How much does it cost to pay for the retirement medical insurance of female employees every year?

The payment standard of individual medical insurance is divided into two grades, which are voluntarily selected by individuals to participate in insurance: 1. The first level of annual payment: 5% of the average salary of on-the-job employees in urban non-private units in the city in the previous year (hereinafter referred to as the average salary) (1% is used to establish mutual insurance for large medical expenses); 2. Second level annual payment:

Pay 11% of the city's average salary in the previous year (1% is used to establish mutual insurance for large medical expenses). The specific standards are announced by the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau every year. Personal medical insurance payment time:

1. The insured person shall pay the medical insurance premium before January 10 each year. 2. Those who participate in the insurance for the first time shall pay the medical insurance premiums for the remaining months of the year before the 10th of the next month after the registration procedures. 3. The minimum payment period for medical insurance is 30 years for men and 25 years for women, of which the actual payment period must be 10 years according to the regulations.

How to pay for individual medical insurance: 1. Insured persons pay medical insurance premiums on an annual basis. If you participate in the insurance for the first time or pay again after interrupting the payment, the medical insurance premium shall be paid according to the actual remaining months of the year.

2. After the insured person reaches the statutory retirement age, he or she voluntarily can pay the medical insurance premiums for the remaining years in a lump sum (large medical insurance premiums should continue to be paid), or they can be paid annually.

It can't be calculated, because I don't know what standard you will be asked to pay back and how many years you will have to pay back.

Dear, hello, you need to make up 4600 for a year of medical insurance payment. The payment standard for medical insurance for flexibly employed employees is more than 4,600 a year, and after retirement, they generally pay according to the payment standard for flexible employees, and the payment amount is more than 3,000.

Hello, medical insurance, generally referred to as "medical insurance", is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual, social, etc., the medical insurance system is usually legislated by the state, enforced, and established a first-class system, and the cost is paid jointly by the employer and the individual, which is generally classified as basic medical insurance and commercial medical insurance.

It can be paid in a lump sum.

According to Article 27 of the Social Insurance Law, if a worker reaches the statutory retirement age and the basic pension insurance contribution is less than the minimum payment period stipulated by the local government, he must make up to the minimum payment period before he can enjoy the basic pension insurance benefits without paying the premium.

When a worker retires, the basic endowment insurance makes up the minimum payment period, which can be paid in a lump sum or extended on a monthly basis. The specific measures for one-time supplementary payment shall be implemented in accordance with local regulations.

Social Insurance Act

Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and they will no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the State; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

Qingdao Municipal Human Resources and Social Security Bureau.

Frequently Asked Questions and Answers on Policies (Social Insurance).

2. Social insurance.

5) Questions and answers on medical insurance for urban employees.

2. What should be done if the employee meets the retirement (post) conditions and goes through the retirement (post) procedures, and fails to reach the minimum payment period of basic medical insurance?

Answer: You can apply for a one-time supplementary payment. Among them, due to the non-payment of the unit, the unit and the individual shall make up the payment according to the payment base and proportion of the year of arrears; If it is caused by other reasons, it shall be paid according to the prescribed proportion based on the average salary of the city's employees in the previous year at the time of retirement.

Except for the part of the insufficient payment period caused by the unit's non-payment, the supplementary payment fee shall be borne by the unit and the employee himself in accordance with the prescribed proportion, and the part of the insufficient payment period caused by other reasons shall be borne by the employee.

There is a big difference between urban employee medical insurance and urban and rural residents' medical insurance is that urban employee medical insurance enjoys retirement treatment, and when the employee reaches the retirement age, if the payment is full of the corresponding annual travel limit, after retirement, there is no need to continue to pay medical premiums, and they can enjoy normal treatment every month. Including reimbursement of hospitalization expenses, outpatient expenses, including personal accounts, etc. The current medical insurance policy generally requires male employees to pay for 30 years, and female employees to pay for 25 years to reach the corresponding number of years.

In fact, there are indeed many people who have paid employee medical insurance but have not completed the number of years when they retire, in this case, they can pay the corresponding fees at the time of retirement, and they can directly enjoy retirement benefits after making up the difference in the number of years. Policies will vary from place to place, but after the establishment of the National Health Insurance Bureau, it has been committed to promoting the provincial and final national overall planning of medical insurance, so slowly the medical insurance policies and the number of years required for retirement contributions will be about the same.

The country's medical insurance system was established at about the beginning of the 21st century, when the system was not very perfect, the medical insurance system was relatively backward, and many records and operations were still manual. At that time, just in time for the wave of layoffs of state-owned enterprises, many employees of state-owned enterprises were cleared of their original working years due to the closure, bankruptcy and restructuring of their enterprises. Then the original employee medical insurance payment period has not been calculated.

In this case, it is possible to offset some of the payment years according to the bankruptcy restructuring agreement of the current year. Generally speaking, this kind of employee medical insurance will require the payment to reach a fixed number of years after bankruptcy reform, for example, Jiangxi, it is required to pay for 15 years after the restructuring to enjoy retirement benefits, that is to say, male employees can offset up to 15 years, female employees can offset up to 10 years, and they must also require sufficient years of work before bankruptcy reform.

In the past, the medical insurance policy formulation in various places was more flexible, and policies could be formulated at the municipal level. In many places, you can make an annual contribution after retirement, that is, you can pay according to the contribution standard of flexible employees in each subsequent year. In recent years, all localities have followed the national policy, can not make up the payment on an annual basis, can only make up the payment in a lump sum, and the annual supplementary payment standard is formulated in accordance with the payment standard for flexible employment personnel in the year of retirement.

For example, if you retire in 2022, and then there is still 10 years left to pay for the payment period, you will pay for 10 years according to the medical insurance payment standard for flexible employees in 2022, and the payment standard for Jiangxi is more than 5,100 a year, which is about 50,000 yuan for 10 years. This payment standard is based on the average salary of the city in the previous year, and the amount of payment for one year is calculated according to the average salary of each month. This should be the case everywhere.

Hello dear dear, I am happy to serve you: retired sail and retired employee medical insurance once paid about 3600. Generally speaking, medical insurance has stricter requirements than pension insurance.

Because the endowment insurance is a cumulative contribution to meet the 15-year requirement, while the medical insurance is a continuous payment for 25 years. To put it simply, if you want to realize that you don't have to pay medical insurance after retirement and can still have the medical insurance that you get on the card every month, you must basically start paying medical insurance after graduating from college. Otherwise, it is very difficult to achieve this rule if you have paid for more than 25 consecutive years.

About 3600 pro-medical insurance can be paid at one time, 25 years need to pay about 75,000 yuan, can not be paid monthly, to the statutory retirement age, can only be paid at one time, only a few cities can pay on a monthly basis If you pay on a monthly basis, about 300 yuan per month. Thank you for your trust, the above is my reply, I hope it can help you, I wish you a happy life. <>