Car insurance purchase and sale contract, is there a contract for car insurance

The world's first car insurance policy appeared in the United States in 1898. Traveler's Insurance in the United States**** gave Truman Martin of Buffalo, New York, the first car insurance policy in 1898. Martin was very worried that his car would be hit by a horse.

There are just over 4,000 cars in the United States, but the number of horses has reached 20 million, and horse-drawn carriages are still the main means of transportation. More than 100 years later, there are 100 million cars in the United States, and the number of horses has dwindled to 2 million. Car insurance, which was considered a novelty more than a century ago, has become commonplace.

Earliest insurance. The first motor vehicle insurance policy was issued in 1895 by the British "Legal Accident Insurance Company", which was a motor third party liability insurance policy with an insurance premium of 10 to 100 pounds, which could be added to the insurance premium.

Motor insurance development. The real development of motor vehicle insurance was after the Second World War, on the one hand, the popularization of automobiles made the risk of road accidents a universal social hazard; On the other hand, many countries include third party liability for various motor vehicles, including automobiles, in the scope of compulsory insurance. Therefore, the motor vehicle insurance business is a universal insurance business in the world.

Motor Vehicle Insurance Related Comics.

Since 2009, with the rapid development of China's automobile industry, China's automobile production and sales have ranked first in the world for three consecutive years, and by the end of 2011, China's car ownership has exceeded 100 million, becoming the world's second largest car ownership country after the United States.

Data show that as of the end of 2011, the number of motor vehicles in the country was 100 million, of which 78.72 million private cars, an increase, and 49.62 million civilian cars, an increase, including 43.22 million private cars, an increase.

Due to the rapid increase in the number of cars, the corresponding car insurance market is also showing a rapid development trend. In 2001, China's auto insurance premiums amounted to 100 million yuan, and the auto insurance industry turned a profit for the first time. By 2011, the premium income of domestic auto insurance reached 350.4 billion yuan, a year-on-year increase.

Since the 50s of the 20th century, with the rapid expansion of the automobile manufacturing industry in Europe, the United States, Japan and other regions and countries, motor vehicle insurance has also been widely developed, and has become the most important business insurance in property insurance in various countries. By the end of the 70s of the 20th century, car insurance accounted for more than 50% of the entire property insurance.

From China's point of view, with the increase in car ownership year by year, auto insurance has become a major component of China's non-life insurance market, and it is the largest type of property insurance.

At present, among domestic insurance companies, the premium income of auto insurance business has accounted for more than 50% of the total premium income of their property insurance business, and the premium income of auto insurance business of some companies accounts for more than 60% of the total premium income of their property insurance business. The profit and loss of the auto insurance business directly affects the economic benefits of the property insurance industry.

According to statistics from the Insurance Association of China, as of now, there are 135 insurance companies.

There are many routines in the 4S store, please pay more attention.

Commercial insurance policies for vehicles are generally written in duplicate, with one retained by the customer and one retained by the insurance company. The specific requirements of the insurance company shall prevail.

Legal basis: Article 215 of the Civil Code of the People's Republic of China Article 215 When the parties conclude a contract concerning the establishment, modification, transfer and extinction of real estate rights, unless otherwise provided by law or otherwise agreed by the parties, the contract shall take effect when the contract is established; If the property right is not registered, the validity of the contract shall not be affected.

Insurance is not included in the car sales agreement. Generally speaking, to the 4S store.

After buying a car and looking at the car, talk to the sales manager, bargain repeatedly for the greatest discount, and then pay the deposit.

Sign the car purchase contract, agree on the time of pick-up and the method of final payment. Generally, car insurance is not included in the purchase of a car in full. If the contract includes car insurance, it must be clearly indicated which types of insurance are included and how much the insurance type affects the insurance rights.

