May I ask if Ping An Fu can still be reimbursed if he has applied for medical insurance?

Ping An Fu is a life insurance product, and its own protection liability is in the form of life insurance + critical illness + long-term accident, and there is no medical reimbursement liability.

If there is a separate hospitalization medical insurance, the customer can be reimbursed in the event of a medical hospitalization.

The reimbursement process of additional medical insurance is indeed reimbursement by medical insurance first, and then reimbursement by commercial medical insurance.

However, it is debatable whether it is necessary to attach commercial medical insurance if there is medical insurance.

When it comes to insurance, I believe everyone is familiar with it. For ordinary people, they will buy insurance, because if they buy insurance, they can make a certain amount of reimbursement and subsidize the output of some amounts in the event of an accident. However, not all medical expenses insurance will be reimbursed, and there are relevant regulations on what insurance and what medical expenses and illnesses will be reimbursed.

Some relevant netizens raised such questions about insurance reimbursement: Ping An Fu, who bought Ping An Insurance, many of them cannot be reimbursed after being hospitalized due to problems, is this considered a lie? We will give a reply to this question below, hoping to help those who have questions about it.

Through the above answers, we know that before buying insurance, we must think clearly about whether we want to buy this insurance, what can we help by buying this insurance, and we can't think that as long as we buy a certain insurance, we will be able to get a certain amount of compensation when we are going to have medical treatment. At the same time, for the people of insurance companies, they may talk about insurance when they promote insurance for their own sales, so as a rational consumer, you must recognize the reality and buy according to your own needs, and you can't be persuaded by the other party's rhetoric.

This is not a lie, because the reimbursement also has a scope, and it may not be up to the specified range.

Ping An Fu who bought Ping An Insurance, many of them can not be reimbursed after hospitalization, which should not be a lie, at most the content of insurance products involving compensation is not carefully studied and understood when purchasing, and there will be hospitalization, discharge from many can not be reimbursed, in many cases, the insurance company is complained that there are problems with claims, in fact, it is because consumers do not carefully read the details of the terms and conditions in the policy when buying insurance, resulting in later claims disputes.

Ping An Fu is a critical illness insurance, and medical insurance is required for reimbursement, so Ping An Fu must attach medical liability. You are a salesman who is unprofessional and does not attach medical responsibilities to you.

Ping An Fu is a kind of insurance for both worlds, and Ping An Company packaged him as a dog skin plaster, thinking of where to take the sticker. It is the least cost-effective product.

This insurance is really tricky, this is a serious illness medical insurance. Six or seven thousand a year, I bought a total of two copies! After five or six years, only 10,000 yuan was refunded!

This insurance is like this, you have to pay six or seven thousand a year, and you have to pay it for 20 years! The key is that if you get sick, the compensation will be more than 200,000! If you don't get sick, then you can only wait for the death of more than 200,000 yuan in a few decades, and you have actually paid about 10,000 yuan in 20 years, and then you will pay more than 200,000 yuan!

Nowadays, many insurance and one-time insurance policies do not pay for more than that.

This topic is not valid, Ping An Fu is only the main insurance, and additional medical insurance is required for hospitalization. The author is not Chinese? The insurance system is a state system.

It's not like buying insurance and taking care of everything. Ping An Fu is a critical illness insurance, and the claim can only be made if the critical illness agreed in the contract is reached.

In addition, insurance claims are divided into reimbursement type and payment type, and the payment is to pay you a sum of money, and you can spend it as you want. Ping An Fu is such insurance.

So you should now have another reimbursement type of medical insurance.

Ping An's Ping An Fu insurance is the main body of life, critical illness and accident, if you really just buy a Ping An Fu without other additional insurance, then the hospitalization will definitely not be reported, because you have not bought hospital medical insurance.

Don't complain, don't listen to the group of trolls on the Internet who say that insurance is scammering, don't believe it, you can go to a reliable salesman to buy a hospital medical insurance!

Ping An has the most routines, and it is best not to touch any of Ping An's products.

It is impossible for you to post the policy and hospitalization medical records!

You can do anything before you buy it, but you can't do it after you buy it!

Ping An Fu is a combination of vibratory insurance plan, which is an eggplant-based insurance that covers life, serious illness and long-term accidents, and is currently not reimbursable for outpatient services.

Advantages of Ping An Fu: Because it is a combination insurance, major and minor illnesses are covered by insurance. Before the age of 70, if you suffer from a mild illness and receive a claim, the critical illness including death benefit will be increased by 20% of the sum insured.

Because the mild illness can be paid 3 times, if the 3 minor illnesses all occur before the age of 70, the sum insured can be increased by up to 60% on the basis.

Disadvantages of Ping An Fu: The main insurance and critical illness insurance share the sum insured; Absence of high-incidence mild symptoms, absence of atypical myocardial infarction, minor stroke, coronary interventional surgery; The brand premium is severe.

Summary. I once went to the outpatient clinic of Ping An Fu Insurance, and when I was reimbursed, I found that the reimbursement ratio was relatively high, and the reimbursement was relatively timely. Yes, Ping An Fu Insurance can provide outpatient reimbursement services, the reimbursement ratio is generally more than 80%, and the reimbursement will also arrive in time, which can save you a lot of costs.

In addition, Ping An Fu Insurance also provides other services, such as hospitalization reimbursement, special disease reimbursement, etc., and you can choose the right insurance product according to your needs.

I once went to the Song type outpatient clinic of Ping An Fu Insurance, and when I was reimbursed, I found that the proportion of reimbursement for Zheng rent and sales was relatively high, and the reimbursement of expenses was relatively timely. Yes, Ping An Fu Insurance can provide outpatient reimbursement services, the reimbursement ratio is generally more than 80%, and the reimbursement will also arrive in time, which can save you a lot of costs. In addition, Ping An Fu Insurance also provides other services, such as hospitalization reimbursement and special disease reimbursement, etc., and you can choose the right insurance product according to your needs.

I'm sorry I don't understand, but can you elaborate on that?

Hello, glad to answer for you. Ping An Fu Insurance can reimburse the cost of outpatient treatment, you can choose the corresponding type of insurance when you apply for insurance, choose the appropriate coverage according to your needs, and the reimbursement ratio. In addition, you can also choose your preferred hospital and the reimbursement ratio when you apply for insurance to better meet your needs.

If you have any questions about insurance, you are welcome to consult our customer service staff at any time, and we will serve you wholeheartedly.