Is a fourth party payment platform an aggregator payment platform?

Payment services provided by third parties such as Alipay, WeChat, and UnionPay belong to the fourth-party payment platform. Those that can support third-party payment platforms such as Alipay and WeChat at the same time can be called an aggregate payment platform.

The fourth-party aggregation payment platform is a third-party payment platform that aggregates multiple types of Alipay and WeChat. Therefore, a fourth-party payment platform that supports multiple third-party payment platforms at the same time is an aggregate payment platform.

As a fourth-party aggregation, sharing, value-added and payment platform integrating various mainstream cashless payments such as WeChat Pay, Alipay Payment, UnionPay Payment, etc., Commercial Rights Pay is a new type of payment value-added wallet and a new value-added tool for financial management for consumers. For merchants, commercial right payment achieves zero cost, zero risk, sales value-added, sharing payment, and aggregate payment; For consumers, commercial payment is a new cashless collection counter, cross-industry operation and value-added tool for merchants, and a new bridge and channel connecting merchants and consumers to achieve value-added consumption, sharing value-added and payment value-added.

To put it simply, it aggregates multiple payment channels, and merchants only need one *** to use all the payment channels integrated. Aggregate payment greatly saves operating costs for merchants! For merchants' customers, it is also more convenient and fast, and there is no need to use different apps to scan the code to pay according to different payment codes.

It has two advantages: first, it can aggregate and integrate multiple payment channels. Second, it has a marketing function.

At present, it is understood that multi-store management can be realized, and there is microshell payment, you can go and find out!

Fourth-party payment is relative to the third party, as an extension of the third-party payment platform service. Third-party payment is between the bank and the merchant, while the fourth-party payment is between the third-party payment and the merchant, and there is no restriction on the payment license license. [1] Fourth-party payment integrates various third-party payment platforms, cooperative banks, cooperative telecom operators, and other service provider interfaces, integrates the advantages of various third-party payments and multiple payment channels, and can be personalized according to the needs of merchants, forming complementary advantages of payment channel resources, meeting the needs of merchants, and providing payment solutions suitable for merchants.

In general, 4PL is a payment service integrator with unparalleled flexibility, convenience and complementarity of payment services. Moreover, fourth-party payment has the advantage of neutrality, which can reconcile the malicious competition of mainstream payment institutions and ensure the healthy development of the payment industry.