The role of car insurance

Car insurance, also known as motor vehicle insurance, is mainly divided into commercial insurance and compulsory traffic insurance, which is a necessary type of insurance for training vehicles on the road. Among them, the vehicle compulsory insurance is a kind of compulsory insurance necessary for the vehicle to be listed, which is mainly used to compensate the driver for personal and property losses caused to others while the vehicle is driving.

Commercial vehicle insurance mainly includes third-party liability insurance.

Vehicle damage insurance, vehicle personnel liability insurance.

and full car theft insurance, etc., these insurances mainly cover a series of property damage of the car.

The car sales slag agreement does not include insurance. Generally speaking, when you buy a car in a 4S store, after seeing the car, you will talk to the sales manager, bargain repeatedly for the maximum discount, and then pay a deposit to sign the car purchase contract, and agree on the time of picking up the car and the way of final payment. Generally, car insurance is not included in the purchase of a car in full.

If the contract includes car insurance, it must be clearly stated which types of insurance are included and how much insurance affects the insurance benefits.

The role of car insuranceCar insurance, also known as motor vehicle insurance, is mainly divided into commercial insurance and compulsory traffic insurance, which is a necessary type of insurance for vehicles on the road. Among them, compulsory vehicle insurance is a kind of compulsory insurance necessary for vehicle listing, which is mainly used to compensate for the personal and property losses caused by the person who quietly drives during the driving attack to others while the vehicle is driving.

Vehicle commercial insurance mainly includes the third trainer liability insurance, vehicle loss insurance, vehicle personnel liability insurance and vehicle theft insurance, etc., which mainly protect a series of property losses of automobiles.

If the car bought by the husband and wife collides, the compulsory traffic insurance can pay for it, but the third-party liability insurance in the commercial insurance often refuses to pay.

Because the commercial third-party liability insurance lists "the loss of the person**, property owned or managed by the insured and his family members, and the loss of the person**, owned or escrow property of the driver of the insured motor vehicle and the members of the Jiahuai transfer court" as the scope of non-liability compensation.

Article 5 of the basic terms and conditions of motor vehicle commercial insurance stipulated in the model auto insurance contract of the China Insurance Regulatory Commission: The insurer shall not be liable for compensation for the following personal or property losses caused by the insured motor vehicle, regardless of whether the insured shall be liable for compensation in law

1) Loss of the person, property owned or escrow of the insured and his/her family members;

2) The loss of the person, property owned or escrow of the driver of the motor vehicle of the insured machine and his family members;

3) Personal damage or property damage of other persons on board the insured motor vehicle.

It is important to note that the criterion for dividing family members in insurance is to look at "whether they are financially independent", not to look at blood relations. Those who are not financially independent are regarded as family members, and those who are separated and financially independent are regarded as third parties.

If they are brothers and sisters, they are not considered as a third party before they are separated and start a business, and they cannot enjoy the protection of the third party liability clause; But once the family separates and establishes a business, it becomes an independent economic entity, which is a third party in the full sense.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

<> "Automobile Purchase and Sale Contract: Party A (Seller): Region) Company Name) Party B (Buyer): Region) Company Name) In view of the fact that Party A has the ownership of the car described in detail in this contract and has the right to **; Party B wishes to purchase the car.

The two parties reached the following agreement through consultation: 1. Basic information of the vehicle Vehicle brand: Model:

Vehicle Color: Vehicle License Plate Number: Vehicle Identification Number (VIN Code):

Engine No.: Displacement: Owner:

2. The price of the vehicle Party A agrees to sell the vehicle to Party B, and Party B **** is RMB ( ) 10,000 yuan. Party B has the right to conduct a comprehensive inspection and inspection of the vehicle before paying the price of the vehicle. 3. Delivery time and method 1

This contract stipulates that the delivery time of the vehicle shall be within one day from the date of signing this contract between the two parties, that is, the agreed delivery time shall be on the date of year, month, and day. 2.This contract stipulates that the delivery method of the vehicle is (please check the following options): ?

Party A delivery? Party B picks up by itself.

