What is the difference between an apartment building and a commercial house?

Apartment building is a kind of collective housing, called unit building or residential building in Chinese mainland, and unit in Hong Kong and Macau, which refers to a living form with complete living facilities but only a part of the building. Generally, it is divided into residential apartments and serviced apartments, and serviced apartments mainly exist in various formats such as serviced apartments, youth apartments, white-collar apartments, and youth SOHO.

Commercial housing refers to the housing dedicated to residence, including villas, apartments, dormitories for employees' families and collective dormitories (including single dormitories for employees and dormitories). Legally, a dwelling is an enclosed space that is used for the daily living of a family and is not allowed to be entered by outsiders.

Their main differences are:

1. Purchase restriction or not: There is no restriction on the purchase of apartments, and there is no limit to loans, and investment and self-occupation are OK; Commercial housing is affected by the purchase and loan restriction policy.

2. Service life: The service life of the apartment is 40-50 years according to the land use category; The service life of commercial housing is generally 70 years.

3. Water and electricity charges: The water and electricity charges of apartments are according to commercial standards, and the water and electricity charges of commercial buildings are according to civil standards.

4. Supporting facilities: The apartment has a 24-hour direct elevator and 24-hour hot water standard, and most apartments do not allow the use of open flames; Commercial housing is not so complete.

5. Loan interest rate: The apartment is based on the commercial loan interest rate, and the down payment is 5%; Commercial housing according to the mortgage loan interest rate, down payment of 30% (the first set).

1.The features are not the same.

Apartment can also be said to be commercial housing, from this can be seen the function of the apartment, the apartment can be used as a commercial and residential two functions, commercial housing only has the function of residential, the function is different, in other aspects there will be greater differences.

2.The time of ownership is not the same.

There is a big difference between the property right time of the apartment and the commercial house, we all know that the property right time of the apartment is 70 years, and the property right time of the apartment is only about 40 years, the property right time is less than the commercial house for decades, the property right time may not be seen just now, but after the property right time expires, you can see the time, the property right time expires after it needs to be renewed, and the apartment expires early, which means that you need to pay more decades of money.

3.The restrictions on buying a house are not the same.

The restrictions on buying a house are relatively small, the apartment is not affected by the household registration, but the commercial housing will be affected by the household registration and conditions, the more restrictions, the more difficult it will be to buy a house, and it is more difficult to buy a commercial house, which is one of the reasons why apartments are becoming more and more popular.

4.The house type is different.

Although apartments and commercial houses are used to live in the house, but the house type is also different, the type of commercial housing is more, such as a one-bedroom living room, three-bedroom living room, etc., most of them are more than 50 square meters of residential houses, apartment types are common two-bedroom or duplex units, the house type is different, in the decoration cost, living costs and so on are different.

1. The property rights are different, and if you want to say what are the differences between houses and apartments, the most obvious is the property rights of the two; Although there is no restriction on the use of the house, the use of the land property is limited to a certain number of years. Generally, the tenure of land is divided into 40, 50 and 70 years, of which 40 years for commercial land, 50 years for industrial land and 70 years for residential land.

2. The water and electricity charging standards are different, in addition to the difference between apartments and residences in terms of property rights, there are also differences in the water and electricity charges between the two. The residence belongs to the civil housing, and the water and electricity charges are charged according to the standard of civil water and electricity; The apartment belongs to commercial housing, and the water and electricity bills are charged according to the standards of commercial water and electricity.

3. The living comfort is different, the difference between the house and the apartment also includes the living comfort, the general residence is two ladders, three households or four households, there are fewer people, it will not cause trouble to travel, and the privacy is better. Apartments, on the other hand, are usually two or more apartments, with many people and cluttered, and security and privacy are not well guaranteed.

4. Different lighting conditions, according to relevant surveys, there are differences between houses and apartments in terms of lighting conditions, some apartments have no windows in bathrooms and kitchens, and balconies are also inner balconies, so the lighting conditions are not very good. According to the provisions of the Code for the Design of Residential Buildings, the house must meet the relevant conditions such as sunshine and lighting.

5. The settlement regulations are different, and there is a difference between the residence and the apartment in terms of the settlement regulations, and the apartment is a project built on commercial land, which is of a commercial nature, so it cannot be settled. If it is a residence, according to the different requirements of different regions, as long as certain conditions are met, the buyer can go through the settlement procedures.

6. The loan interest rate and down payment are different, when it comes to the difference between a house and an apartment, many people will think of the difference in loan interest rate, because this is more common when buying a house. If you plan to take out a loan to buy an apartment, you need to follow the regulations of commercial housing, the down payment ratio is generally 50%, and the loan interest rate will be relatively higher.

