Why do some people not spend money when they have it? Why do many people dare not spend money when t

Three scenarios. One is to spend it on places that you can't see but dare to be interested in, such as the little wife. There is also a sense of crisis, poor or experienced storms, dare not spend or keep old flowers.

Another is that he may not be as rich as you think, maybe he bragged with you at the wine table yesterday, and today he pretended to be a grandson in front of the boss of the debt collection company.

Remember a law, those who dare to spend money are not necessarily really rich, but those who dare not spend money must not be really rich.

In most cases, he controls the assets, but doesn't actually have much real wealth. A lot of it is paper wealth and cannot be realized. Too many pots and less lids.

Traditional Chinese are like this, and I appreciate such people! Do you think that if you have money, you have to live a life of enjoyment, do you think that if you have money, you can do whatever you want, look at what kind of birds the mainlanders are now, they only know how to make money, and do all kinds of shameless things for money, now foreigners are rushing to fight for China's South China Sea Islands, and what are the Chinese doing?

I have been in contact with the two leaders for more than a month, and the parents have a lot of chats, such as whether the family is a daughter or a son (in those days, a baby was born in a non-agricultural household), where the children worked (school), where the wife (husband) was doing, and where they had worked before, etc.

These two elder leaders, in my eyes, are definitely rich people, earning several times as much money a year, and they are both leaders, both have gray income, and they both have several houses. I am a small person in front of them, but I never deliberately conceal myself and disguise myself, and I am beautiful even if I have no money.

I don't have much pursuit of money, so I get mixed into the ranks of those who don't have money, and it's no problem to solve food and clothing, as for saving money for my son to buy a house and a car or whatever, I think that's his business. Yes, naturally good, no, it is also reasonable, and the future depends on yourself.

Most people often say that money has to be spent. For the understanding of this sentence, when to spend, when not to spend, and how to spend, there is no certain guideline, and everyone's concept is different.

Today, we chatted and talked about housework, and the elder brother Liu said, my lover doesn't need a washing machine to wash clothes, and it costs a lot of money to waste water. Leader Xie's eldest brother took over the conversation, my wife doesn't know how to use a washing machine, she washes small clothes by herself, and I will help wash large clothes when I go back, almost without a washing machine.

I was stunned, their words subverted my concept of consumption, because my washing machine was too hard, and people hardly had idle time at home. I couldn't help muttering in my heart, why do you keep it if you are so rich? How much does it cost to use water for a washing machine?

If you buy a washing machine and look at it, it's better not to buy it! It's better to have money than if I don't have money!

I said to them both of them, the purpose of your earning money is to spend it, now that your children are married, you don't have to be so good at living a quick and cautious life, and you are paid every month, and you can live for a few more years, but don't be reluctant.

Having said that, I know very well that it is not my words or two that can change their concepts, nor can their deep-rooted concepts.

My philosophy is that money is earned and spent, and the money spent is money, and you can't just save money for the sake of saving money, and you can't save money for the sake of reducing your quality of life.

Of course, I also hope that you will all become rich masters, and you can spend as much money as you like.

Whether you have money or no money now, if you have no money, hurry up and earn it, and if you have money, you should spend it, don't be too yourself, don't wait for the future to be old, and keep the passbook to the day when you can't spend it, what is the value of money?

First of all, why do we keep our money in the bank ourselves?

At present, the interest on deposits is less than 3%, the term is 1 year, the term is 2 years, and the term is 3 years, except for some large deposits and government bonds, the interest can be close to about 4%, and it is difficult for other deposits to exceed 3%, why are most people still willing to deposit money in the bank? It is nothing more than to ensure the safety of funds.

Because many middle-aged and elderly people, if they take money to do some high-risk investments in foreign exchange, they are very worried about the safety of funds.

Depositing money in the bank is nothing more than trying to have peace of mind for yourself, and in addition to having an interest income, you can also ensure the safety of funds, and ordinary people dare not invest lavishly.

In fact, there are many ways to stimulate the economy, why do some people have money and are not willing to take it out to invest or spend?

First, most people's income is not very high, as of the end of 2021, the per capita disposable income of our country is only 10,000, many people are tired and tired, no matter how they work, the money he earns a year may be tens of thousands of yuan, if his savings can be saved to more than 500,000, it is really a lifetime of hard work, and in this life, he is reluctant to take the bus, reluctant to drive a car, reluctant to live in those high-rise buildings. Just to let yourself have a guarantee when you are old.

Now there are many people who work in factories, and they get a salary income of about a few thousand yuan every month, and for them, the deposit is more than 500,000 yuan, which is really a lot of money.

The second point is that high consumption, such as Wang Shouting, housing loans, car loans, has made many people very stressed, ** dare to spend lavishly, can buy discounted goods, absolutely do not buy regular-priced goods, just to save money, because Shouxiang family of several people, all need money to maintain daily life, at this time, dare not invest in consumption.

If I am a person with an annual salary of millions of yuan, I am willing to spend 500,000 yuan a year, and I am willing to invest the remaining 500,000 yuan, but my annual salary is 100,000 yuan, and I still have to bear the mortgage and car loan.

The key to stimulating economic growth is to increase jobs, increase the disposable income of most people, and reduce the burden of housing and car loans.