Fourth, the transfer of vehicle ownership1Party A and Party B confirm that the ownership of the vehicle shall be transferred to Party B after the full purchase price of the vehicle has been paid. 2.

Party A shall provide Party B with complete proof materials of vehicle ownership, including but not limited to vehicle ownership certificate, registration certificate, qualified mold slag certificate, etc. 5. Vehicle quality assurance and after-sales service 1Party A warrants that the vehicle complies with all relevant national and local regulations, standards and regulations for automobiles.

If Party B finds that there is any quality problem in the vehicle before delivery or after receiving, Party A shall deal with it in a timely manner after receiving Party B's notice of the problem and bear all related costs arising therefrom. 2.Within days from the date of receipt of the vehicle, if non-human damage occurs due to quality reasons, Party A shall repair it, and Party A shall be responsible for the cost and cost of spare parts and expenses arising from maintenance.

The failure involves the loss of the insurance company and is handled jointly by Party B and the insurance company. When maintaining or replacing parts, Party B requires to maintain communication and cooperation, and provide necessary supporting documents. 5. Termination of the Contract1

Once this contract has been signed and entered into force, it may not be unilaterally terminated unless the parties agree in writing again. 2.This contract may be unilaterally terminated by the other party if:

1) Party A fails to deliver the vehicle to Party B at the agreed time and place or does not carry out the vehicle sales transaction according to the performance and configuration of the vehicle specified in this contract; (2) Party B has objections to the quality and performance of the vehicle, and Party A fails to deal with all objections in a timely and adequate manner. 6. Dispute Resolution: Both parties agree that any dispute shall be resolved through negotiation. If the negotiation fails, apply to the local people's court for handling.

7. Miscellaneous 1This contract is a receipt for Party B, and Party A issues an ordinary Dan sale quietly. 2.

This contract shall come into force on the date of signing, and both parties shall hold this contract in duplicate. The contents of this contract are based on good faith and are complied with by both parties. Party A (Seller):

Signature Party B (Buyer): Date of Signature: YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY

The subject of the insurance contract refers to the roles of both parties in the insurance contract, which is the basis of the insurance contract, in which there are the insurer and the insured, this article will introduce the subject of the insurance contract in detail, including definition, type, characteristics, influencing factors, etc.

1. The subject of the insurance contract.

1.Definition of Insurance Contract.

2.The type of insurance contract.

3.Features of the insurance contract.

4.Factors influencing insurance contracts.

2. The subject of the insurance contract and the insurance liability.

1.The subject of the insurance contract and the insurance liability.

2.The subject of the insurance contract and the amount insured.

3.The subject of the insurance contract and the terms of the insurance policy.

3. The subject of the insurance contract and the insurance broker.

1.The subject of the insurance contract is the insurance broker.

2.The subject of the insurance contract and the insurance intermediary.

3.The subject of the insurance contract and the insurer.

4. The subject of the insurance contract and the insurance claim.

1.The subject of the insurance contract and the insurance claim.

2.The time when the subject of the insurance contract and the claimant of the insurance claim are in doubt.

3.The subject of the insurance contract and the conditions of the insurance claim.

The main body of the insurance contract is the role of both parties in the insurance contract, which is the basis of the insurance contract, which not only affects the liability, amount, terms, brokers, intermediaries, ** persons and the time and conditions of the claim, but also affects the validity and execution of the insurance contract. Therefore, when signing an insurance contract, both parties must correctly understand the subject of the insurance contract to ensure the validity and execution of the insurance contract.

This article introduces in detail the subject of the insurance contract, including the definition, types, characteristics, influencing factors, etc., as well as the relationship between the subject of the insurance contract and the insurance liability, the amount insured, the insurance terms, the insurance loss broker, the insurance intermediary, the insurer, and the time and conditions of the insurance claim. The subject of the insurance contract is the basis of the insurance contract and affects the validity and execution of the insurance contract, therefore, when signing the insurance contract, both parties must correctly understand the subject of the insurance contract to ensure the validity and execution of the insurance contract.