, and although this payment method is convenient for many young people, it is still not very skilled for the elderly.
Although Sweden's "cashless" payment method is a sign of social progress, it is still too inconvenient for the elderly. After all, the elderly have a weak ability to accept new things, and they must be able to remember their passwords anytime and anywhere, and if they are not careful, they may enter the wrong payment amount. No matter how technology advances, it should not be generalized, for the elderly, cash is more convenient to use, there are not too many complicated procedures, and there are also great disadvantages of not supporting cash collection in the local area.
If we travel to Sweden, we must make a strategy in advance, in addition to planning tourist attractions and routes, we also need to ask the merchant how to collect money. Sweden is a country rich in tourism resources, and the Nobel House and the Royal Palace of Sweden are both famous local attractions that attract tourists from all over the world. Nobel believes that many people are familiar with it, and the former residence where he was born has been built into high-rise buildings, and Birch Hill has become the only preserved Nobel former residence.
The Royal Palace of Sweden is the place where the king's office and ceremonies are held, and it is also a famous local attraction, making it a must-see when visiting Sweden. Having said that, although Sweden's "cashless" payment method is advanced, it also has many drawbacks, in fact, I still think that China's payment method is more comprehensive. Now, in addition to young people, many older people are also learning to pay by mobile phone, which is a way to train them to accept new things.
But our shops and buses also accept cash, which is the best of both worlds, and which do you think is better?
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The first cashless country in the world is Sweden. They have a strong advantage in software development, remote communication. In their social life, only 2% of their spending is in cash, the rest can be paid online, and they are more accustomed to paying with bank cards.
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That country is Sweden. Sweden does not have mobile payments in China, but no one uses a bank card to pay, and since the world's largest banks are in Sweden, Sweden has become a cashless country.
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The first "cashless" country was Sweden, the largest country in Northern Europe, a highly developed capitalist country with a developed and diverse industry. They all pay with bank cards, and as long as you bring a card to go out, you can solve the cash problem, but for the elderly, cash is more convenient to use, after all, the memory is not so good.
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This country is "Sweden", and Sweden is a highly developed bourgeois state. In such a fast-growing country, only 2% of the transaction value is made in cash, while the remaining 98% is paid through the mobile network. Their cashless rate has already exceeded 99%, far exceeding China's figures.
There are more than 1,600 banks in Sweden, of which more than 900 have terminated cash services.
Although Sweden's "cashless" payment method is a major manifestation of social progress, it is still too inconvenient for the elderly. After all, the elderly are weak in accepting new things, and they will definitely be able to remember their account passwords at any time, and if they are not careful, they may also pay the wrong amount. No matter how innovative technology develops, it should not be generalized, for the elderly, the use of cash is more convenient, there are not too many complicated operating procedures, and the local incompatible cash collection is a big defect.
Sweden became independent in the XII century. After the Black Death in the mid-14th century, the Hanseatic League threatened the Scandinavian language, accounting, and culture, resulting in the death of the Scandinavians. Scandinavia joined forces in 1397 to form the Kalmar Union.
Sweden withdrew from the Kalmaris League in 1523 before participating in the Thirty Years' War.
They began to expand their territory and eventually established the Swedish Empire. Until the 18th century, the Swedish Empire was the most powerful empire in the world. In the 18th and 19th centuries, Sweden lost all of its territory outside Scandinavia.
The Russians occupied Finland in 1809, and their last war was the 1814 war with Norway. The region was completely neutral in both world wars and even in the Cold War.
Sweden has 10,142,686 households, with a population density of about people per square mile. As of 2017, the number of residents of Sweden is exceeded. Some foreigners are from Somalia (, Iran (, Iraq (, Poland (), Finland (Syria (etc.).
The official language of Sweden is Swedish.
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Then it must be Sweden, and he has already abolished the cash production bureau, all of which are electronic, in fact, I think it's quite convenient, and there is no need to worry about thieves.
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This country is "Sweden", and Sweden is a highly developed bourgeois state. In such a fast-growing country, only 2% of transactions in Sweden are made in cash, while the remaining 98% are paid via mobile networks. The proportion of their cashless Shan Jing has already exceeded 99%, which is far more than China's figure.
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The country seems to be Sweden, this country is a highly developed bourgeois country, and the style is Nordic.
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This country is Malaysia, Malaysia they use electronic currency, and a lot of children don't know what cash is.
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At present, China's science and technology can be said to be the world's leading, especially the rise of the Internet industry, which is also the best in the world in some fields.
But there is a strange phenomenon。China's "cashless" model has been rejected by developed countries. Ma Yun said that when the payment came out, the rich people didn't believe it, but many young people who didn't have money used it.
They really care about a dime or two. It makes sense as much as they care. In addition, netizens can also deeply understand what Ma Dada means, that is, mobile payment is not safe for the rich, while the poor who have no money are not afraid of losing or caring.
Therefore, China's "cashless" era is excluded by developed countriesDeveloped countries feel that there are hidden dangers in security issues, and they are not yet able to fully believe in this practice. But we have to say that this way of spending is also convenient, and it will be more economical to spend with cash.
