Is it worth buying a commercial apartment building, is it worth buying an apartment building

Although the apartment house is not as long as the property right of the residential house, the advantages of the apartment house are quite a lot, and the apartment house is also worth buying, but the buyer should understand whether he is eligible to buy the apartment.

The fundamental nature of the apartment is a commercial and residential house, and the land on which the commercial and residential house is located is also commercial in nature, and the life is relatively short, while the residential house is a pure residential house, that is to say, the apartment house is a kind of collective house, and the apartment is a commercial real estate.

One of the most widespread forms of real estate investment. Condominium-style homes.

The first was a foreign product.

Compared with the single-family villa, it is more economical and practical, and it is a living form with complete living facilities, but only a part of the building.

Therefore, if you plan to buy a house, it is recommended to buy a house first. If you are not eligible to buy a house, or if you have a limit on purchase, you should consider buying an apartment. If it is a first-tier city.

Due to the continuous influx of large populations, many people cannot afford to buy a house, and if they want to buy an apartment as a transition, it is still possible to change houses in the future.

Not worth buying.

As long as there is a property right certificate for commercial and residential houses, it is still possible to register the sale and purchase under the registration of the housing sales management office. However, in terms of service life, the policies related to water and electricity charges are not very good compared with general commercial housing.

The term of commercial land is generally 40 years of property rights, residential land is 70 years, and commercial and residential houses are generally 40 years of property rights. Utility bills, commercial and residential houses are generally commercial water and electricity, which should be higher and increase your cost of living. Settling down and going to school to build a house on commercial land is itself an existence outside the legal line, so it is a big problem to settle down and go to school in the future, so it is not worth it.

Condominiums are one of the most widespread forms of commercial real estate investment.

Most of the apartments are currently residential. Nowadays, apartments are a relatively common form of real estate in commercial real estate investment, and it can be said that commercial and residential housing includes apartments. The property rights of apartments and residences are different, when buying a house, it depends on the property rights, the land nature of residential houses and apartments is different, but the property rights are related to the nature of the land, so the property rights of residential houses and apartments are different, although there is no restriction on the use of houses, but the use of land property rights is limited, generally speaking, the use rights of ordinary houses are generally 70 years, and the use rights of apartments are 40 years and 50 years according to the land category of the plot.

Apartment and residential settlement regulations are different, now many people buy a house is not simply to buy a house, some people buy a house in order to get a hukou, if you are more concerned about the hukou friends should pay attention to the type of house, not all houses can be moved after buying, housing and apartments are different in this regard, if the apartment is a project built on commercial land, it is a commercial nature, it can not handle the household, but the residence is different, as long as certain conditions are met, the buyer can solve the hukou problemHowever, this is also related to the local policy, and you can learn about the local settlement policy before buying a house.

The villa master provides you with local building policies, building drawings, and villa design drawings;

Villa appearance renderings service, thousands of popular drawings for you to choose.

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The vast majority of apartments are business apartments, commercial in nature, with 40-year property rights.

Only a small number of them are residential condominiums, which are of a residential nature and have a 70-year tenure.

Look at individual needs.

The fundamental nature of the apartment is a commercial and residential house, and the land where the commercial and residential house is located is also of a commercial nature, and the life is relatively short, while the residential house is a pure residential house, that is to say, the apartment is a kind of collective residence, and the apartment is the most widespread form of real estate in commercial real estate investment. Apartment houses are the first imported products, compared with single-family villas, more economical and practical, a kind of living facilities are complete, but only occupy a part of the building.

Although the property rights of the apartment house are not as long as the property rights of the residential house, there are still many advantages of the apartment house, and the apartment house is also worth buying, but the buyer should understand whether he is eligible to buy the apartment. If you are planning to buy a house, it is recommended to give priority to buying a house, and if you are not eligible to buy a house, or if you have limited the purchase, then consider buying an apartment. If it is a first-tier city, due to the continuous influx of large population, many people cannot afford to buy a house, if they want to buy an apartment as a transition, it is still possible to change houses in the future.

Buying a house or an apartment? Don't dwell, here's the answer!

Hello, dear, the apartment is still worth buying, but it depends on what kind of people buy, different types of houses, suitable for buying different people. The cost of living in an apartment is very high, so the apartment is not suitable for everyone to live in for a long time, it can be used as a transition, and it can also be bought and rented, so if you are not very wealthy or want to buy a house for investment, you can consider buying an apartment building. The advantages of the apartment are still very obvious, and most of the areas where the apartments are located are very good.

When buying an apartment, there are many problems that buyers need to pay attention to, usually, large developers rarely develop small apartments, but this does not mean that there is none, and the choice of real estate developed by large developers will be more secure in terms of quality and later housing. In addition, buyers should pay attention to choosing a brand developer with a good reputation, such a company has a sense of responsibility and is also recognized by the public.

