How to inquire about certificate treasury bonds, and how to buy certificate treasury bonds?

It is handled through the savings outlets of major banks, the branches of the postal savings department, and the treasury debt service department of the financial department.

Certificate-type treasury bonds are mainly issued to individual investors. Its issuance and redemption are handled through the savings outlets of major banks, the outlets of postal savings departments, and the treasury bond service departments of the finance departments.

Investors can purchase certificate-type treasury bonds within the issuance period to fill in the form at each outlet, and the issuance point will fill in the voucher-type treasury bond receipt voucher, which includes the date of purchase, the name of the purchaser, the type of coupon purchased, the amount purchased, the number of the identity document, etc., and submit it to the purchaser for receipt after filling it out. The procedures are similar to those for bank fixed deposits.

Certificate-type treasury bonds are sold in whole numbers starting at 100 yuan and purchased at face value. After the issuance period, the designated agency can continue to sell the certificate treasury bonds redeemed in advance by the customer within the control index.

When investors purchase after the issuance period, the bank will re-fill the voucher-type treasury bond receipt voucher, and the investor will still purchase at face value when purchasing. The purchase date is the value date. When redeeming, the interest will be calculated according to the actual holding days and the interest rate of the corresponding grade (the interest will be calculated to the last day of the redemption period at maturity).

After the purchase of certificate-type treasury bonds, the bank will print a paper treasury bond certificate and hand it to the investor. The texture of the voucher is similar to that of a bank's certificate of deposit.

The face name of the treasury bond is: the People's Republic of China certificate treasury bond receipt certificate, and the face of the treasury bond voucher records: the date of purchase, the term of the treasury bond, and the annual interest rate of the treasury bond.

And there is the seal of the purchase bank, etc.

If you lose your treasury bond certificate, you can bring your valid ID card to the counter of the bank branch where you purchased the certificate-type treasury bond to report the loss.

Electronic treasury bonds are used to record the investment amount in the treasury bond management account. Investors can purchase electronic treasury bonds at the counter of bank outlets or ** to inquire about the savings treasury bonds in their personal treasury bond accounts.

You can also call the treasury bond registration company voice review inquiry** to inquire about the custody balance of savings treasury bonds (electronic) as of the previous day. If you open online banking at the purchasing bank.

Investors can also inquire about the changes in the savings treasury bonds (electronic) and the custody balance in their personal treasury bond accounts through online banking.

The form of certificate treasury bonds is a receipt certificate for creditors to subscribe for bonds, rather than a standard form bond formulated by the bond issuer. In 94, China began to issue certificate-type treasury bonds. China's certificate-type treasury bonds are issued through various bank savings outlets and financial departments, treasury bond service departments, township society, and the actual payment amount is filled in according to the subscription amount of the subscribers, which is a kind of state savings bond, which can be registered and can be reported as lost, and the bonds are recorded with voucher-type treasury bond collection vouchers, which cannot be listed and circulated, and interest is calculated from the date of purchase.

In the holding, if the coupon holder needs to withdraw cash under special circumstances, he can go to the original purchase outlet to withdraw and redeem. When withdrawing and exchanging, in addition to repaying the principal, the interest is calculated according to the actual holding days and the corresponding interest rate grade, and the handling agency charges a handling fee of 2/1000 of the principal paid.

It is best to buy treasury bonds on the ** exchange, easy to cash out and query, method 1: bring your ID card to the ** company to open a Shanghai and Shenzhen trading account, open online trading can be bought and sold, and buy and sell ** The same operation, the handling fee is two ten-thousandths, free of stamp duty, and the implementation of T+0 rotary transactions. Method 2:

Buy and sell at the bank counter. Treasury bonds are not very risky, and the return is slightly higher than that of the bank on a regular basis, and the liquidity of buying them in the bank is relatively poor and it is not easy to cash out.

In May 2010, the Bank of Chengdu did not issue certificate-type treasury bonds.

There are two types of savings bonds: certificate type and electronic type, and the sale and redemption are handled through the savings outlets of major banks, the outlets of postal savings departments, and the treasury bond service departments of financial departments.

When purchasing a voucher, bring your ID card and a current passbook (or debit card) from the undertaking bank, and open a personal treasury bond account at the branch of the undertaking bank, which can be used permanently after the account is opened.