What is the difference between an apartment and a commercial house? These four points should be noted, and the second point should be paid special attention to.

Everyone knows that there is a difference between an apartment and a commercial house, so what is the difference between an apartment and a commercial house? What should I pay attention to in public investment apartments? How much does it cost to invest in an apartment? Let's take a look.

1. What is the difference between an apartment and a commercial house?

1. The nature is different.

Apartments: exist in various forms, mainly residential apartments, serviced apartments, serviced apartments, white-collar apartments, youth apartments, and so on.

Commercial housing: It exists in the form of exclusive residence, mainly ordinary housing, dormitories for employees' families, collective dormitories, etc.

2. The cost of property is different.

Apartments: Utility bills are calculated according to commercial standards, and the average price per unit area is higher than that of commercial buildings.

Commercial housing: The water and electricity charges are calculated according to civil use, and the average price per unit area is low.

3. The total cost of buying a house is different.

Apartments: Mainly small apartments, the total cost of buying a house is less than that of commercial housing, which is suitable for investment.

Commercial housing: mainly 2-3 rooms, the total cost of buying a house is higher, and it is suitable for private residences.

4. The functions are different.

Apartment: can not be settled, unlimited purchase and no loan, the authority is 40-50 years, and the shared area is large.

Commercial housing: can be settled, limited to purchase and loan, the authority is generally 70 years, and the shared area is small.

2. What should I pay attention to when investing in apartments.

1. Whether there is a subway construction plan in the surrounding area.

2. Whether there is a mellow business in the surrounding area.

3. Whether the surrounding supporting facilities are complete.

4. Choose brand developers and pay attention to quality.

5. Inspect whether the property service of the real estate is intimate and thoughtful.

6. For apartments that are commercial in nature and are not limited to purchase, the down payment ratio is 50%, because the down payment ratio for second-home residences is higher, generally 70%.

7. Check whether the location of the real estate is superior.

3. How much does it cost to invest in an apartment.

About 40 apartments, including decoration materials, water and electricity, flooring, kitchen and bathroom furniture, etc., totaling about 150,000.

Summary: What is the difference between apartments and commercial housing, what to pay attention to when investing in apartments and how much money is needed to invest in apartments, I hope to help you, if you want to know more, please continue to pay attention to Qeeka Home.

1. Apartments are generally commercial houses, with property rights of only 40 years, while commercial houses are property rights of 70 years.

2. The deed tax of commercial housing only needs to pay the total house price, but the deed tax paid by the apartment is twice that of the residence, and the corresponding proportion of comprehensive tax needs to be paid.

3. Commercial housing has a relatively long life and is allowed to settle down, but the property rights of commercial housing such as apartments are short and cannot be settled.

What do I need to pay attention to when buying an apartment?

1. Pay attention to the property rights of the house.

When buyers choose an apartment, they must pay attention to the property rights of industrial houses, the nature of the right to use the house and the right to use the land are consistent, the nature of the commercial house is residential land, the commercial land and industrial land only need to check the land of the real estate, and the first column of the land in the use certificate is residential or commercial at a glance.

2. Choose a well-known developer.

When choosing an apartment house, buyers must choose the real estate developed by well-known developers, because well-known developers are more powerful than some small and medium-sized developers, and the most important thing is to have a good capital turnover capacity, so that the enterprise has a sense of responsibility and will not have unfinished houses.

3. Choose a superior location.

Whether you are buying an apartment for your own use or investment, it is important to choose a mature location and an easily accessible area when buying a house. On the one hand, it is convenient to rent, and the rent is also guaranteed, on the other hand, because there is more room for price increases, if you need to change houses in the future, it is easier to do so.

What issues should I pay attention to when buying a commercial house?

1. Choose a powerful developer.

Choosing a developer and brand property company with a good reputation and strong strength is the primary guarantee that there will be no problems in buying a house. Powerful developers will do a better job in building quality, landscape building, and property management in the later stage.

2. Check the degree of completeness of the supporting facilities.

Take a look at schools, commerce, post and telecommunications, roads and other supporting conditions. Sometimes the house is built, but the education, commerce, post and telecommunications, roads and other supporting facilities have not kept up, which will also cause inconvenience in life for a period of time. If there is an established community nearby, which means that these facilities are already in use, then the house is even more worth buying.

3. Cost-effective.

For home buyers, there are two aspects to consider in terms of cost performance, the first is the purchase cost, which is to calculate whether you can buy a house that suits your needs at a lower cost; Secondly, whether the cost is low in the process of long-term use of the house, including transportation costs, time costs, education costs, consumption costs, etc. For example, saving time on commuting to and from work is also a measure of quality of life.

1. Functional differences: suites, also known as commercial and residential, are mainly a set of small apartments, similar to hotels, and the area of each floor is very large. Commercial housing, on the other hand, is mainly used for living.

