Is it reasonable to repay 3000 after 30 days of overdue online loans?

Irrationality. Here's how it works:

1.The difference between the loan amount and the overdue amount is too large: the loan amount is 1,000, and 3,000 must be repaid after the overdue, and the difference in such an amount is unreasonable. Normally, there will be a percentage increase in overdue fees, but they should not exceed two or three times the principal amount borrowed.

2.Excessively high overdue fees: 3,000 yuan must be repaid 30 days overdue, which is equivalent to 2,000 yuan for one month overdue. According to the general online loan interest calculation, this amount is too high, which may violate the restrictions on interest rates in relevant laws and regulations.

3.Lack of Reasonable Solution: If faced with such unreasonable repayment requirements, the following solutions can be taken:

Negotiate with the borrowing institution: Try to communicate with the borrowing institution to explain your repayment ability and difficulties, and seek reasonable repayment arrangements.

Summary: It is unreasonable to repay 3000 after 30 days overdue. Borrowers should comply with relevant laws and regulations, reasonably determine interest rates and overdue fees, and communicate with borrowers in good faith to seek mutually satisfactory solutions.

Extended information: According to the relevant laws and regulations in China, online lenders have certain restrictions when setting interest rates and overdue fees to protect the rights and interests of borrowers. If you encounter similar problems, you can consult relevant laws and regulations or professional institutions to understand your rights and feasible solutions.

Late fees are high but reasonable.

Summary. Hello, it is not recommended not to repay, you can borrow 2500 to 1800 for three days, you can not use it, and you don't need to repay it if you don't use it. Online lending is also a private loan, according to the relevant regulations, the borrower needs to repay the principal and pay the interest on the loan on time in accordance with the contract signed at that time, and if the borrower maliciously defaults on the loan, in addition to paying the overdue interest, the borrower may also have to bear the corresponding legal responsibility.

Hello, it is not recommended not to repay, the online loan borrowed for three days 2500 to the account 1800, you can not use, do not use it, you do not need to repay it. Online lending is also a private loan, according to the relevant regulations, the borrower needs to repay the principal and pay the interest on the loan on time in accordance with the contract signed at that time.

Legal basis: Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases provides that if the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except where the interest rate agreed upon by both parties exceeds four times the interest rate of the one-year loan market at the time of the contract. Article 28: If the borrower and the borrower have an agreement on the overdue interest rate, the agreement shall prevail, but it shall not exceed four times the interest rate of the one-year loan market at the time of the conclusion of the contract.

The key is that when borrowing, there is no service fee, and there is only a service fee of 1200 when it is said later

Besides, his cycle is not right, I chose six months, but it shows three days.

This does not need to be repaid, and the amount borrowed from a third party is not used and does not need to be paid.

The point is that I'm already on my account.

I didn't touch the money either.

Mandatory credits to my account.

In this case, it is recommended to negotiate with the other party in a timely manner, and even if you need to use it, you do not need to pay an additional fee.

If the negotiation fails, he must repay the loan in full.

As long as there is no service fee before borrowing, and there is only a service fee of 1200 when it is said later, there is no need to pay.

This fee does not need to be paid, and if the negotiation fails, it is recommended to appeal to the court in time, which is a deceptive act.

Summary. Dear, the online loan of 1000 yuan should be repaid 1700 in four days, which is unreasonable, and 500 will be added one day after the deadline, which belongs to the usury in the online loan, and immediately went to the local police station to report the case and refused to repay, and went to the court to apply for the cancellation of the online payment.

Is it reasonable to repay 1,700 yuan in four days for an online loan of 1,000 yuan? If it is overdue, you will add 500 a day.

Kiss, online loan 1000 yuan friends to repay 1700 days, unreasonable, overdue one day to add 500, this situation belongs to the online loan in the loan shark, immediately go to the local police station to report the refusal to repay, and go to the court to apply for the cancellation of the online payment.

Legal basis: Article 424 of the Contract Law stipulates that an intermediary contract is a contract in which the intermediary reports to the principal the opportunity to conclude a contract or provides intermediary services for the conclusion of a contract and the principal pays remuneration.

Article 426 of the Contract Law stipulates that if the intermediary facilitates the conclusion of the contract, the principal shall pay remuneration in accordance with the agreement. Article 90 of the General Principles of the Civil Law of the People's Republic of China provides:

Article 211 of the Contract Law stipulates that if the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the provisions of the state on restricting the interest rate of borrowing. Article 53 of the Guarantee Law of the People's Republic of China stipulates that:

If the mortgagee has not been repaid upon the expiration of the period for performing the debt, it may agree with the mortgagor to discount the value of the mortgage or to be repaid with the price obtained from the auction or sale of the mortgage; If the agreement fails, the mortgagee may file a lawsuit with the people's court.

Legal analysis: If the overdue fee is too high, it can be resolved through litigation, and the main one will pay no more than four times the bank's interest rate for the same period.

Legal basis: Article 577 of the Civil Code of the People's Republic of China Article 577 If one of the parties fails to perform its contractual obligations or the performance of its contractual obligations does not conform to the agreement, it shall bear the liability for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

If you borrow 3,000 yuan for an online loan, the overdue fee of 30 yuan per day cannot be repaid, but you only need to repay the part of the overdue interest that does not exceed four times the interest rate of the one-year loan market at the time of the conclusion of the contract, because the people's court will not support the part of the interest that exceeds four times the interest rate of the one-year loan market at the time of the conclusion of the contract.

[Legal basis].

Article 28 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases Article 28 Where the borrower and the borrower have an agreement on the overdue interest rate, the agreement shall prevail, but it shall not exceed four times the interest rate of the one-year loan market at the time of the conclusion of the contract. Where there is no agreement on the overdue interest rate or the agreement is unclear, the people's court may distinguish between different situations: (1) where neither the interest rate during the loan period nor the overdue interest rate has been agreed, and the lender claims that the borrower bears the liability for default in overdue repayment with reference to the interest calculated with reference to the current one-year loan market interest rate standard from the date of overdue repayment, the people's court shall support it; (2) Where the interest rate during the loan period has been agreed but the overdue interest rate has not been agreed, and the lender claims that the borrower shall pay the interest during the period of capital occupation in accordance with the interest rate during the loan period from the date of overdue repayment, the people's court shall support it.