Electronic treasury bonds for individuals to open online banking and pass the fund clearing account certification, this step must be carried out at the bank counter; Then open the savings card certificate** transaction function, and finally open a savings treasury bond account, and when the time is ripe, you can operate and buy online.

The difference between certificate treasury bonds and electronic treasury bonds:

Certificate-type treasury bonds: It is a kind of national savings bond, which can be registered and reported as loss, and the creditor's rights are recorded in the "voucher-type treasury bond collection certificate", which can be redeemed in advance, cannot be listed and circulated, and the interest is recorded from the date of purchase.

Electronic treasury bonds: In fact, they are the "upgraded version" of certificate treasury bonds, which are issued by the Ministry of Finance of China to the savings funds of Chinese citizens in China.

In terms of purchase time, electronic treasury bonds can only be purchased during the issuance period, while certificate treasury bonds can be purchased during or after the issuance period.

In terms of the value date, electronic treasury bonds have a unified date to start calculating interest, which means that even if you buy treasury bonds on the 10th of this month, the value date may be on the 15th of this month; On the other hand, the value date of certificate treasury bonds starts to accrue interest from the date of purchase.

In terms of interest payment, certificate-type treasury bonds are repaid with principal and interest at maturity, while electronic treasury bonds are paid on an annual basis, and the interest or principal is allocated to the investor's designated fund account on the interest payment date or maturity date every year, and the principal and interest funds transferred to the fund account are treated as resident deposits and interest is calculated and paid at the demand deposit interest rate. Before investors like to buy treasury bonds, it is best to choose the treasury bonds that are suitable for them.

There is no certificate for the purchase of electronic savings bonds.

The trouble of the credit certificate is stronger. Moreover, electronic savings treasury bonds can be purchased on the ICBC online banking, which is very convenient and does not have to go to the bank to queue up to buy, which consumes a lot of time.

Electronic savings bonds refer to non-negotiable RMB bonds issued by the Ministry of Finance in China and in which claims are recorded electronically. It is only available to domestic Chinese citizens, and cannot be purchased by institutional investors such as enterprises, institutions, and administrative agencies.

The redemption unit of electronic savings treasury bonds is 100 yuan, and the minimum and maximum purchase limits of individual treasury bond accounts are set according to the single period of treasury bonds, so as to distinguish them from residents' savings. Interest on electronic savings bonds is exempt from income tax. After maturity, the undertaking bank will automatically transfer the principal and interest receivable of the investor to its capital account.

1. After purchasing savings treasury bonds (electronic), investors can check the balance and changes of their claims by printing the statement over the counter or calling the customer service of the undertaking bank**. Some of the undertaking banks also provide investors with treasury bond account passbooks for printing creditor's rights information.

2. The national bond company shall establish a voice creditor's rights review and inquiry system to provide investors with creditor's rights balance review and inquiry services.

1. Inquire ** trembling number: 010-66005000 (400-666-5000).

3. Provide the day-end balance inquiry of the previous day and any day in the past 12 months, and the balance of the current day can not be queried until the next day. After expiration, it will be automatically transferred to the bank's fund account, and you will go to the counter to inquire; Electronic Treasury bonds are interest payments annually for one year on the interest payment date.

1. To purchase electronic savings treasury bonds for the first time, you need to "open a treasury bond custody account" before purchasing. Some banks may have opened online banking for you by default, but if not, please open it before you can buy certificate treasury bonds online. Another advantage of the custodian type is that the treasury bonds will be automatically redeemed after maturity, and the principal and interest will be carried forward to the current settlement account of the debit card at one time.

2. If you have opened a postal savings or ICBC card, first ** the corresponding online banking client app, for example, the postal savings app can see the treasury bonds in the wealth management category. It can only be purchased during the issuance period of treasury bonds, because treasury bonds are more sought-after, and investors need to pay attention to the next issuance time. Buying treasury bonds on the online banking client is much faster than queuing up at the bank.

3. If you are very unfamiliar with the operation of the mobile online banking client, it is recommended that you go to the bank (a bank that supports online banking to purchase vouchers) to consult with the staff, and it will generally teach you how to operate. This is both safe and trouble-free, and there is no need to queue up at the bank to buy certificate-type treasury bonds in the future.