How can the amount of the assessment to be staged have been reviewed

1. In addition to the sesame score of 650 points, it is also necessary to have a good reputation for online recruitment. Sesame seed score of 600 and above;

2. After the application is successful, you need to pass a comprehensive credit assessment. The comprehensive credit assessment is carried out through multi-dimensional, multi-level and multi-channel, and sesame points are only one of the aspects, so it will lead to the system review in the early stage after the quota will determine the audit quota again, and the system review will not be able to withdraw cash before the system review, so there will be a quota after the review However, it is recommended to try to apply again after a period of time.

To operate in phases:

To provide Internet people with low-interest small loans, car installments, real estate installments and other installment services. In the future, the application of big data in Internet finance will develop in the direction of scenario-based, diversified and personalized, and different dimensions of information such as user behavior data, health data, and workplace data may be extended to credit data, and the market will become more and more segmented, providing personalized services for different user groups and use scenarios.

to staging features.

For Internet white-collar workers, staging has the following two advantages:

First: Advantages over banks:

1. The procedures are simple and convenient;

2. Door-to-door service to save customers' time;

3. Strict risk control and more reasonable and reliable;

4. Lower service fees and handling fees.

Second: Advantages over credit cards:

1. Lower interest rate than credit card;

2. The amount is larger;

3. Users can withdraw and consume without restrictions.

There is no upfront cost for the loan plus me.

The installment is easy to review, and the evaluation has not been out of the question, which may be caused by too many applicants, and the system is still being reviewed one by one, so you just need to wait patiently. In general, the review time of installment is generally within 3 working days, and the loan time is also about 3 working days, and it will not exceed 3 days at the latest.

If you want to avoid the installment easy to be under review all the time, when filling in the application materials, you must be true and accurate, and it is best to avoid holiday applications, which can effectively shorten the review time. If you want to pass the review quickly, you can also apply for manual review from Installment Easy Customer Service.

Extended Material: Ways to increase your credit limit.

1. Fully prepare various asset certificates. At the beginning of the application, because you don't have any consumer credit history with the bank, the bank evaluates your various income assets and then decides how much credit to give you. If you want to significantly increase the credit limit at the time of application, you need to prepare various credit documents carefully and do not be too troublesome.

You have to put proof of income.

Proof of house ownership, mortgage purchase.

Certificate, car ownership certificate, silver cherry blossom celery bank deposit.

Certificates or valuable certificates, etc., are submitted to the bank.

2. Fill in the details carefully. When filling out the application**, there are several other factors that affect the credit line.

Small details, such as whether you have the city's Guhui Ding** number, whether this number is registered in your name or the name of your family, whether you are married and whether the mobile phone number has a monthly rent, whether it is a household registration in the city, etc. If the above answer is yes, the bank will greatly increase your credit assessment accordingly, but each condition is not absolute, but it is relatively easy to pass the qualification review and increase the initial consumption limit application, consumer credit and repayment credit are still the most important for the bank.

3. Don't forget to swipe your card anytime, anywhere. During the period of using the card, more credit card consumption, clothing, food, housing and transportation are as much as possible to choose the store with a card for consumption, the more frequent the use, there will be a relatively stable monthly consumption limit, but the original cash consumption habit is changed to card consumption. This shows your loyalty to the bank, and the bank's information system will count your credit card frequency and limit, and your credit limit will be automatically increased in about half a year.

4. Repay the loan on time and maintain good credit.

Debts are repaid, and only when they are repaid can they be borrowed. Banks are also strictly following this ancient truth. If you don't repay on time, you definitely don't have credit, and it's best to pay it in full, not just the minimum payment.

Revolving interest can be overwhelming.

It shows that the user's qualifications do not meet the conditions for installment loans.

The common reasons are: 1. Poor personal credit. You need to wait for the personal credit report to recover well before you can use it.

2. The previous loan is overdue for repayment. After the overdue loan is returned, the system will re-evaluate the user, and the qualification will be reviewed, if it still does not pass, it means that the personal qualification does not meet the requirements of the platform.

3. Excessive debt. If there is a long-term loan behavior, Installment Le usually does not lend to such users.

4. Insufficient repayment ability. If the user's current income cannot meet the needs of the difference, the platform will usually not pass the review.

5. The platform quota is insufficient, etc. You need to wait for the platform quota to recover before you can apply again.

Installment music belongs to Shenzhen installment network technology ****, founded in October 2013, when applying for opening, different users get different credit lines, usually the better the personal information, the higher the credit line. However, it must be returned on time after use, and there can be no overdue situation.

Installment overdue repayment will incur penalty interest and the platform will collect, and then the installment will be uploaded to the credit information center after the overdue date, resulting in bad personal credit, and the bad credit will affect the handling of various loans, such as car loans or housing loans, and the arrears will continue to be kept for 5 years after the arrears are returned, and will automatically disappear after 5 years.

Version information: Take the installment version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2) as examples.

There are many reasons for failing to pass the installment assessment, such as Sesame Credit Score below 650, Huabei and Borrowing are overdue, and Alipay accounts have potential safety hazards.

If you fail to pass the assessment in installments, you should pay attention to the following points before reapplying:

1. Maintain good Alipay performance behavior, and ensure that the personal sesame credit score is above 650, the higher the better;

2. Use Huabei and borrow to repay on time and maintain credit information;

3. Complete the personal information and property information on Alipay;

4. The personal debt ratio should not be too high, it is best to keep it at 30%-40%, and do not apply for other loan platforms;

5. Don't rush to reapply, it's best to wait more than 3 months.

There are many reasons for failing to pass the installment assessment, such as Sesame Credit Score below 650, overdue fraud groups in Huabei and Borrow, and potential security risks in Alipay accounts.

If you fail to pass the assessment in installments, you should pay attention to the following points before reapplying:

1. Maintain good Alipay performance behavior, and ensure that the personal sesame credit score is above 650, the higher the better;

2. Daily rent Hui Tangerine to use Huabei and borrow to repay on time, and raise a good levy for Bi Pa Xin;

3. Complete the personal information and property information on Alipay;

4. The personal debt ratio should not be too high, it is best to keep it at 30%-40%, and do not apply for other loan platforms;

5. Don't rush to reapply, it's best to wait more than 3 months.

What are the reasons for failing to pass the installment credit assessment?

1. There is overdue.

This reason is fatal, as long as there is overdue arrears, then more than 99% will indicate that the credit assessment has not passed; As a product with a credit loan, credit investigation is very important, so it should be treated with caution.

2. The quota is insufficient.

Since the application for installment needs to be reviewed every time, I was unlucky to come to the installment "out of quota". Then I can only say to you Zhaozi "the credit assessment has not passed", and I will not directly say that I have no money to lend you.

3. System reasons.

Because there are many people grabbing the installment quota every day, it may be that the system is busy, so you can choose a time to submit it again; If you fail to pass the credit assessment several times in a row, then don't try it for the time being, and it is recommended to apply again after 2-3 months.

4. Insufficient sesame seeds.

Although it is said that sesame points above 620 can apply for installment, but the higher the number of points, the better, and try to be above 700 to belong to the scope of good credit.

5. The withdrawal limit is insufficient.

Since the installment is divided into consumption limit and withdrawal limit, it is necessary to use the consumption limit to installment from time to time, otherwise it is not enough to use the withdrawal limit alone.

The above is the reason why the installment credit assessment is not passed. At present, if you do not pass the installment credit assessment, you can wait for a period of time to apply again, and there may be different results. However, you must not believe those who pay a handling fee to pass the assessment, so as not to be deceived.