I am in urgent need of 500 yuan now, I want to apply for an online loan but have been rejected, I ha

Hello, there are many platforms that can provide small loans, and the amount is basically between 5 million and 300,000 yuan, which can be applied for through banks, online loans, etc. Although the amount of small loans is lower than other loans, they are very popular because they are fast and flexible in borrowing and repayment. As long as you choose a regular platform, the security of funds and information is guaranteed, and you can use it with confidence.

It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services, and borrows money on the Du Xiaoman Financial APP (click on the official measurement).

With money to spend on consumer loans, the daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Alipay, Huabei credit loan is a bit small, but the small money can be turnover, and the interest is quite high.

1.In this case, if there is no problem with the credit investigation, the first thing to consider is a bank loan. Users can try to apply for a bank loan. Online loans are mainly based on online credit reporting, and bank loans are mainly based on credit reporting of the People's Bank of China.

If the user's previous online loan is not checked or the credit is not checked, then all the previous loans are rejected, and the user's application for bank loan will not be affected. To apply for a bank loan, in addition to the user's credit reporting overdue record, you also need to have a stable job and income, and have a strong repayment ability.

2.If there is a problem with the credit report, you can only consider relatives and friends.

Extended Information: Common Reasons for Online Loan Rejection:

1.Have a bad credit record on other platforms; Bad personal credit is an important reason for the rejection of online loans. Nowadays, many platforms have large databases, and generally shared institutions will make inquiries when approving loans.

If it is found that the user has a bad credit record on other loan platforms, such as overdue repayment, etc., the loan request may be rejected to avoid the risk of borrowing.

2.insufficient bank flows; If you apply for a loan at a bank, the bank's statement is a very important reference factor when applying for a loan. Banks mainly evaluate the user's repayment ability based on the flow records to determine whether there is a stable income.

If the user has no bank statement or has a small bank statement, it will cause the refinancing failure.

3.its own debt ratio is too high; If you don't repay the last loan amount, if you borrow again, your debt ratio will continue to increase, resulting in more repayment pressure on users. In this way, the bank will not be willing to lend when considering repayment comprehensively.

4.The applicant's information is incorrect; Many loan applicants fill in the wrong information or fill in the information at will when applying for online loans, so the platform will strictly review the loan application materials submitted by individuals. Once it is found that the borrower's own situation does not match the information filled in, the loan will be rejected directly.

5.Basic personal information; Although online loans are online loans, there are rigid requirements for the applicant's conditions. Minors will definitely not be able to get a loan, and users who do not have a certain ability to repay will not be able to apply for a loan.

Therefore, before submitting a loan application, it is best to understand the conditions of the loan and confirm that the conditions are met before submitting the application. The success rate will be higher!

Although it is relatively easy to apply for an online loan, if the above situation occurs, rejection is inevitable. Therefore, you need to sort out your actual situation and prepare the corresponding application materials. Don't borrow money indiscriminately, regardless of it.

That will only make your big data situation more colorful, and it will also have a certain impact on your personal credit, so you must be cautious.