Is the live class of financial management really useful?

Xiaobai financial management class is well learned, and he can make money by applying what he has learned, which is also useful.

Reverse repo of treasury bonds, Index**5 ways.

** Hit new

Everyone knows that there are risks, buying is a huge profit, and buying junk stocks is a huge loss.

But hit the new stocks. It's basically a sure-fire business, but the average winning rate is about3 per 10,000, those who can win the lottery are lucky enough to **.

However, at present, it is still necessary to have a market value of positions, with a market value of 10,000 yuan with one number of Shanghai A and two numbers of Shenzhen A.

How much you can earn after the new shares are listed depends on whether it is good or not, mainly because it is not good or not, and whether the subject matter is attractive.

Some big meat picks can earn two or three hundred thousand, and some can only earn eight thousand, if you insist on playing new stocks, a person can win an average of one or two times a year.

Convertible bonds are renewed

There is no market value requirement for convertible bonds, and the winning rate is higher than **, if you insist on playing new, you can win several times a year.

How much the winning new bonds can earn after listing depends on whether the convertible bonds are good or not at that time, mainly with reference to the trend of the underlying stock, and the convertible bonds with good performance of the underlying stock generally have at least 30% of the income after listing.

One of the convertible bonds can buy 10 pieces, the cost is 1,000 yuan, the funds are frozen for 20 to 30 days, and you can earn 200 300 yuan on the first day after listing. 20% 30% yield in one month.

It's not worse than **, so insist on playing new debts.

Dividends

Other high dividends**.

It's hard to say, but high dividends from bank stocks can be taken.

A relatively safe way is to buy bank stocks at the end of each year when they adjust to a low level, so that you can not only get high dividends in the second year, but also maintain the market value to hit new stocks, and the performance of bank stocks is stable, and you can basically fill in the rights after dividends, so the market value will not be lost. Even, if the next year's performance growth is better than expected, ** will appreciate.

Reverse repo of treasury bonds

The security of treasury bonds is basically the best among all investment products at present, and the interest rate of reverse repo of treasury bonds will change.

One way is to buy treasury bonds reverse repo with idle funds after ****, but it is best to buy it between long holidays, if it is only done overnight, the return will be very low after deducting the handling fee.

Another way is that in the middle of the year or at the end of the year, when the financial institution settles, the reverse repo rate of Treasury bonds may rise sharply, and it is very cost-effective to buy at this time. Make money properly, and if you don't buy it, you're wasting a good opportunity.

, Index**

The basic idea is to buy after the index falls sharply, and then patiently wait for the index to rebound, and buy the kind of liquidity such as the SSE 50 and the CSI 300

This method is more suitable for lazy people, the degree of risk is relatively low, and the return of about 10% a year is basically no problem. Refer to the bank's one-year fixed deposit rate.

It's still cool and crooked.

Hello, you can't simply generalize, because everyone's conditions are different, the level of knowledge is different, the social cognition is different, and the same thing will have different conclusions. Especially when it comes to money, there is no cure-all product at all, no matter how others teach, it is impossible to be effective for everyone, and it can even be said that it is useless for most people, and the face of money can best reflect human nature, and human nature is difficult to change through a few lessons!

Xiaobai Financial Management was originally an issue of Zhihu Weekly launched by Zhihu in 2013, which collected introductory financial topics and received more than 6 million views. This book is certified and recommended by Zhihu.com by Li Miao, a professional author, to sort out this enduring hot topic, from shallow to deep, to teach you to find the most suitable financial posture for yourself.

Is it true that Xiaobai Wealth Management has opened a VLP account? Has anyone made money in Xiaobai financial management, is Xiaobai financial management reliable?

Jingdong Xiaobai Wealth Management sells insurance company products. We can see that the provider of Jingdong Xiaobai Wealth Management is Hongkang Life Insurance Shares****, and its strength is still good.

Founded on July 19, 2012, Hongkang Life Insurance Co., Ltd. is a joint-stock life insurance company approved by the China Insurance Regulatory Commission, with a registered capital of 1 billion yuan and registered in Beijing. Hongkang Life Insurance is funded by 8 shareholders, and its business scope includes: life insurance, health insurance, accident insurance and other types of life insurance business, reinsurance business of the above business, the use of insurance funds permitted by national laws and regulations, and other businesses approved by the China Insurance Regulatory Commission.

In 2014, Hongkang Life Insurance achieved a total of 100 million yuan in premiums, ranking third among the eight companies that have been in business for 12 years.

In addition, JD Finance belongs to the wealth management platform of JD.com**, and the security is still relatively good. According to reports, from the perspective of Jingdong Xiaobai's financial investment history, the expected annualized expected income is stable, and there has been no loss.

In addition, according to netizens, JD Xiaobai Wealth Management has too many failures in operation, and sometimes there will be problems such as failure to transfer out, inconsistency between the amount held and the value of the redeemed policy. Investment and financial management are risky, so you need to be cautious when starting.

Xiaobai, financial management is real, Xiaobai needs to manage money without financial management, and money will ignore you, but there are also many traps here, so you have to learn some financial knowledge according to your own situation.

Xiaobai financial management is real, you enter Xiaobai financial management on the white financial management will come out a lot of white financial advertising, but I don't believe in online financial management, I always go to the bank to do financial products.

Be sure to buy financial products on a regular platform, in fact, it is good to buy some stable ** in Alipay, which is higher than the existence of bank returns and safe and secure.

For financial management, you should go to the bank to inquire whether it is true. It's best not to manage money online.

