How much does a retired worker pay for medical insurance annually, and how much does an employee pay

Nowadays, many people have bought medical insurance, but many people don't know what medical insurance can reimburse, so you might as well take a look at this article first:What is Medicare? What is the reimbursement scope of Medicare? 》

As for how much does a retiree's health insurance card cost per month? Retirees under the age of 70 shall be transferred to their personal accounts according to the average monthly salary of employees in the city in the previous year. Retirees over the age of 70 shall be transferred to their personal accounts according to the average monthly salary of employees in the city in the previous year.

So, how much money does the social security card get back every month? It is related to the amount of individual contributions to medical insurance, the payment base of medical insurance, and the age of the individual. If you want to know more about medical insurance, you may wish to read below:

Let's get to know Medicare:

1. Type of medical insurance

General medical insurance includes two parts: urban and rural residents' medical insurance and employee medical insurance, and employers must purchase employee medical insurance for employees after signing labor contracts with employees, but urban and rural residents' medical insurance is not compulsory.

2. Medical insurance costs

Employers and employees pay a fixed proportion of their total payment base for employee medical insurance every month, and according to the regulations on the payment of medical insurance for urban and rural residents, they need to pay at least 250 yuan per year, and generally most areas pay 250 yuan per year, and some developed areas will pay more.

3. Medical insurance reimbursement

Employee medical insurance can be reimbursed for expenses such as **, outpatient, drug purchase, inpatient medical treatment, etc., and the general reimbursement ratio will not exceed 90%, while the medical insurance for urban and rural residents can only reimburse hospitalization, and the general reimbursement ratio is 50%-70%.

If you go to a designated medical institution for medical treatment without the payment of medical insurance, as long as the expenses of drugs, diagnosis and treatment items and medical service facilities are within the scope of reimbursement, and the expenses exceed the minimum payment line and do not reach the upper limit, they can be reimbursed in accordance with the prescribed proportion. However, there are some situations that cannot be reimbursed by medical insurance, what are the specific situations? Take a look:

Under what circumstances can medical insurance not be reimbursed? 》

Summary

Medical insurance is the most basic medical insurance, which is cost-effective but has limited coverage. Taking Guangdong Province as an example, the medical insurance for urban and rural residents can reimburse up to 300,000 yuan per year, and expenses that are not on the reimbursement list, such as targeted drugs and imported drugs, are not reimbursed.

This reimbursement amount can play a small role in the case of serious illness, if you want to make your life secure, you need to configure commercial medical insurance, so that your life can be more secure. If you don't know which medical insurance is right for you, you can take a look at what I've compiled firstTop 10 Million Medical Insurance Worth Buying!

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Summary. How much does the medical insurance for retired employees pay in 2022:

The "Notice" makes it clear that we will continue to improve the financing standards of basic medical insurance for urban and rural residents and steadily improve the level of medical security. In 2021, the per capita financial subsidy standard for residents' medical insurance will be increased by 30 yuan, reaching no less than 580 yuan per person per year; At the same time, the individual payment standard will be increased by 40 yuan to 320 yuan per person per year.

How much does the employee pay each year after retirement?

Hello dear, happy to answer for you.

How much will retired employees pay for medical insurance in 2022: The "Notice" makes it clear that we will continue to improve the financing standards for basic medical care for urban and rural residents, and steadily improve the level of medical security. In 2021, the per capita financial subsidy standard for residents' medical insurance will be increased by 30 yuan, reaching no less than 580 yuan per person per year; At the same time, the personal payment standard will be increased by 40 yuan to 320 yuan per person per year.

The amount of money credited to the retiree's medical insurance card varies according to the individual payment situation and regional differences, and is determined according to the relevant local policies.

You can check at your local social security center, visit your local social security center, call directly, or go online.

Article 36 of the full text of the medical insurance regulations stipulates that after the implementation of the revision of these regulations, the number of years of payment of basic medical insurance premiums, 30 years for men and 25 years for women, the standard of basic medical insurance treatment after retirement shall be implemented in accordance with the provisions of these regulations.

