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Adjust your mindset. Use this as motivation to actively do something to distract yourself. You will be rewarded for what you give.
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You can pay back the money you owe slowly, as long as you are willing to work hard. If these debts are for business or legitimate reasons, relatives and friends will also help them, and they will not ignore themselves. Tired now, pay off your debts and you'll have a good life.
Because of the heavy debt, you feel that you can't hold on, so you have to think more about your responsibilities. Parents, children, wives, and friends of relatives and friends, these are all responsibilities. At this time, you must believe in yourself, as long as you don't die, you will eventually turn over, first stabilize your life, find a little direction, step by step, have a plan, and the rest is to work hard until death.
If the mentality is always unacceptable, then one word - "boil", in the process of boiling looking for opportunities to make a comeback. Life needs to be tossed, and people who love to toss don't care about failure, it's just a fall, as long as you get up more than you fall, you are a winner in life.
See if friends and family can help, unite everyone you can unite, use all the resources you can use, and then work hard yourself. In addition, you must stop the loss in time, and don't hold on to it for the sake of the so-called face, so that you will fall into a desperate situation.
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1. Must not be returned.
No matter how much money you owe, don't have the psychology of not repaying, it turns out to be useless, and the consequences of the impact will be greater, and the economic loss will only be more, so when there is no money to repay, you should also express your willingness to repay like a creditor, communicate rationally, grace the loan repayment period, and use this time to raise money.
2. Find a friend to pay it back.
If you really don't have the money to repay, you can find relatives and friends to repay on your behalf, but this friend or relative must be willing to help you, and you have to remember to repay the money, it's best to make an IOU, don't be a person without credit.
3. Try a mortgage.
If you owe too much money and can't borrow money, and want to avoid the trouble of dunning, you can consider a mortgage if you have a house and a car, which can help you with emergencies.
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What should I do if I can't afford to pay my debts? I would like to give a few suggestions for reference.
One, take a stance.
It may feel like the debt will not be paid for a lifetime, but it is still necessary to be positive, so that both family members and creditors can see hope.
Second, express your will.
That is to say, according to one's actual situation, no matter how much debt there is, one can repay a fixed amount on a regular basis, which is conducive to resolving contradictions and striving for space and time for development.
3. Relax your mind.
Debt is just debt, how much is just a number, you have to relax your mind, don't be depressed all day long, sigh, complain.
Fourth, make positive efforts.
Whether it's big or small, let's do it first, and don't be discouraged no matter how much debt you have.
In short, the debt seems to be a lot, and it seems that it will not be repaid in a lifetime, but in fact, as time progresses, you will find today's difficulties, and looking back in the future, it is a joke.
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Owed a lot of money and couldn't afford it. A lot of money is owed. Someone else's money must be repaid.
No matter how hard and tired you are, you have to pay it back. On a TV, I saw a son. Lots and lots of debts.
That's dead. A mother in her 70s. He collects garbage outside every day.
In more than ten years. The son repaid more than 700,000 yuan. Extrinsic.
This great mother. Kiss. When he died, he had to pay off his son's debts.
You're young and a little in debt. You're just tired. I worked my own.
Be sure to keep that thought in mind. This debt must be paid off. I have to pay it off until I die, and I have such faith.
There is such determination. Well. You're a man.
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Although we don't know the causes and consequences of owing money, people don't live in the world just for money. I know that the so-called may not be able to survive without money, but life is not only about the immediate but also poetry and distance.
Whether you want to be a hero of the world or not, but at least, to be a big hero in your heart, just to be right. Even if you have made a wrong step, the next path is always unknown, and what you have to do is not to give up too early, but to step out of yourself.
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After the debtor owes the money, it needs to fulfill the repayment obligation in accordance with the contract. If you really can't afford to repay, you can directly negotiate with the creditor about repayment, and strive to reduce the interest or repay the loan in installments.
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Pay it back slowly, and you're not afraid of dying, but you're still afraid of owing money?
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I have had the same experience as you, every night day and night I can't sleep, I close my eyes and those debts and affairs appear in front of me, and in the long run people are a lot old, very haggard, and hate themselves. Later, I accidentally met, Brother Lin, after telling him about my situation, he took me to beat Bai Jiayu and asked me to pay off the debt, and now I haven't seen it All my life is easy, and my daily life is very fulfilling. Don't have the mindset that it's time to take blind down, so that the book is not only before but also your confidence in yourself.
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According to Article 209 of the Contract Law, the borrower may apply to the lender for an extension of the loan period before the expiration of the repayment period. If the lender agrees, it can be extended.
If the lender does not agree to the extension, it may file a lawsuit with the court for enforcement in accordance with the Civil Procedure Law.
Article 236 of the Civil Procedure Law: The parties must perform on legally effective civil judgments and rulings. If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement.
The parties must perform the mediation document and other legal documents that shall be enforced by the people's courts. If one party refuses to perform, the other party may apply to the people's court for enforcement.
Article 242:Where the person subject to enforcement fails to perform the obligations set forth in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, **, and **shares, from the relevant units. The people's courts have the right to seize, freeze, transfer, or sell the property of the person subject to enforcement according to different circumstances. People's courts must not inquire about, seize, freeze, transfer, or sell property beyond the scope of the obligations that the person subject to enforcement shall perform.
When a people's court decides to seize, freeze, transfer, or convert property, it shall make a ruling and issue a notice of assistance in enforcement, and the relevant units must handle it.
Article 243:Where the person subject to enforcement fails to perform the obligations set forth in the legal documents in accordance with the enforcement notice, the people's court has the right to withhold and withdraw the portion of the income that the person subject to enforcement shall perform on the obligation. However, the necessary living expenses of the person subject to enforcement and the family members he or she supports shall be retained.
When a people's court withholds or withdraws income, it shall make a ruling and issue a notice of assistance in enforcement, which must be handled by the unit to which the person subject to enforcement, banks, credit cooperatives, and other units with savings operations belong.
Article 244:Where the person subject to enforcement fails to perform the obligations set forth in the legal documents in accordance with the enforcement notice, the people's court has the right to seal, seize, freeze, auction, or sell the part of the property that the person subject to enforcement shall perform the obligations of. However, the necessities of life for the person subject to enforcement and the family members they support shall be retained.
The people's court shall make a ruling on the adoption of the measures in the preceding paragraph.
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