Can cross regional treasury bonds be redeemed Can the treasury bonds purchased locally be cashed out

Cross-regional treasury bonds can be converted. However, it is limited to the same data center, and each banking institution is set up differently from the administrative region, so even if it can be exchanged, it may not be possible to exchange money in other places.

Treasury bonds, also known as state public bonds, are creditor-debtor relationships formed by the state on the basis of its credit and in accordance with the general principle of debt by raising funds from the society. Treasury bonds are bonds issued by the state, is a kind of bond issued by the state to raise financial funds, is issued by the company to investors, promises to pay interest in a certain period of time and repay the principal at maturity of the creditor's rights and debt certificates, because the issuer of national bonds is the state, so it has the highest creditworthiness, is recognized as the safest investment tool.

Currency exchange is a method of redemption in which deposits at a savings point and then can be withdrawn at any savings point at the same bank.

No. Treasury bonds cannot be redeemed in other places, and can only be exchanged at the branch of the original bank where they were purchased. The bank usually does not charge a handling fee for payment at maturity.

Before expiration, you can entrust the bank to "custody documents and transfer business", for example, China Merchants Bank has this business, and after expiration, the bank will help you convert the funds into the bank's passbook; or late redemption, but not interest.

Certificate-type treasury bonds cannot be withdrawn from other places. When the certificate treasury bonds mature, investors can go to the original purchasing bank to redeem the certificate of the certificate Wang Qiao Shen treasury bonds and obtain the principal and interest of the certificate treasury bonds.

Certificate-type treasury bonds can be repaid with principal and interest at maturity at one time, or they can be redeemed in advance. However, some banks have implemented intra-city or nationwide exchange.

During the holding period, if the holder of the certificate-type treasury bond needs to hold cash under special circumstances, he can redeem it in advance at the purchase outlet, and if there is an original purchase outlet in another place, it can be exchanged in another place.

Characteristics of certificate treasury bonds:

There are many outlets for the issuance of certificate-type treasury bonds, which is convenient to purchase and redeem, and the procedures are simple.

It can be registered and reported as lost, and the security of holding it is better;

The interest rate is higher than the bank's deposit interest rate for the same period, and the interest is calculated at a progressive rate according to the holding time when redeeming in advance;

The investment threshold is low, the purchase amount is an integer multiple of 100 yuan, and the minimum is 100 yuan;

The liquidity risk is small, although the certificate treasury bonds cannot be listed and traded, they can be redeemed in advance, the realization is flexible, the location is nearby, and investors can go to the original purchase point to redeem cash at any time if they encounter special needs;

There is no market risk, paper certificate treasury bonds cannot be listed, and the ** (principal and interest) when redeemed in advance does not change with the change of market interest rate, which can avoid market risk.

In terms of the calculation and payment of interest on treasury bonds, after the maturity of paper certificate treasury bonds, investors need to go to the outlets of underwriting institutions to handle the redemption matters, and no interest will be charged after the deadline.

No, did you buy it at the bank when it expired.