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I turned out that it was probably because they felt that the technology of our country was developing too fast, right?
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Because they want to take their wealth into their own hands, the system is different.
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Because China is the first to use mobile payment, while developed countries do not.
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Some of them just didn't accept this new way, so they rejected it.
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Maybe they don't think it's safe, and once the economy is paralyzed, there is no room for recovery.
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Because there are many countries that can't accept this thing, that's why it's like this.
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Because our country's cashless is not compatible with other countries, it may be that they are jealous.
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Because they may feel insecure in this way, they feel repulsed.
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In the "cashless" era in our country, we have been rejected by developed countries because they believe that only cash is the safest.
In modern science and technology, the Internet is one of the best in the world. Many countries have also expressed strong envy for the application of the Internet in our country. Now mobile payment has been very common in China, but in some developed countries, the penetration rate of mobile payment is much lower than that of China, such as Japan, which was invented before, but it is not good.
With good use, the American mobile phone industry has always been in the lead, but it has not done a good job of mobile payment.
The bigger reason is that they don't feel secure with mobile payments. They can see but they can't touch it. Such properties are just some numbers of the network that can easily disappear.
Only the cash in hand, no matter how bad, is wealth. This "cashless" payment method has brought convenience to us to a certain extent and solved many embarrassing problems, but there are also situations where information is transparent and consumption is more wanton. In the cashless era, what you have in your pocket is real money.
In the age of no cash, all you have is a number.
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China's science and technology can be said to be the world's leading, especially the rise of the Internet industry, which is also the best in the world in some fieldsIn addition, the meaning of Dada can be deeply understood, that is, mobile payment is not safe for the rich, while the poor have no money and are not afraid of losing or caring.
Although China has not yet fully entered the "cashless" era, *** payment methods can be found everywhere on the streets. In 2018, China's mobile payment users increased year-on-year, accounting for 100 million of the total population. China has far surpassed the rest of the world in the adoption of mobile payments.
Compared to Western countries, China's mobile payment culture is rapidly evolving in a unique way.
But there is a strange phenomenon, China's "cashless" model is rejected by developed countries, Ma Ying-jeou said, after paying the money, the rich do not believe it, but many young people who have no money are using it. They really care about a dime or two, and as much as they worry, it makes sense.
In 2008, the European Union tried to promote a "cashless" consumption model in society to combat money laundering and tax evasion, but was opposed by the European people. Due to the rise of mobile payments, our real estate is often just a few numbers. I believe that friends in front of the screen will feel like this, they will spend more unscrupulously on their phones, as if they were not themselves.
Hence when China's "cashless" era was excluded from developed countries, which can be well explained by the fact that developed countries feel that there is a hidden danger in security problems and cannot fully believe in this practice. But we have to say that this way of spending is also convenient, and it will be more economical to spend with cash.
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This is mainly because they think that our country feels a little unreal.
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That's because other developed countries don't like this way, so they will reject it.
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Because every country has a different concept. For example, in Japan, they are not suitable for ***, there are too many old people.
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Because their technological level has not yet developed to this point, it is acceptable to wait for it to be recognized.
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Because foreign countries are very jealous of the development of our country, and also envy our scientific and technological strength.
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Because this is that it may be that China's science and technology are developing too fast, and they have not yet developed to this point.
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Because you will receive a lot of sales**, scams**, harassing text messages and the like.
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Because other countries feel that this approach, although new, is not suitable for their lifestyle.
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Maybe people don't like it, it's not a preference in all countries.
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It's just because those developed countries don't like to pay with mobile phones and so on
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I think it's because developed countries prefer to pay in cash rather than mobile payments.
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A cashless society means that mobile payment can be used wherever cash can be used, making "cashless" a new mainstream payment method. It's not about "eliminating cash", it's about making payments no longer bound by cash. At that time, people could move around without cash as long as they had their mobile phones.
According to reports, a report by an associate professor of industrial dynamics in Sweden shows that by 2030, Sweden may become the first country to not use cash (cashless society).
On February 28, 2017, Alipay said that it hoped to take the lead in promoting China to enter a cashless society in five years. A cashless society is the future, and the future is coming.
A cashless society is the future direction of society. Taking Alipay as an example, a cashless society means: more convenient (eating, drinking, playing, government affairs, financial and medical care), safer (no counterfeit money problem, not afraid of losing wallets, reducing robbery and theft), more efficient (less queuing, no need to count money, accelerating the flow of economic and trade funds, and a more perfect social credit system), more inclusive (credit will be equal to wealth, as long as personal credit is good, you can get fair finance and public services), more environmentally friendly (saving costs caused by currency, reducing carbon emissions, Reduce the chance of germ transmission in monetary transactions).
In a cashless society, not only can payments be made instantaneously, but every time you make a daily purchase, you can accumulate more credit for yourself, and you can convert this credit into wealth, and enjoy better financial services and public services. In other words, when it comes to payment, the choice between "cash" or "mobile payment" is yours, not the merchant.
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