Has anyone lost money in Yu e Bao, why is there no money in Yu e Bao?

The loss of the mobile phone is reported as soon as Alipay is lost, and the funds transferred to Yuebao are guaranteed by Alipay. If the user's Alipay account is verified to be stolen, and the funds in the Yu'e Bao account are misappropriated and cannot be recovered, Alipay will compensate the user.

1. Log in to the Alipay Security Center and click [Emergency Service]; There are two types of [Quick Loss Report], users can select [Mobile Phone Loss Scenario] and [Account Risk Scenario] according to their own situation, enter the payment password, and click [Quick Loss Report];

2. Call Alipay**: 95188 to report the loss.

3. Go to the operator to reissue the mobile phone number in time.

4. If you have changed your mobile phone number, go to Alipay to change your mobile phone number in time: log in to your Alipay account, click [Account Settings] - [Basic Information] - [Mobile Phone] - [Modify];

Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. If you have any problems, please contact Alipay's official customer service at 95188 for feedback.

The money in Yue Bao is missing There are mainly these possibilities:

The first possibility, the money in the Yue Bao is used for consumption, the current Alipay account, you can choose the priority deduction method, when we produce consumption, when you need to pay, if you set the Yue Bao in the first place, then, the money spent when you consume, will be deducted from the Yu Yu Bao, so, at this time, you should go to see your Alipay, whether you really set the Yue Bao as the first deduction account.

The second possibility is that Yu'e Bao's funds are used to buy other financial products, which is more likely, this is because, now there will be many financial products in Alipay, pop-up windows inadvertently, if the user does not carefully check and click the button to transfer in or out, Yu'e Bao's money will be transferred to other financial products with one click.

In the third case, if the automatic deduction of the contract is set up in some apps, such as automatic deduction of Alipay contract, password-free payment and other operations, when the deduction is generated, the user does not need to actively enter the payment password, and the system can also automatically deduct from the Yue Bao.

Additional information: Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. Tianhong is the manager of Yue Bao.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. Yu'e Bao remains the largest currency in China**.

On May 3, 2018, Yu'e Bao newly accessed the two currency ** products of Bosera and CEIBS** Company, "Bosera Cash Income Currency A" and "CEIBS Rolling Money Currency A".

The difference between Yu Bao and Yu Liyu:

Yu Libao and Yu Bao are both cash management services of Zhejiang MYbank, both of which are invested in currency**, but there are also obvious differences between the two, as follows:

1. Yue Bao has docked more than 20 ** companies under its name, and investors can change one of them at will for investment; There are only 10 currencies in Yu Libao's name, and investors put funds into Yu Libao, which is equivalent to putting funds evenly into these 10 **, each with 1,000 yuan. If the amount is large, the remaining funds will be evenly distributed among the 10**.

2. The groups served by Yu Libao are mainly small and micro enterprises and individual industrial and commercial households, while Yu Libao is aimed at the public.

3. Yu Libao upgrade is only a currency ** variety to increase investment, and the amount of Yu Libao upgrade funds will increase both in and out.

4. At present, Yu Libao can directly transfer money to others, and a single transaction can be up to 500,000; Up to 1 million in a single day; The transfer of Yue Bao to others is restricted by bank cards.

5. The funds in Yu Libao cannot be used for consumption, and they cannot be borrowed from Huabei, but the funds in Yu Libao can.

Yu'e Bao is a balance wealth management product launched by Alipay. When you transfer funds to Yue Bao, you are actually purchasing a currency called "Yue Bao" provided by Tianhong**. Currency ** is mainly used to invest in treasury bonds, bank deposits and other high-security, stable income **, the domestic currency ** 7-day annualized rate of return on average in 2012 is about.

Overall, as a kind of product, there is a possibility of loss in theory, but from the historical data, the risk of stable income is very small.

At the same time, the funds transferred to Yu'e Bao are guaranteed by Alipay. If the Alipay account is verified to be stolen, and the funds in the Yu'e Bao account are misappropriated and cannot be recovered, Alipay will compensate.

Some netizens reported that the money transferred to Yu'e Bao had not arrived or been displayed, so they were afraid that the money transferred to Yu'e Bao would be gone. The funds transferred to Yu'e Bao are normally received in real time, and if they are not received immediately after the transfer, they usually encounter the following situations.

Scenario 1: The wrong account was transferred

Many people have more than one Alipay account, and sometimes they don't pay attention when they switch accounts between them. If you say that you have transferred funds to Yu'e Bao just now, but it is not displayed, you can log in to other Alipay accounts under your name to see if the money has gone to another account.

Scenario 2: Funds are used for payment

In Yue Bao details, view the transfer out and consumption details. If the amount you just transferred in is transferred out or paid, the money will disappear after the transfer. As long as the amount of money transferred out and the payment is normal, it is normal for the money transferred to Yue Bao to disappear.

Situation 3: There are funds to be disbursed

In the transaction history, if you select Yu'e Bao to pay, but the amount of Yu'e Bao is insufficient at that time, the status of the transaction is waiting for payment. At this time, if the money transferred to Yue Bao is enough to pay, the system will deduct the transaction amount waiting for payment by default. In this case, there will also be a loss of money transferred to Yue Bao.

Regardless of whether the transferred amount is displayed in the end, the total amount transferred to Yue Bao will not change. If the money transferred to Yu'e Bao is missing, you can eliminate it according to the above three situations, so that you can know the reason why the money is missing.

Check the details of the transfer in and out of Yu Bao:

1. Open your phone, find the Alipay software, and click Alipay.

2. On the Alipay homepage, click on My in the lower right corner.

3. In Mine, find the place "Yue Bao" and click on Yue Bao.

4. In Yue Bao, click the icon of the paper in the upper right corner.

5. In the new interface, click Filter in the upper right corner.

6. A dialog box will pop up in the system, click Transfer.

7. After clicking on the transfer, the system will directly filter out all the funds transferred to Yue Bao, if you want to check the transfer, click the filter in the upper right corner.

8. In the filter box, click Transfer, and you're done.

9. The system will screen out all the bills that are transferred out.

Complain to customer service, you can't lose money for no reason!

Unless you don't notice that it's stolen.

It is impossible to be less money.