Will debt collectors go to the house? Will debt collectors go to the house? Can I call the police?

Introduction: Under normal circumstances, it is actually impossible to go, because the process of debt collection needs to incur expenses, which will also lead to a waste of manpower, that is to say, the cost of debt collection will increase greatly, so if the amount is relatively small, the possibility of going is relatively small. <>

1. Is it illegal to be asked to collect debts when the debt is overdue? First of all, whether door-to-door debt collection is illegal is related to whether it is violently collected. Under normal circumstances, it is strictly forbidden for collection agencies to harass the debtor's daily life by means such as ** text messages, and they are not allowed to ask their family members for information about the borrower and collect the borrower's arrears, because no third party is involved in the borrowing.

Moreover, the borrower's information cannot be disclosed to the public, nor can the borrower be threatened with repayment by means of violence and coercion. It is not illegal to collect money by normal and peaceful means. If you come to collect money without the consent of the borrower, then it is illegal and you have the right to call the police.

2. What should I do if I am unable to repay my debts when my debts are overdue? If the debtor really does not have the financial means to repay the loan, he or she may choose to negotiate with the lending company that issued the loan. In the case of temporary insolvency, the debtor can repay the loan in instalments through negotiation according to the relevant regulations.

If it is permanently unable to repay, it can only be repaid according to the borrower's existing property, through court hearing, trial and execution, and using the debtor's personal property to repay. In other words, the borrower can only repay as much as he or she has personal property. <>

3. How to reasonably carry out lending and other businesses? First of all, when we borrow, we should borrow according to our personal economic situation and ability to make ends and falls, and we must correctly assess our borrowing ability and not over-indebted. Secondly, after borrowing, you should repay the loan in time, and it is best not to repay the loan on time, otherwise it may be a credit report for the individual.

It has a certain impact, and when borrowing, you should choose a qualified and compliant lender to borrow, otherwise it may cause unnecessary troubles and disputes.

Generally, not. Because under normal circumstances, debt collection will be collected, and legal procedures will be taken if the collection is not successful, so it is generally not going to collect debts at home.

Debt collection will go to the house. Normal debt collection laws are permitted. If the harassment has affected the normal life and work of the family, it can be found to be an illegal act depending on the circumstances.

If you don't pay back the money, the debt collector will definitely go to your house to ask for money, and will also call some of your relatives and friends.

Possibly, because after all, you owe some money to others, and they also want to protect their interests in this way.

Obviously, dogs can go to the wall if they are in a hurry.

In fact, if the overdue time is too long, then the other party is likely to find the borrower's home address and go to the home to ask for the debt. And debt collection will go to the house, which is a very normal thing, if it is to call the police, ** is just to let the two mediate. Because you have not returned it for a long time, resulting in the phenomenon of overdue, then the other party has the right to ask you to repay.

Therefore, ** is only for the two to mediate this matter, but everyone should pay attention to the fact that if the other party is asking for a debt at home, it is better than suing the court.

The nature of the matter of choosing to report to the police and suing the court has changed, and there will be problems with personal credit reporting. The borrower will be asked to sell his property and car property to repay the amount. Therefore, I hope that you can pay attention to this matter, and after borrowing, you must return the money to the other party on time.

When choosing to call the police, you should also be the reasonable party. Even if you borrow money from friends or relatives and don't pay it back on time, then your friends and relatives will go to your home.

Repay the loan in a timely mannerI don't think it's necessary to call the police, but if the other party has committed an illegal act. For example, if you beat a borrower or smash something, you can choose to call the police. However, if the borrower borrows money on a formal platform, he will not choose to smash things or beat the borrower.

Moreover, many formal lending platforms will not go directly to their homes, but choose to sue immediately. It should be noted that once your credit report is blacklisted, even if you pay off this arrears, you will keep this record for more than five years.

The impact of overdue on life During these five years, you will not be able to apply for a loan again, nor can you take the train, plane or high-speed rail and other means of transportation. And the future of your children will also be affected to a certain extent, so you should consider the pros and cons. There are some less formal lending platforms that may know the address of the borrower's work, or the address of relatives and friends.

In fact, he will go to your home to collect debts, because he can go to your home according to the information filled in when you take out a loan with your ID card, and you can also file a legal lawsuit against you through legal means, in fact, you can call the police, because he harassed your family.

Generally speaking, debt collectors say to go to the house, but for this case, you can choose to call the police. Because this situation is a civil dispute.

Debt collectors will definitely go to the house, and there is the option to call the police, because our personal safety has been threatened.

Legal analysis: debts should be repaid in a timely manner as agreed, creditors can not take illegal acts to collect, harassing others or harassing the debtor's family is illegal, the other party can report to the police, it is recommended that the debt problem can be resolved through friendly negotiation or litigation.

Legal basis: Article 10 of the Law of the People's Republic of China on Public Security Administration Punishments The types of public security administrative punishments are divided into:

a) Warning; b) fines;

3) Administrative detention;

4) Revoke permits issued by public security organs.

Foreigners who violate the administration of public security may be subject to an additional time limit for leaving the country or being deported.

1. Door-to-door collection exists. If the amount owed is too large, or if the loan company has a business outlet in the place where the judgment is made, the hand-to-hand change may come to the door, but most companies use a negotiated approach, such as waiving a certain amount of interest.

2. Is door-to-door collection legal? Door-to-door collection by formal means is legal. Now online lending institutions are looking for outsourcing companies to collect, generally speaking, they will come to explain the situation, and some illegal door-to-door collections are generally splashed paint, written in red, violently smashed, verbally threatened, etc., it is recommended that borrowers keep the corresponding **, recording evidence, and seek help in time. Nuclear dispersion.

If you have overdue loans, it is likely that a loan collector will come to your house and ask for money.

Generally, you won't go unless you owe a large amount.

Legal basis: Law of the People's Republic of China on Public Security Administration Punishments Article 40: Those who commit any of the following acts are to be detained for between 10 and 15 days, and a concurrent fine of between 500 and 1,000 RMB, and those with a lighter fine of between 500 and 1,000 RMB are to be detained for between 5 and 10 days and fined between 200 and 500 RMB

1) Organizing, coercing, or enticing persons under the age of 16 or persons with disabilities to perform terrorist or cruel performances;

2) Forcing others to work by violence, threats, or other means;

3) Unlawfully restricting the physical liberty of others, illegally trespassing into others' homes, or illegally searching others' bodies.

Criminal Law of the People's Republic of China》 Article 245 Whoever illegally searches another person's body or residence, or illegally trespasses into another person's residence, shall be sentenced to fixed-term imprisonment of not more than three years or short-term detention. Where judicial personnel abuse their authority and commit the crimes described in the preceding paragraph, they are to be given a heavier punishment.

Legal analysis:Illegal. Unlawful trespass into a dwelling is illegal and can constitute a crime if the circumstances are serious.

For those who accept the entrustment of the creditor to negotiate with the debtor on behalf of the debtor to collect debts, normal negotiation and demand is acceptable. But there can be no illegal acts. The inviolability of citizens' homes against unlawful encroachment is a human rights concept and norm that is universally accepted by the international community, and the executive is no exception.

Legal basisCriminal Law of the People's Republic of China》 Article 245 Whoever illegally searches another person's body or residence, or illegally trespasses into another person's residence, shall be sentenced to fixed-term imprisonment of not more than three years or short-term detention. Where judicial personnel abuse their authority and commit the crimes described in the preceding paragraph, they are to be given a heavier punishment.