How much should I pay for unemployment insurance? Why doesn t my company help employees pay it?

Pension, medical care, and unemployment are generally referred to as this social security fund, which is divided into individual contributions and enterprise contributions, so the treatment of these two parts is different.

It depends on the situation, for example, some companies accrue according to the total salary, the company bears 80%, and you personally pay 20%, and the 20% is deducted from your salary (the proportion varies in different regions).

Chapter II Unemployment Insurance**.

Article 5 Unemployment insurance** shall consist of the following items:

1) Unemployment insurance premiums paid by the unit;

2) Unemployment insurance premiums paid by individual employees;

3) Interest on unemployment insurance**;

4) Late payment of unemployment insurance premiums;

5) financial subsidies;

6) Other funds included in unemployment insurance** in accordance with the law.

Article 6 Employers and individual employees shall pay unemployment insurance premiums in full on a monthly basis.

The unemployment insurance premiums payable by the employer shall be entrusted by the social insurance agency to the account opening bank of the employer.

The line is withheld on a monthly basis.

The unemployment insurance premiums payable by individual employees shall be withheld by the employer on behalf of the employee.

Article 7 Standards for the payment of unemployment insurance premiums:

1) State-owned enterprises, urban collective enterprises, joint-stock enterprises and all kinds of joint ventures, private enterprises.

Public institutions shall pay unemployment insurance premiums at the rate of 1 5 of the average monthly wages of employees in their units in the previous year;

2) Foreign-invested enterprises and enterprises invested by Hong Kong, Macao and Taiwan shall be based on the monthly average of the Chinese employees of their units in the previous year.

1 5 of gross wages Unemployment insurance premiums are paid;

3) Individual employees shall pay unemployment insurance premiums at the rate of 0 5 of their average monthly wages in the previous year. Staff-based.

The part of the average monthly wage of employees higher than the average monthly wage of employees in the city of 300 or more in the previous year shall not be regarded as a loss of payment.

the base of the insurance premium;

4) Peasant contract workers recruited by employers are not required to pay unemployment insurance premiums.

Article 8 When the rate of collection and payment of unemployment insurance premiums needs to be adjusted, the municipal labor and social security administrative department shall work with the municipal finance.

The government department proposed, reported to the city for the approval of the people, and implemented after approval.

Article 9 The unemployment insurance premiums paid by the employer shall be paid before the payment of income tax, and shall be paid by the individual employee.

Unemployment insurance premiums are not included in the current salary income of individuals and are exempt from individual income tax.

Unemployment insurance** is not subject to taxes and fees.

In Shanghai, individuals pay 11%, enterprises pay 37%, and provident funds each pay 7%.

It depends on the enterprise, and it is recommended that the enterprise that refuses to pay the fee should not stay, and it is themselves who will suffer in the end.

Legal analysis: If the employer fails to pay unemployment insurance, the employee may file a complaint with the labor inspectorate, who will order it to make corrections and impose a late payment penalty. If the employer fails to pay unemployment insurance, and therefore the employee is unable to enjoy unemployment insurance benefits, it may apply for labor dispute arbitration to claim compensation.

Legal basis: Social Insurance Law of the People's Republic of China

Article 45 An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**: (1) the employer and the employee have paid unemployment insurance premiums for one year before becoming unemployed; (2) Interruption of employment not due to the person's will; (3) Those who have already registered as unemployed and have requirements to seek employment.

Article 46 Where an unemployed person has paid contributions for one year but less than five years before he or she becomes unemployed, the maximum period for receiving unemployment insurance money shall be 12 months; If the cumulative contributions have been made for five years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months; For those who have made contributions for more than 10 years, the maximum period for receiving unemployment insurance money is 24 months. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money shall be calculated together with the period for which unemployment insurance money should have been received but not yet received in the previous unemployment, and shall not exceed 24 months.

Article 47 The standard of unemployment insurance money shall be determined by the people of the province, autonomous region, or municipality directly under the Central Government, and shall not be lower than the minimum subsistence guarantee standard for urban residents.

Summary. Hi dear! I am a workplace consultant Wushan Piccolo, I have solved the problem for 10,000 people, and I am very happy to help you solve the problem Unemployment is indeed a very troublesome thing, during the period of unemployment, it means that we have no income, so we can only go to the Social Security Bureau to suspend social security, let him stop paying for a period of time!

Wait until we have a new job, and then continue to pay, this is also a last resort, now it is not very difficult to find a job, I suggest that you first find a job with income, stabilize your foothold, and then slowly find your most suitable position, so that it is better, is to first wronged yourself, and then stand still, and then find your favorite job on it, I wish you success, the whole family is happy

What to do if you can't pay your premiums while you're unemployed?

Hi dear! I am a workplace consultant Wushan Piccolo, I have solved the problem for 10,000 people, and I am very happy to help you solve the problem Unemployment is indeed a very troublesome thing, during the period of unemployment, it means that we have no income, so we can only go to the Social Security Bureau to suspend social security, let him stop paying for a period of time! Wait until we have a new job, and then continue to pay, Qin Zhao This is also a last resort, now it is very difficult to find a job without slipping pants, I suggest that you first find a job with income, stabilize your foothold, and then let Kai slowly find the most suitable position for yourself, so it is better, is to first wronged yourself, and then stand on your feet, and then find your favorite job on it, I wish you success, the whole family is happy

Hi dear! I am a workplace consultant Wushan Piccolo, I have solved the problem for 10,000 people, and I am very happy to help you solve the problem Unemployment is indeed a very troublesome thing, during the period of unemployment, it means that we have no income, so we can only go to the Social Security Bureau to suspend social security, let him stop paying for a period of time! Wait until we have a new job, and then continue to pay, Qin Zhao This is also a last resort, now it is very difficult to find a job without slipping pants, I suggest that you first find a job with income, stabilize your foothold, and then let Kai slowly find the most suitable position for yourself, so it is better, is to first wronged yourself, and then stand on your feet, and then find your favorite job on it, I wish you success, the whole family is happy

Unemployment insurance refers to the system enforced by the state through legislation, established by the society in a centralized manner, and provided material assistance to workers whose lives are temporarily interrupted due to unemployment. It is an important part of the social security system and one of the main items of social insurance.

When the person concerned meets the conditions for applying for unemployment insurance, he or she can apply for unemployment benefit, and the duration of receipt shall be subject to the social security policy of the place where he or she participates. The specific requirements and procedures are as follows:

Social Insurance Act

Article 45 An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance:

1) The employer and the person have paid unemployment insurance premiums for one year before becoming unemployed;

(2) Interruption of employment not due to the person's will;

(3) Those who have already registered as unemployed and have requirements to seek employment.

Article 50 An employer shall promptly issue a certificate of termination or dissolution of labor relations for an unemployed person, and shall inform the social insurance agency of the list of unemployed persons within 15 days from the date of termination or dissolution of labor relations.

An unemployed person shall, with the certificate of termination or dissolution of labor relations issued by his or her employer, promptly go to the designated public employment service agency to register as unemployed.

An unemployed person shall go through the formalities of receiving unemployment insurance money at the social insurance agency on the basis of his unemployment registration certificate and personal identity certificate. The period for receiving unemployment insurance money is calculated from the date of unemployment registration.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"