If I want to buy the Oriental Capital Preservation Fund, for example, if I invest 100,000 yuan in it

The first capital protection period of Oriental Capital Protection** is 3 years. **The income is determined by many factors, and it is not possible to say how much money you can make. And any investment is risky.

However, it is recommended to hold it for a long time. The risk of capital preservation is relatively small, and the opportunity to obtain income will not be lost, and the performance of capital preservation is still very reliable from the perspective of the historical performance of capital protection.

First of all, if you only do it for one year, then Oriental Capital Protection** will not be able to protect your capital. Please refer to the second paragraph of Article 4 of Chapter 3 of the ** Offering Contract: Circumstance 2 of the non-application of the principal protection clause - ** share holders subscribe but redeem or convert the ** shares before the expiration date of the capital protection period (excluding the date); Secondly, no matter what kind of ** you buy, it is not practical to get a certain one-year yield, and the market is always changing.

Therefore, if you want to buy **, you should not start with how much money you can make. Instead, we should analyze the companies that we like, which managers, and choose their overlapping flagships** for investment, so that we can get good results. The above is for reference only.

The break-even period of Oriental Capital Protected Mix** is 3 years, and redemption after maturity is a guarantee of principal or a small income. 100,000 yuan for 1 year is redeemed during the principal protection period, and there is no guarantee of possible profits and losses of the principal.

As a **, the income is very small, I have bought it for two years, and I will redeem it next week, to be honest, it is better to buy **, let him put it for a year, and if you don't believe it, it will not rise.

You can't guarantee your capital for a year, and the amount of income depends on luck.

Oriental Capital Preservation was issued some time ago. However, the regular investment you said doesn't seem to work, the holding period is generally at least three years, and there are also early redemptions of the principal. For details, please see the details below. (In the case of what you said, you can go to the bank and deposit a "lump sum withdrawal".) ）

Guaranteed**. Principal Protection**Commitment to hold it to the period of guarantee, guarantee no loss. From the perspective of its investment scope, it is a partial debt hybrid**, most of the assets are invested in fixed-income bonds, so as to pay the investor's principal during the insurance period, and only about 15%-20% of the funds are invested in **, so as to improve the yield. Since the operation of capital protection** is relatively conservative and the first goal is capital protection, the probability of loss is very small when it comes to the period of capital protection, and the return will not be very high.

Since the operation of capital protection** must strive for higher returns on the premise of ensuring capital protection, its operation is relatively stable and conservative, and the rate of return is generally not very high. In fact, if it is only for the goal of capital preservation, there is no need for experts at all, and any ordinary investor can easily do it: only invest in money market interest-bearing instruments, similar to the money market, which is enough to protect capital, and because the pressure to deal with redemption is small, it will definitely be higher than the yield of the money market.

However, if it is only capital preservation or higher than the yield of the money market, and even the interest on bank deposits during the insurance period cannot be reached, capital protection** will not have any appeal, and no fool will buy capital protection**.

Whether capital preservation** is worth investing depends on the specific circumstances of each person's investment philosophy, risk tolerance and expected rate of return. In view of the fact that there is no risk of unnecessary loss of capital protection, and generally speaking, the return is higher than the interest on bank fixed deposits during the capital protection period, it can be used as one of the investment portfolios for investors with low risk tolerance and low expected returns. It should be noted that Southern Hedging and Yinhua Capital Protection** are not allowed to subscribe during the insurance period, except for the date specially designated by **Company.

Although the other 4 can be subscribed at any time, they are not guaranteed to be redeemed before the expiration of the capital protection cycle, and the redemption rate is much higher than that of other types**. Therefore, it is advisable to buy during the subscription period, and do not redeem it halfway without special circumstances.

If you are afraid of losses, you can choose the bond type** or currency type** if you invest regularly, and recommend Huaxia Cash Profit Increase and Bank of China Profit Increase.

Changsheng Tongxin Baoben**, it seems to be being sent, **The manager is a champion.