What kind of insurance should I buy when I open my own store, and can I buy insurance in my store?

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

Critical illness, medical, and accident insurance is the preferred insurance for the growth stage (0-20 years old).

How do I buy insurance for someone under 20 years old? People who are less than 20 years old, in the period of physical and mental growth and development, need to pay attention to the medical situation of minor problems to avoid sequelae, and it is for this reason that it is usually recommended that this part of the small partner configure a medical insurance, which can be used as reimbursement and compensation for medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is recommended to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For young people between the ages of 20 and 30, it is recommended to choose critical illness insurance, accident insurance and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, is the stage of family pillar inheritance, at this time the body is young, the spirit is good, full of adventure and expectation for life, but once a serious illness occurs, a family may be doomed, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, a month is only a few dozen, it can be considered, in line with this age group friends can see the senior sister beforeWhat kind of insurance should people in their 20s buy, and what kind of insurance should be good to buy?

You can take a look at this article.

Growth stage (30-50 years old): critical illness insurance, life insurance, accident insurance and medical insurance

How to buy critical illness insurance in your 30s? At this time, buying insurance is more for your family than yourself. When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; In the unfortunate event of an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

Friends who meet this age group can watch before the senior sisterHow to buy critical illness insurance in your 30s?

The key to how to avoid wasting money and quickly find cost-effective, reliable and suitable insurance is to choose the right insurance product.

"What kind of insurance is good to buy when you open your own store"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

There are several points to note when buying insurance.

Whether the insurance plan designed by the first person for you is really suitable for you, whether the terms and benefits (only for participating products) mentioned by the second person meet the principle of good faith and whether you understand the meaning of the terms.

Third, do you tell the truth about some of the things you want to know about the person (such as income, address, medical history, etc.) (this will be a claim.)

Fourth, the most important thing to buy insurance is to protect yourself, and to understand what protections and rights you have.

Insurance, accident, medical, critical illness, pension insurance supplement for individuals.

Summary. Hello, yes, the store can buy insurance, we can buy shop property insurance, this insurance is the store value preservation, when we insure shop property insurance, consumers in addition to buying on demand, but also take the initiative to master some insurance common sense, such as buying property insurance for the shop do not overinsure, but according to the actual value of the insured shop; Before applying for insurance, please see the coverage and liability exclusion scope of the shop property insurance; After applying for insurance, you should also cooperate with the insurance company to do a good job of risk prevention; After applying for insurance, send an insured accident report in time.

Shop Insurance Purchase Process:

1. You can go directly to the offline service point of the local insurance company to consult the relevant store insurance products, choose the appropriate product to buy, do not overinsure, but purchase according to the actual value of the insured store;

3. There are also insurance brokerage companies, ** people, etc. who can consult and purchase store insurance products.

Can I buy insurance at the store?

Hello, yes, the store can buy insurance, we can buy shop property insurance, this insurance is the value of the store Hui Wu mu, when we insure the shop property insurance, consumers in addition to the need to buy, but also take the initiative to master some insurance knowledge, such as the purchase of property insurance for the shop do not overinsure, but according to the insured shop of the real orange search value purchase; Before applying for insurance, please see the coverage and liability exclusion scope of the shop property insurance; After applying for insurance, you should also cooperate with the insurance company to do a good job of risk prevention; After applying for insurance, send an insured accident report in time. The process of purchasing shop insurance: 1. You can directly go to the offline service point of the local insurance company to consult the relevant store insurance products, choose the appropriate product to purchase, do not overinsure, but purchase according to the actual value of the insured store; 2. You can also find store insurance-related products through the online ** and mobile phone software pages of the insurance company for purchase; 3. There are also insurance brokerage companies, ** people, etc., who can consult and purchase insurance products in front of the store.

Thank you. There are 3 common types of property insurance available for merchants to choose from: basic property insurance, comprehensive property insurance, and additional property insurance.

The insurance liability of property basic insurance is relatively simple, only covering the property by fire, ** and damage by foreign objects, and the premium is relatively cheap, about the same as the amount of the insured number. If the merchant includes more accident risks in the insurance liability, he or she can opt for property comprehensive insurance. The sales staff reminded that merchants consider potential risks according to their own industry, region, business varieties and other characteristics, and decide to choose comprehensive insurance, so that they can be fully compensated when special dangers occur.

In addition to the insurance liability of the basic insurance, property comprehensive insurance also covers hail, snowstorms, storms, mudslides, house collapses, etc., and the general premium is equivalent to 4% of the sum insured. In addition, merchants can also invest in property additional insurance to further improve protection and prevent the occurrence of theft and robbery. However, merchants must be on top of the basic or comprehensive insurance to apply for riders.

The general potato grinding fee will increase the insured amount by 2% on the basis of the original premium.

You're welcome

It is necessary for businessmen to buy insurance, you can first participate in the medical insurance for urban and rural residents, and then supplement it with commercial insurance, medical insurance, accident insurance, critical illness insurance, life insurance, annuity insurance, pension insurance, etc., you can find professional insurance people to configure scientifically.

In addition, under the condition of sufficient premium budget, the business can take into account the functions of protection, financial management, and asset preservation, and the key lies in the actual needs of the policyholder.

It depends on what business you do, there are many kinds of insurance, if you need to travel a lot, you can buy an accident insurance and medical insurance.

The insurance base is boring, and it is all a pitfall. I don't think it's useful to buy anything. Because you can't lose. So. How to buy. It's all a waste of money. There's no need to toss about this either.

What kind of insurance is suitable for business? If you want to ask the insurance company, you don't seem to have heard of this kind of insurance.

