In 1991, he joined the work personal account of 300,000 yuan, and how much pension can he get after

Within 5000 yuan. The personal account pension is the total amount of the personal account divided by 139 months, the monthly personal account pension is yuan, the sum of the basic pension and the personal account pension is the basic pension received every month, and the total amount of your monthly pension is yuan. If there is a deemed payment period, the transitional pension must be calculated, and if it is an employee of a government institution or institution, an occupational pension must be added.

But judging from the fact that your personal account is so high, you should not be an employee of a government institution or institution. Therefore, the maximum monthly pension is within 5,000 yuan.

He can get a pension of more than 4,000 yuan per month, which is also relatively high, and it is also obtained through a lot of hard work.

It's probably five or six thousand. Because they spend a lot of time on their work, they get a lot of hugs.

It may be more than 1,000 yuan, it may be more than 2,000 yuan, and it is more likely to be three or four thousand, five or six thousand yuan, so the specific situation will vary from person to person and cannot be generalized.

30 yearsYears of service, whether it has worked for 30 years, or has paid pension insurance for 30 years

Before calculating how much pension can be received when retiring after 30 years of service, first of all, we need to clarify whether 30 years of service is 30 years of service or 30 years of pension insurance. Because according to the current pension insurance system.

The amount of pension is subject to the length of the contribution period, the amount of the contribution salary, the contribution index of the previous years and the retirement age.

and other factors. In addition, pay more and pay more, and pay more for a long time. This is the case after the change, but the length of service before the change is very important, which is directly related to how much pension you can receive after retirement. Therefore, this piece must be distinguished, whether it has paid social security for 30 years or worked for 30 years.

How the pension is calculated

1.The pension insurance system is composed of a pooled account and an individual account, and these two accounts correspond to the basic pension at retirement.

and personal pensions.

Namely: basic pension.

Basic pension + personal pension.

2.However, this is after the implementation of the pension insurance system after the change, for those who participated in the work before the implementation and retired after the implementation, because the original pension insurance system is not the current one, so on this basis to determine the transitional pension.

That is: basic pension = basic pension + personal pension + transitional pension;

Also, how much is the pension? It is also affected by the length of the contribution period, the amount of the contribution salary, and the average social wage in the place of retirement.

Factors such as the contribution index and retirement age over the years. There are also overpaid and long-paid.

Depending on the type of insurance, the level of pension is also different

For example, if you pay the pension insurance for urban and rural residents, even if you pay for 30 years, it is estimated that you will not receive too much when you retire. But if you are a civil servant, 30 years of service is a different matter. Because of the retirement fee after the retirement of civil servants.

According to the salary of the position and grade before retirement.

A certain percentage of the sum is calculated. Among them, years of service.

90% for 35 years; If the working life is more than 30 years but less than 35 years, it will be paid at 85%; If the working life is more than 20 years but less than 30 years, it will be calculated as 80%.

You can receive a pension of about 2000 5000, but it depends on your salary level before retirement.

You can almost receive a pension of 2,000 yuan per month, and the calculation of the length of service is still very important for the pension, and the amount can be increased.

If you only have 30 years of service when you retire, you can receive a pension of more than 2,000 per month.

The pension received in each place is different, and it will also be calculated according to the individual's position and retirement seniority, and you can get about 3 to 4 days of pension per month.

It is about 3,000 yuan, and the number of pensions will be more and more in the future, and the number of pensions will also be increased according to different working years.

The pension in each place is different, and it should be calculated according to the local policy, and according to the general situation, it should be about 4000 or more.

The personal pension account is 300,000 30 years of service, and you can get 5,970 yuan after retirement. The basic pension part is equal to 8000 * (1 + 2) 2 * 30 * 1% = 3600 yuan. The pension part of the personal account is equal to 300,000 195 = 1,538 yuan.

The basic pension part is 8000*2*yuan. Then your personal pension adds up to 3600 + 1538 + 832 = 5970 yuan.

Personal pension account 300,000 30 years of service How much pension can you get after retirement.

Personal Huai Bi old account 300,000 30 years of work Xun Burning age can get 5,970 yuan after retirement. The basic pension part is equal to 8000 * (1 + 2) 2 * 30 * 1% = 3600 yuan. The pension part of the personal account is equal to 300,000 195 = 1,538 yuan.

The basic pension part is 8000*2*yuan. Then your personal pension adds up to 3600 + 1538 + 832 = 5970 yuan.

Generally speaking, many people are reluctant to pay employee pension insurance on a high base because they are afraid that they will not get anything after death. The contribution base of employees shall be calculated according to the monthly average of the total wages of employees in the previous year. If the payment base given by the unit is not high enough, and the individual has spare energy, you can try the personal pension system that has not been used to answer the rent to try it out.

This is a pension model that takes trillions of savings, and the state gives certain tax incentives, and all the payments are their own.

After retirement, you can receive at least about 5,000 yuan per month, because the length of service is relatively long, and the pension will increase every year.

After retirement, your monthly pension amount is about 4,000 yuan, which is already relatively high.

After retirement, you can receive a pension of about 4,500 yuan per month, which is relatively high.

Personal pension account 300,000 30 years of service How much pension can you get after retirement.

First of all, I can tell you for sure that the personal account reaches 300,000 is a very high level, I myself have been engaged in social security work for more than 10 years, nearly 20 years, and have never seen a personal social security account can reach 300,000 people, basically I have personally seen the highest, only more than 100,000, so 300,000 has belonged to a very high level.

Let's first calculate your personal account simply, because you know that the total amount of your personal account is 300,000, then divide it by the corresponding number of months of 139 months, and finally get the personal account you can get. Personal account pension of about 2158 yuan. However, under normal circumstances, the personal account pension is only about 1 3 of the total pension component, and the remaining 2 3 are composed of the basic pension part.

So according to this standard to calculate your basic pension can at least reach nearly 4,000 yuan, then plus your personal account pension this part, in fact, you can get about 6,000 yuan pension treatment. So this is a very high income level, that is, at the moment of looking at the average pension treatment of the whole society, even after experiencing the growth of pensions in 2021, it is probably about 3200 yuan to 3400 yuan to repent, then it is obvious that you are still far beyond the average pension income, belonging to the upper middle level.

Expand your knowledge: Those who meet one of the following conditions should retire:

1) Men must be at least 60 years old, women must be at least 50 years old, and have worked continuously for 10 years.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, with males at least 55 years of age and females at least 45 years of age, with 10 years of continuous service.

This requirement is also applied to grassroots cadres whose working conditions are the same as those of workers.

3) Men are at least 50 years old and women are at least 45 years old, and have worked continuously for 10 years, and are certified by the hospital and confirmed by the labor appraisal committee, and completely lose the ability to work, and 4) are disabled due to work, and the hospital certifies and confirmed by the labor appraisal committee that they have completely lost the ability to work.