How should second time couples deal with financial problems? What are some good ways to do it?

Almost all married couples can't deny that a large number of marital problems are closely related to money. As for financial management after marriage, this is often a sensitive topic; Perhaps, you are also confused about how to manage the finances in your marriage. Over time, tension and stress between you and your spouse tend to increase; When you can no longer put those bills aside, you have to be open about all the pending money-related issues that have always existed.

So here are some tips for couples to get along financially.

1. Build a family**.

Any couple should be aware that starting a family comes with some daily expenses, such as monthly rent, utilities, gas, insurance policies.

Grocery bills and any expenses related to children or pets, etc., should be paid for by public deposits. Depending on the amount of income the couple earns, each person should put a fair share into this communal account. In order for this communal ** to work well, there must also be some fixed arrangements so that the couple may enrich ** regularly and use it wisely.

Your respect for this common account mirrors your respect for your marital relationship.

2. Leave a little space for your own life.

At the same time, we don't have to put all the money into it when we manage our money. In other words, we can plan our own coin purses, and we can give ourselves a certain degree of freedom.

and space. Similarly, when dealing with the other half, the other party should also be allowed to have such space, so that both parties can have more comfortable space. When we were young, we wanted our parents to give us a certain degree of freedom, and correspondingly, when we grew up, we should also have such a sense of space.

The connection between money and marriage is complex and delicate, but be sure to be open and honest regardless of the financial situation you're facing. For almost all newlyweds to want a long-lasting relationship, they must learn how to discuss money management together and develop a solid financial plan, and they need to work on creating a shared financial plan.

Second-married couples should usually manage their own finances, first, set up a new family account, second, put a few thousand yuan a month into a common account, third, share the living expenses equally, fourth, take care of their own children, and fifth, share the travel expenses for a year.

Second-married couples should respect each other when dealing with financial matters and can find a professional lawyer to sign a detailed agreement on the ownership of property. Try not to interfere with the other party's financial problems.

Studies have found that differences of opinion over money are the biggest cause of friction in marital relationships. Pride and Prejudice also mentions that marrying for money is the wrong one, and that marrying without money is stupid. It is very important to maintain a consistent view of money in a marriage, which directly affects the way two people do things.

If it is handled properly, at least there is no big difference in money in marriage, and if it is not handled properly, no matter how deep the feelings are, they will be exhausted. So today, let's take a look at how second-married couples should deal with financial problems? How can you tell the difference?

1.Remarried persons should be advised to reach an agreement before marriage.

After marriage, a written agreement on marital property shall be made for major or special property items. From a common sense point of view, if the husband and wife express their true intentions and the agreement does not have illegal content, the agreement should be signed by both parties before it can take effect, and it does not necessarily need to be notarized. If the type of property and car purchase of the remarried couple are very complicated, it is recommended that they consult a lawyer or entrust a professional service agency to draft the marital property agreement on their behalf to prevent disputes.

2.Reach a consensus on the economic relationship with the ex-husband and ex-wife.

Generally, when you get divorced, it will involve more or less the division of property, and sometimes it will also involve the payment of child support, etc., which is not the key to the problem, the key is to inform the other party of the coordination of these assets when you remarry. Some people will feel that this is my affair with my ex-wife and ex-husband, and it has nothing to do with him, this idea is completely wrong, marriage is run by two people, and any financial matters must be open and honest with each other, everything is transparent, and we must reach a consensus in advance to avoid hidden dangers in the future.

3.Treat the children and parents of both parties with "a bowl of water".

Another important thing in remarriage and financial management is that it involves giving pocket money to both parents and children. Some people choose to take their own sides, so that they don't interfere with each other and avoid a lot of problems. However, although it is convenient for you to collect it for your children and I keep it for my children, it seems that they still live according to their own daily habits and economic habits, and there is no so-called integration.

Therefore, if you want to truly integrate, you must accept each other's children and parents from the heart, you don't need to treat them as your own father or mother and child, at least you should treat your own parents and children the same, a bowl of water is level, don't give 5,000 to the other party's family, and leave 10,000 for your own family, which makes anyone know that the psychology is uncomfortable, and then affects the feelings of the remarried family.

When the second-married couple has no problem with financial management, they must make a clear plan and conduct a clear discussion, to formulate certain rules and regulations to manage their finances, and they can choose to manage the two separately, and they can choose to form a part of the joint property; You should distinguish according to your actual situation, choose a way that is suitable for two people to deal with the balance and dryness, and distinguish according to each person's income.

The finances should be handled according to the at-fault party and the non-at-fault party, if there is a prenuptial failure agreement, the financial issues should be dealt with according to the agreement, and there is also the issue of child support.

Second-married couples should deal with their finances in the following way: they make their own money and keep it for themselves. It should be distinguished like this: put two wallets of different colors, the red one is the wife's, and the blue one is the husband's rotten or stuffy dates.

I feel that the financial issues can be handled through the negotiation of two people. It can be held before and after the marriage of two people.

How to deal with the property of the first and second married couples.