At present, there are many financial management courses on the market, which are mixed, and whether they are ** can be judged from the following perspectives:

1.The charges are high. If it's thousands, tens of thousands, I suggest you don't buy it. It's not that the higher the charge, the better. Some tens of thousands are purely paid IQ taxes, and some hundreds can also let you learn the essence of investment. See more, compare more.

2.Propaganda is exaggerated. The kind that tells you that you can get rich overnight, and that an investment can change your life as soon as possible.

He knows how to do alchemy, so can he still use such hard marketing? Especially their investment results, you must keep your eyes open. Some may only expose local high returns, some only expose one day and a month, and some use one month's income to push a year's income, which looks super powerful, but in fact they are all routines.

Warren Buffett's long-term annualized average is 20 percent.

3.Idea speculation. Some teachers teach you to be sincere and honest first, to be a friend of time, to grow together with the company, and to earn asset returns.

Some of them make you keep paying attention to the market, playing with the market, and making speculative money. The difficulty of speculation is very great, and it is a matter of time before you lose money if you have no information advantage.

I haven't been in contact with Xiaobai financial management, here is just an idea, you can measure it from these angles.

It is recommended to read more reliable books, such as "Warren Buffett's Letter to Shareholders", "** Investment Prospectus", "Value", first have a basic investment philosophy, it is not easy to be fooled. Chunmeng.

They are all open classes, and they are buying courses, of course, if you choose a more famous brand class, it is true, and there will be a fake.

Summary. The State Securities Regulatory Commission issued a risk warning on June 19, and recently, it was reported that there were "big V" cooperation, "market maker" shipments, flickering stock recommendations, and investors suffered heavy losses in stock prices after taking over, so they need to be highly vigilant.

There may be 99 of 100 people in the group, and you are the only one who has a leek. This kind of most terrible, you are staring at other people's earnings, and others are staring at your principal. He said to Ran Finance. Hello, I hope the answer to you will be helpful to you Please ask the guest officer to move his little finger to give a thumbs up Thank you!

Is the money management live class a scam?

Hello, I have seen your question and am sorting out the answer, please wait.

The State Securities Regulatory Commission issued a risk warning on June 19, and recently, it was reported that there were "big V" cooperation, "market maker" shipments, flickering stock recommendations, and investors suffered heavy losses in stock prices after taking over, so they need to be highly vigilant. Xu Daobin repeatedly mentioned that most of the stock recommendation masters on the Internet are deceitful, and some routines are very rude, such as posting information through live broadcast or social **, and pulling a group after adding shareholder slag Qin WeChat. There may be 99 of 100 people in the group, and you are the only one who has a leek.

This kind of most terrible, you are staring at other people's earnings, and others are staring at your principal. He said to Ran Finance. Hello, I hope it will be helpful to you Trouble the guest officer to move his little finger Liang Zitou to give a thumbs up Thank you!

For financial novices, when choosing financial products, security should be considered. High-yield financial management is generally relatively risky, which is difficult for financial novices to control, and it is easy to lose money. Once there is a loss, it will not only shrink the principal of financial management, but also hit the confidence of financial management.

Therefore, for financial novices, when they first start to do financial management, they should not blindly think about high returns, but should pay more attention to the safety of the principal.

Extended Resources: What are the options for entry-level financial management that are suitable for financial beginners?

Bank deposits. Bank deposits are no problem for any financial novice, and they are simple and easy to operate. However, even if you keep your money in the bank, there are some tricks to what to save, how to save, where to save, when it is the most cost-effective or higher interest rate.

For those who want to improve their financial skills, it is necessary to master these tips in the process of saving money.

Treasury bonds and reverse repo of treasury bonds. Treasury bonds and reverse repo of treasury bonds are wealth management products with guaranteed principal and interest like bank deposits, but the yield of treasury bonds and reverse repo of treasury bonds changes more frequently than the interest rate of bank deposits. In fact, after being familiar with these types of financial management, you can use them together in order to maximize benefits.

For example, if the maturity is one year or less, the yield of treasury bonds is higher than the interest rate of bank deposits of the same maturity, and the interest rate of bank deposits is higher than that of treasury bonds for two years or more. When choosing financial management with different maturities, the two can be bought together, and the higher returns are bought.

Currency**. Currency is a kind of public offering, and buying currency is equivalent to entering the field, paving the way for other investments in the future. Currency is the safest type of financial product, and there is generally no need to worry about losses.

By buying currency, you can safely cultivate your knowledge of financial management, so as to prepare for other investments with higher returns in the future. In addition, currency** can also be matched with the reverse repo of treasury bonds, and according to the change in the yield of the two, choose the highest yield.

Cash management of banks. Cash management wealth management is similar to currency**, and it is also a relatively safe financial management, which is suitable as an entry financial product for financial novices. By purchasing bank cash wealth management products, you can gradually establish your understanding of bank wealth management.

Convertible bonds are renewedAlthough convertible bonds are bonds, they have a great correlation with **, and to understand convertible bonds in depth, it is necessary to understand **, so as to gradually establish a cognition of **. Even if you don't plan to invest in the future, it is helpful to invest in **class**.

However, convertible bonds still have a certain risk because of their high correlation with **. For financial novices, it is only recommended to do convertible bonds, that is, to subscribe for new convertible bonds, because the risk of convertible bonds is much lower than buying convertible bonds directly, and you will basically not lose money in the long run. The above types of financial management are some high-security financial management, and they involve various fields, which are suitable for financial management as an entry to financial management.

Mastering them can not only add a benefit to financial novices, but also help improve financial management skills.