When an employee retires, the number of years of payment of basic medical insurance premiums does not reach the provisions of the preceding paragraph, and the basic medical insurance benefits enjoyed after retirement shall be reduced by 5% for every 1 year of the payment period.

Article 37 of the full text of the medical insurance regulations stipulates that if a retiree has actually paid basic medical insurance premiums for 10 years before retirement, the original unit shall not pay basic medical insurance premiums after retirement, which will not affect his enjoyment of the basic medical insurance benefits for retirees stipulated in these regulations.

Retirees who have actually paid basic medical insurance premiums for less than 10 years before retirement, and whose original units do not pay basic medical insurance premiums after retirement, shall not enjoy the basic medical insurance benefits for retirees as stipulated in these Regulations.

How much is the retirement medical insurance a year, in this case, if there is a work unit, then it will be deducted according to the same time when you go to work, and if you do not have a unit to retire, then the annual medical insurance payment is paid according to local regulations.

1. Medical insurance fees for retired employees: After retirement, the medical insurance premiums for employees purchased shall be paid at 11% of the basic pension.

2. The enjoyment of medical insurance for retired employees: 1. The medical units and medical staff of the medical insurance for retired employees should adhere to the civilized practice of medicine, correct medical ethics and medical style, and assist the medical insurance units to actively do a good job in the medical management services of retired employees, so as to prescribe the right medicine and use drugs rationally. 2. The insured person is sick first outpatient clinic**, and the medical expenses incurred in the outpatient clinic of the local designated hospital ** are settled directly by card with the medical guarantee and IC card in the designated hospital, and the insufficient part of the personal cash payment.

The medical expenses incurred in non-designated hospitals or outpatient clinics in other places** shall be paid in advance by the insured person. Outpatient medical expenses and drug purchase expenses incurred by insured persons in local or foreign places are not included in the overall payment**. If the outpatient clinic is ineffective, or the condition is serious and requires direct hospitalization**, the hospitalization registration procedures should be completed in time.

3. For critical, urgent and seriously ill insured patients who need emergency rescue, regardless of whether they are designated or not, they should go to the service hall of the handling agency to go through the admission registration procedures within 3 days with the relevant information in line with the principle of first rescue. If the insured employee is hospitalized in a local designated hospital, he or she shall submit the personal medical guarantee and IC card to the medical insurance department of the hospital for identity verification and accounting.

The amount of retirement medical insurance is related to the pension, and the higher the pension, the higher the medical insurance amount, which is about four percent of the pension.

Hello, I am happy to serve you: individuals pay social security and pay 350 yuan per year for medical insurance after retirement. Due to the different regional policies in various regions, the standards for individuals to pay medical insurance after retirement are also different, which should be subject to the regulations of the local social security department.

1. Medical insurance is mainly divided into employee medical insurance and urban and rural residents' medical insurance. The payment amount is different for different types. For employee medical insurance, the payment amount is prudent = the payment base of the unit's medical insurance * the payment ratio + the payment base of the individual medical insurance * the payment ratio.

In general, the unit pays 8% and the individual pays 2%. There is no clear regulation on how much medical insurance should be paid within one year for urban and rural residents. 2. The employee medical insurance shall be paid by the employer and the employee jointly every month according to the fixed proportion of the total payment base, but the annual payment of the medical insurance for urban and rural residents shall not be less than 250 yuan, 250 yuan is the annual fee to be paid in most areas, and the cost in some developed areas will be relatively high.

Summary. Pay medical insurance at your own expense for 216 yuan a month. From January 2021, the payment standard of basic medical insurance for flexibly employed persons shall be determined by 60% of the monthly payment base of the individual, and the payment base shall be 6%, that is, 197 yuan per month, and the payment of serious illness assistance shall be based on the average salary of employees in urban units of all calibers in the province in 2019, that is, 19 yuan per month, a total of 216 yuan per month.