1. The property of the second-married couple shall be disposed of as follows:

1) For the personal property of both parties, it shall be owned by one party at the time of divorce, unless there is an agreement between the parties;

2) The joint property of the husband and wife shall be disposed of by agreement between the two parties, and if the agreement is not reached, the people's court shall make a judgment in accordance with the specific circumstances of the property and in accordance with the principle of taking care of the rights and interests of the children, the woman and the innocent party.

2. Legal basis: Article 1087 of the Civil Code of the People's Republic of China.

In the event of a divorce, the joint property of the husband and wife shall be disposed of by mutual agreement; If an agreement is not reached, the people's court shall make a judgment in accordance with the principle of taking care of the rights and interests of the children, the woman, and the innocent party, taking into account the specific circumstances of the property.

The rights and interests enjoyed by the husband or wife in the contracting and operation of family land shall be protected in accordance with law.

Article 1088.

If one of the spouses bears more obligations due to raising children, taking care of the elderly, assisting the other party in work, etc., he or she has the right to request compensation from the other party at the time of divorce, and the other party shall give compensation. The specific measures shall be agreed upon by both parties; If the agreement is not reached, the people's court shall make a judgment.

2. How to judge custody of children in a second marriage divorce.

1. Children under the age of two shall be raised directly by their mothers;

2. For children who have reached the age of two, and the parents fail to reach an agreement on the issue of child support, the people's court shall make a judgment based on the specific circumstances of both parties and in accordance with the principle of the best interests of the minor children;

3. Where a child has reached the age of eight, his or her true wishes shall be respected.

The law does not stipulate how the property of the husband and wife should be managed, but it stipulates that the husband and wife have equal rights to dispose of and manage the joint property of the husband and wife. Therefore, when dealing with the management of the joint property of the husband and wife, we must first respect the principle that either party has the right to decide how to deal with the needs of daily life, and when the joint property is disposed of for reasons other than the needs of daily life, both parties should jointly negotiate and deal with it. Second, if one party disposes of the joint property of the husband and wife without authorization, harming the property interests of the other party, the non-disposing party has the right to recover the part belonging to him; Finally, if both parties are already facing divorce, and one party has hidden, transferred, sold, or damaged the joint property of the husband and wife, or forged debts in an attempt to encroach on the property of the other party, when dividing the joint property of the husband and wife, the party who conceals, transfers, sells, or destroys the joint property of the husband and wife or falsifies debts may receive a small or no share. It can be seen that although China's law does not specifically stipulate how the property of the husband and wife should be managed, the punishment for the private disposal of the joint property of the husband and wife and the damage to the other party is still very large.

Article 1062 of the Civil Code The following property acquired by husband and wife during the existence of their marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife: (1) wages, bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned. Husband and wife have equal rights to dispose of joint property.

How to deal with financial issues in the event of divorce: It is generally about joint property and joint debts. In addition, the joint property shall be divided by agreement between the two parties, and if the agreement is not reached, the people's court shall divide it according to the principle of taking care of the children and no fault; The joint debt shall be repaid with the common property, and the insufficient part shall be repaid by agreement between the two parties, and the court shall make a judgment if the agreement is not reached.

Civil Code of the People's Republic of China

Article 1087.

In the event of divorce, the joint property of the husband and wife shall be disposed of by agreement of the parties;

If an agreement is not reached, the people's court shall make a judgment based on the specific circumstances of the property and in accordance with the principle of taking care of the rights and interests of the children, the woman, and the party who is not at fault.

Civil Code of the People's Republic of China

Article 1089.

In the event of divorce, the joint debts of the husband and wife shall be repaid jointly. Where the joint property is insufficient to be paid off or the property is owned by each other, the two parties shall settle it by agreement;

If the agreement is not reached, the people's court shall make a judgment.

Principles for the distribution of property between remarried couples:

1. Article 18 of the Marriage Law stipulates that there are five items of property of one of the spouses, the first of which is "the premarital property of one party".

Article 19 of the Supreme People's Court's Interpretation (1) on Several Issues Concerning the Application of the Marriage Law stipulates that: "The property of one of the spouses as stipulated in Article 18 of the Marriage Law shall not be converted into the joint property of the husband and wife due to the continuation of the marital relationship. Unless otherwise agreed by the parties.

The above-mentioned legal provisions indicate that in the absence of a special agreement between the parties, the pre-marital property of one party will always be the pre-marital property of one of the parties, and the pre-marital property will not be converted into joint property, regardless of how long they have lived together.

The Supreme People's Court has stipulated in several specific opinions on the handling of property division issues in divorce cases by the people's courts: "Property owned by one party before marriage and jointly used, operated and managed by both parties after marriage, and houses and other means of subsistence of greater value for eight years, and valuable means of subsistence for four years, may be regarded as joint property of the husband and wife." However, with the revision of the Marriage Law in 2001 and the implementation of the above-mentioned judicial interpretation (1) on the use of the Marriage Law, this provision is no longer applicable.

2. Article 19 of the Marriage Law stipulates that husband and wife may agree that the property acquired during the marriage relationship and the property before marriage shall be owned separately or jointly or partly separately and partly jointly. The agreement is binding on both parties. Therefore, the agreement on property before or after marriage is binding on both parties, and one party is not binding on the outside world.

However, if the creditor knows about the debt at the time of the debt, it is binding on the creditor.