2. Term of property rights: The property rights of apartment buildings are 40 years, and the property rights of commercial houses are 70 years, and they can continue to be used after 70 years, but if they are suites, they must pay rent.

3. Restrictions on buying a house: Apartments are not restricted to purchase, and commercial housing is because of the real estate industry, so many areas will implement purchase restrictions, so it is not easy to buy a new house.

4. Water and electricity costs: The water and electricity charges of apartment buildings are charged according to commercial standards, while commercial houses are residential communities, and water charges are charged according to the use of residents.

5. Down payment: The down payment of the suite is relatively high, and you need to pay 5% interest, commercial loan.

Mortgage interest rate with 30% down payment.

6.Differences in life experience: There are about 20 residents on the first floor, and there are a variety of residents inside, some of them have their own and their own shops.

The size of the apartment is usually about 40-60 square meters, which is relatively small, suitable for individuals and couples, not for families.

Apartments are generally located in a busy area, so it's easy to get something.

1. Choose a brand developer: First of all, when choosing an apartment, you should pay attention to the qualifications of the developer, the quality of the house has a lot to do with the developer, if the developer has the ability and has enough funds, the house built by the construction and closing bank bureau is not only of high quality, but also will not be unfinished.

2. Recommended location: Secondly, when choosing a house, it should be decided according to the location of the house. It is recommended to choose a location with a mature business district and convenient transportation, one is convenient for leasing, and the other is for rent. Second, there is a large room for appreciation.

3. Property management level: Finally, when choosing an apartment, it is necessary to pay attention to the management of the property, and the quality of the property will also have a certain impact on the quality of the residence. A good property can also have an impact on the price of the house.

Therefore, when buying a house, you should not only look at the facilities around the house, but also pay attention to the safety of the community.

First of all, the biggest difference between apartment real estate and commercial housing is the property right period, usually the land property right of apartment house is 40 years, and the property right of commercial house is 70 years. Then, apartment real estate generally has no purchase restrictions, but they cannot be settled, and commercial residences have different purchase restrictions in different regions when buying. Finally, there are also differences between apartment buildings and commercial housing water and electricity charging standards, commercial housing is charged according to the standard of civil water and electricity, while apartments are charged according to the standard of commercial water and electricity.

Advantages of the apartment room:

1. The biggest advantage of the apartment is that there is no limit to purchase. Condominiums are used for two purposes: one is for commercial purposes. The second is residential use. The purchase restriction order does not restrict the purchase of commercial and residential housing, and commercial and residential housing is not considered the first unit, so it does not affect your purchase of ordinary housing.

2. The total price is low and the investment is flexible. Apartments are generally small, with an area of about 50 yuan, and due to the low total price, many investors are attracted by rental returns and are highly sought after.

3. The apartment is comfortable, well ventilated and sunny; The interior is fully functional and comfortable.

4. Generally, the residents of the apartment are business people, so the location is near the city center, and it is convenient to pass the Suilapon.

Cons of apartment rooms:

1. The taxes and rental taxes paid by apartments are higher than those of ordinary houses, so the sales or rental of apartments are higher than those of ordinary houses.

2. The water and electricity bills of the apartment are paid according to the standard of commercial electricity, so the cost of buying and living in the apartment is relatively high.

3. For safety reasons, apartments are generally not connected to natural gas, and induction cookers can only be used for stir-frying. And the kitchen is generally open, easy to smell of oily smoke; In addition, there is the possibility of secret guards, and if you live for a long time, you will be troubled by peculiar smells.

What to look for when buying an apartment.

1. Pay attention to the property rights of the house.

According to the relevant regulations, the nature of the housing use right and the land use right are the same, and the nature of commercial housing is only residential land, commercial land and industrial land. Buyers only need to check the land use column in the "Land Use Certificate" of the real estate, and it is clear whether it is residential or commercial.

2. Choose a brand developer.

Compared with some small and medium-sized developers, brand developers have more brand strength, and the most important thing is that they have good capital turnover. Moreover, such a company has a sense of responsibility, and there will be no unfinished phenomenon.

3. It is recommended to choose a superior location.

When buying a house, it is recommended to choose an area with a mature business district and convenient transportation. On the one hand, it is because it is easy to rent and the rent is also guaranteed; On the other hand, it is because there is more room for appreciation, which is conducive to other uses.

4. The level of property management determines the occupancy rate of the house.

When buying a house, the first thing to do is to ensure that the supporting facilities in the community are perfect, especially the commercial facilities. Secondly, the security measures of the community should be guaranteed, and the problem of guessing the book slippage should be dealt with quickly when the landlord's feedback is slipped, so that your rent can be guaranteed.