Paying medical insurance at one's own expense is 216 yuan a month. From January 2021, the payment standard of basic medical insurance for flexible employees will be determined by 60% of the monthly payment base of the individual, and the rate will be 6%, that is, 197 yuan per month, and the average salary of employees in urban units of all calibers in the province in 2019 will be paid in 19 yuan, a total of 216 yuan per month.

Retired workers' medical insurance is paid 180 yuan per month. The average pension of retired personnel in the country has reached 2,250 yuan per month, with this amount as the payment base, according to the current 8% of the total medical insurance rate (6% for the unit and 2% for the individual).

After retirement, the medical insurance premiums for employees are purchased and paid at 11% of the basic pension.

Hospitalization procedures: all retired employees who enjoy social pooled medical insurance shall seek medical treatment in the outpatient clinic of the hospital prescribed by the medical insurance institution, and if the physician diagnoses that hospitalization is indispensable, they must hold the medical certificate issued by the physician, the examination report, the medical record and the hospitalization notice, and go to the local medical insurance institution for review before hospitalization**.

Emergency inpatients can be admitted to the hospital for rescue**, and the admission approval procedures can be completed within 3 days with the emergency certificate, otherwise the inpatient drug expenses will not be reimbursed.

Hello! After retirement, you can purchase employee medical insurance premiums and pay medical insurance premiums at the rate of 11% of your basic pension.

If a retired employee has paid the medical insurance premium at the time of retirement, he or she will no longer have to pay it every year.

The medical insurance cost of retired employees is more than 100 yuan per month, and the salary has risen.

If you have paid for medical insurance before retirement, you will not have to pay for medical insurance after retirement. If there is no medical insurance retirement before retirement, then it depends on whether to buy NCMS or employee medical insurance, combined with different local policies and different provincial average wages, so the amount will be different in different places, the monthly payment of medical insurance in large cities is more than 400, and the annual payment of NCMS is at least 200 or more.

According to the current regulations, 5% of your basic pension is allocated every month. There are regions.

Different regions, different units. The cost is also different.

You have to go to the 365 center to ask about this.

The medical insurance premium of retired employees is more than 100 per month, right? I don't know the specifics.

In 1976, he should be a permanent worker, and from 1976 to 1994, he established a personal account for 18 years, which should be regarded as the payment period, which should include medical insurance.

The inclusion of medical insurance in all parts of the country into social security was around 2000, and the original fixed-term medical insurance was calculated according to the deemed payment period before it was included in social security.

According to you, you participated in medical insurance in 2012 and retired in 2018, so you don't need to make up the payment.

Men are entitled to lifelong medical insurance after retirement for 25 years.

Retired employees have to pay for a total of 25 years, if they are not full, they can continue to pay, and they can enjoy free protection after they are paid.

Legal basis: Article 27 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic medical insurance for employees who have reached the statutory retirement age and whose cumulative contributions reach the number of years specified by the state shall no longer pay basic medical insurance premiums after retirement, and enjoy basic medical insurance benefits in accordance with national regulations; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

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I have been paying for 25 years of retirement this month, how can I pay serious illness medical treatment every year after retirement, I just checked and paid 301 yuan this year.

Women who need to accumulate contributions for more than 20 years can enjoy the lifelong treatment of medical insurance and retire from medical insurance.

To enjoy the medical insurance benefits of retirees, you need to pay for the specified number of years and go through retirement to receive pension benefits.

If you meet the conditions, you can enjoy it, and if you don't pay the suspension during the unemployment period, you can stop enjoying the benefits during the suspension period.

If you want to enjoy medical treatment for life, you must pay for at least 25 years for men and 20 years for women, and it is best not to interrupt. After paying for a certain number of years, you don't need to pay. When an employee retires, the payment period is less than the minimum return period, and it needs to be made up at one time before he or she can enjoy the medical insurance.