It is not recommended to buy commercial and residential properties for the following reasons:1. The cost of living of commercial housing is high: the cost of water and electricity for commercial housing is 2 times higher than that of ordinary residential housing, and the property fees and parking management fees of commercial housing are also implemented in accordance with commercial standards, and the charging standards are 2 or 3 times higher than that of ordinary residential housing;

2. The living environment of commercial housing: commercial housing generally adopts the design of two ladders and multiple households, and the lowest commercial housing is generally a small high-rise, the population density is very large, and the occupants are generally tenants or office spaces of some enterprises, and the living environment is messy and the safety factor is low;

3. Commercial housing cannot be settled and there is no degree;

4. The nature of the land for commercial housing belongs to commercial land, and the property right is 40 years, not 70 years, and the property right of ordinary residential housing can be renewed according to relevant regulations after expiration, while there are no relevant regulations for commercial housing, and the risk is relatively large.

The villa master provides you with local building policies, building drawings, and villa design drawings;

Villa appearance renderings service, thousands of popular drawings for you to choose.

Villa Master.

1. Benefits: The property rights of commercial apartments are commercial, which is not within the scope of purchase restrictions and does not require the qualification to buy a house; The unit area is small, the total price is low, and the purchase pressure is small; It can be used for commercial use or for self-residence.

2. Disadvantages: The property rights of commercial apartments are short, generally only 40 years of property rights; Taxes and fees are high when changing hands, so it is more difficult to change hands; If you take out a loan to purchase, the loan term is short and the interest rate is high; After moving in, the cost of living is also relatively high.

Precautions for buying a commercial apartment.

1. Pay attention to the property rights of the house.

The nature of the use of the house and the requirements of the land use right are the same, and the buyer needs to check the land use column in the "Land Use Certificate" of the real estate before purchasing, and it is clear whether the land use nature of the house is residential or commercial.

2. Pay attention to the developer's brand.

When buying a house, we should pay attention to choosing a brand developer with a good reputation, which is more trustworthy than a developer, which can avoid problems such as the lack of shouting, poor quality, and unreasonable planning to a certain extent.

3. Inspect supporting facilities.

Buyers should investigate the comprehensive environment and supporting facilities around the community. It includes two aspects: one is to see whether the functional facilities of the community meet the needs of residential life; The second is to see whether the periphery of the community has the basic facilities needed for life, parks and other beautiful environments.

When choosing an apartment, you should also pay attention to the location of the location, and choose an area with superior location, convenient transportation and mature commercial facilities.

4. Choose the house type carefully.

Due to the limitation of the total area, an apartment of a commercial nature is not a comfortable house, it is a practical house. Although the commercial apartment is relatively small, it also needs to meet the basic living needs, so buyers should not be sloppy when choosing a room type. Buyers should try to choose apartments with better lighting, ventilation and landscape lighting conditions, and a relatively high area utilization rate, and need to be alert to possible defects in the design of the room type when buying a house.

1. Different uses. Apartments of a commercial nature can be registered as office space, but cannot be moved into the household registration; Residential apartments can be occupied, but they cannot register office space.

2. The service life is different. The commercial term is 40 years and the residential term is 50 years.

3. The cost of use is different. The deed tax of commercial condominiums is charged at 3, and the utility bills and management fees are also charged according to commercial standards; The deed tax of residential apartments is charged according to 1 5, and the water and electricity bills are charged according to civil standards.

4. The commercial value is different. Apartments of a commercial nature have a higher commercial value. If you want to take out a mortgage with a bank, the appraised value of two properties with the same total value will be much higher than that of the latter.

1. How to calculate the apartment deed tax.

Condominium Deed Tax Calculation:

1. The tax basis of the deed tax of apartment-style residential buildings is the transfer of land use rights, land use rights, and house sales, and the transaction is the basis for tax calculation. Transaction** refers to the contract determined in the land and house ownership transfer contract**, including the money, physical goods, intangible assets or other economic benefits to be delivered by the recipient.

2. The deed tax of condominium houses adopts a proportional tax rate. When the tax basis is determined, the calculation of the tax payable is relatively simple. The formula for calculating the tax payable is:

Tax payable Tax basis Tax rate. The donation of land use rights and houses shall be made by the expropriation authorities with reference to the land use rights and the sale and purchase of houses.

2. Advantages and disadvantages of 40-year condominiums.

1. Advantages of 40-year property rights of commercial real estate:

1) The mortgage application time for commercial residential buildings is at the time of delivery, while the mortgage for 70-year property rights residential buildings begins when the house is completed.

2) Commercial nature, i.e., if the property is demolished after 40 years, the compensation will be higher than that of the 70-year residential property.

3) Commercial houses can be self-occupied, or registered business licenses can be used as office buildings.

4) Commercial houses generally have more high-end living facilities around, which is a reflection of living standards.

5) The demolition time of commercial houses is short, and the time for changing houses can be preferred.

2. Disadvantages of 40-year property rights of commercial real estate:

1) 40 years is called commercial land, and most of the real estate water and electricity charges and property fees are levied according to commercial standards, which is very expensive, and there is basically no natural gas.

2) Commercial real estate mortgage loans require a down payment of 50%, a loan term of up to 10 years, and a corresponding increase in loan interest rates;

3) Commercial real estate cannot be settled and cannot meet the requirements of some investors.