What should I do if I lose the deposit certificate registered in the user s mouthbook?

Eldest sister! Can the child report the loss himself?

Just beforehand: last week I vividly remember a young father trying to get a card for his 5-year-old handsome son, and I stopped him, because yes, once it is lost, it is quite troublesome to deal with!

Parents love their children and want to save a deposit for themselves at a very young age The original intention is good, but once lost, it is too difficult to report the loss!

1.In this business, the problem of bank employees not being proficient in business has been exposed: Minors without ID cards can open accounts with their household registration books, and bank employees must choose the type of depositor account opening certificate when choosing one"Hukou booklet"The ID number must be excerpted from the first page of the household register"Account number"

2.In addition, you can't open an account with the household registration book, and the ID number entered is the ID number, so that the type of certificate and the certificate number can not correspond one-to-one, which violates the operating business procedures and does not meet the requirements of the real-name system for personal deposits

3.Throughout this incident, you yourself took your household registration booklet and your own ID card to the original bank to file a complaint, complaining that when the bank employee opened an account, he did not extract the legal certificate number with the account number according to the regulations, but the certificate number extracted from the depositor's birthday, and the bank and the bank staff have an unshirkable responsibility for this, and the bank must fully cooperate in finding the account opening voucher when the account was opened, and when necessary, it is necessary to identify the handwriting of the first person.

4.If the bank does not report the loss and does not cooperate with the inquiry, it can file a complaint with the local CBRC or use legal means to protect the vital interests of depositors in accordance with the law, and the success rate of the lawsuit is more than 99%.

Hello, please bring a valid ID card and a copy to the opening bank to go through the loss reporting procedures. If you need to apply on behalf of the agent, please bring your valid identity documents, valid identity documents of the account holder, and copies of both parties to the opening bank to go through the formal loss reporting procedures.

I'd rather have the rate lower, and I'm going to come out and say something.

First, what kind of little e, you can answer the questions in your ICBC studio, why did you come to the bank?

Second. It was a young father who wanted to open a bank account for his handsome 6-year-old (not 5-year-old) son.

Third, I want to ask the landlord to know that your son does not have an ID card.

But there is his ID number on the household register.

Use that number to report loss and withdraw money!

I don't know what the two experts upstairs think, I can't figure it out

Why did you add it again? It's a tirade that's not true

You must show your ID card, if you don't have an ID card, you can only go to the police station to open a certificate with **. To report the loss of your card, passbook or password at the bank, you must use your ID card to report the loss of your card, passbook or password, but if your ID card is also lost or cannot be provided, the household registration book can be used as a valid document to report the loss. If your card issuer is unable to report the loss based on your account, you can first report the loss verbally.

The effective time for verbal loss reporting is three days, and you can go to the public security organ in your district to reapply for a temporary ID card within three days, and go to the bank to re-apply for a formal loss report in time. After 7 days, a new passbook will be issued.