1.Be clear about your insurance purpose and needs, there is no best insurance, only the most suitable one. After understanding your own needs, you should also make a financial plan for yourself, and generally the funds for insurance should not exceed 15%-20% of your annual income, so as not to overload and make it difficult to pay later and increase the burden.

2.Choose an excellent ** person (excellent is not only to do well, but also to be a responsible), you have to tell him your ideas and needs, he will recommend you a suitable insurance product according to your situation, as for what beneficiary and so on in the process of ** person for your insurance, it will ask you, after your consent for you, you don't need to worry.

3.If the insurance is successful, you just need to remember to pay on time every year when it's time to pay the premiums.

If you are applying for commercial insurance, you must first ask yourself why you want to apply for insurance; Second, you need to understand the function of insurance to facilitate your choice of items when you apply for insurance; Third, you need to plan your income and expenditure, and the insurance premium should not exceed about 15% of your income; Fourth, open a special account for the payment of insurance premiums; Fourth, determine the beneficiary of the death and make financial arrangements when the malignant risk comes; Fifth, if possible, you need to do a physical examination, and the basis for physical insurance has been provided; Finally, fill out the insurance policy and sign it for approval.

If you are applying for basic social insurance, then you only need to bring your ID card and your income certificate (or business license) to the relevant window of the social security institution under your jurisdiction to apply for it, and the staff will guide you to fill in the form, open an account, select the grade, etc.

1.First of all, you need to find an excellent, sincere and long-lasting financial manager (MDRT member), understand it clearly, and choose the product that suits the needs of the family;

2.Entry requirements for Hong Kong insurance: All insured persons over the age of 18 must come to Hong Kong in person to sign the contract, and children under the age of 18 can be handled by their parents;

3.Information required for insurance: ID card, pass, baby's birth certificate or ID card;

4.Insurance process: understand the company's strength, choose products, sign contracts, verify identity, and pay fees.

Free accommodation for first-time guests who come to Hong Kong for insurance.

With economic development, China's catering industry has not only become a witness to the improvement of people's living standards and consumption capacity, but also gradually become a pillar industry to expand domestic demand, promote consumption, stabilize growth and benefit people's livelihood.

The snack business has broad market prospects, low risk, small investment and large returns, and the snack market contains huge business opportunities.

The special snack class of our hospital mainly learns: the initial processing and pickling skills of various snack raw materials; Iron plate series, cold skin, hot and sour noodles, spicy hot, stinky Shifu tofu, brine duck overlord, sugar and oil baba, flavor flower nails, flavor shrimp, Chongqing virtual return to destroy grilled fish, iron plate pancakes, fried chicken fillet, chicken steak and other special snacks. There are also one-stop entrepreneurial classes such as breakfast, barbecue, supper, claypot rice, rice bowl, marinated water, pickles, noodles, milk tea, etc., which can be selected.

There is no industry that is sure to make money, there is no industry that is team insurance, in fact, every industry makes money, it depends on how you do it.

The prospects for the second-hand digital market are promising

Due to the continuous provision of living standards, the cycle of new digital products is getting shorter and shorter, and people's consumption concepts have also changed greatly. Sober consumption, nostalgic consumption, interest consumption, personality consumption, value consumption, and so on. It is a huge business opportunity to promote the optimism and growth of the second-hand market.

Friends who want to start a business can do a market research

Store: 8-15 square meters.

Investment: about 1-30,000 yuan.

Conservative annual income: more than 60,000 yuan.

Target groups: young people, university students, digital enthusiasts and outsiders.

Opened a magic props and magic toy shop.

According to incomplete statistics, the most conservative figure of the magic market in China is 50 billion yuan. We once inspected a magic franchise store in Chongqing, the number of ** here reaches thousands of people every day, chaos and most of the customers who come will consume in a substantial sense, all kinds of weird magic and whole toys plus the boss's professional magician-like operation, the benefits are considerable.

Conservative estimates, such a magic store monthly turnover of more than 20,000 yuan, might as well give a simple example: such a simple prop as the "space saucer", the purchase price is only 5 yuan, but the retail price is 28 yuan, there is a profit margin of nearly 500 in the middle! Such a profit margin between 300 500 products accounts for 97% of the entire magic boutique, and its profit can be imagined.

Store: 10-20 square meters.

Investment: about 1-30,000 yuan.

Estimated annual income: more than 60,000 yuan.

Target group: young people, students, children.

Open an alternative pet shop.

Contemporary people like alternative things, and it is very common to have pets, if you let everyone raise alternative pets or show their alternative side in this way, it is a very easy and very popular thing, so the market demand in this area in China is very large.

Store: 5-15 square meters.

Investment: about 20,000 yuan.

Conservative annual income: more than 60,000 yuan.

Target audience: young people, students, children and anyone who loves small animals.

Alternative pets: snakes, lizards, turtles, chinchillas, spiders, squirrels, fragrant pigs, beaver rats and some new products and mini babes.

Opened a handmade chocolate shop.

Contemporary people are no strangers to chocolate, and there are many people who like chocolate, and it is developing in a straight line every year. For handmade chocolate, you can not only eat delicious chocolate, but also enjoy the process of making, enjoy the chocolate you made, and if you give your own chocolate to your beloved, what a romantic thing. Nowadays, young people like romantic, youthful, fashionable and noble colors, and chocolate represents these.

Store: 10-30 square meters.

Investment: about 2-50,000 yuan.

Conservative annual income: more than 60,000 yuan.

Target audience: young people, students, children, couples and all those who love chocolate.