How to invest and manage money Can anyone tell me?

Investment and financial management are two concepts, the risk of investment is very high and to be prepared for the possibility of losing all money, and financial management it contains a wide range of things, in addition to investment, but also learn to help you or your family through other channels to achieve, accumulate wealth operations, and financial management is currently recommended to find a special financial planner to operate to help you plan well, because now many people manage their own money to the future, wealth management he is getting farther and farther away from effective wealth accumulation.

At the same time, if you want to learn how to manage money, you must know the four major financial accounts.

Cash account: Usually eat and spend odds and bits and pieces.

Long-term accounts: investments, real estate, etc., which are risky and require long-term attention.

Leveraged account: In the form of small and broad type, such as accident insurance, the property loss caused by the risk may be transferred to the insurance company through the insurance company's products.

Principal-preserving accounts with earnings:

This type of account can be helped through banks, treasury bonds, insurance and wealth management products, etc.

Through these explanations, there is only one purpose in the end, that is, special funds, and this process needs to be slowly built up by you through several years or more than ten years.

Finally, if you need help, please contact me, by the way, I am China Taiping Insurance** Shanghai Branch, I hope these are helpful to you, through my account can view my mobile phone number.

Successful financial management requires financial planning, and family finance is no exception. The first step to doing a good job in family financial management is to do a good job in family financial planning. In terms of family financial planning as a whole, it consists of three levels:

The first is to set family financial goals; secondly, to grasp the current income and expenditure, assets and liabilities; Finally, how to use investment channels to increase family wealth, here is an introduction to the "Cheng Loan" to see it, more in line, the model is very good, very suitable for new types of family investment and financial management such as online investment.

Go to the Cheng Loan Treasure Investment and Wealth Management Platform, the annual income is as high, go and have a look.

It depends on the personal liking of which one you are good at or which one you trust.

1. The first step is income - savings = expenditure.

For young families with no savings, the first step is to create a savings plan. Without savings, there is nothing, there are no opportunities. Therefore, be ruthless with your present to have the possibility of a better future.

2. The second step is to purchase the most basic accident and accident medical commercial insurance. (If you do not have social security, you also need to purchase commercial insurance for hospitalization reimbursement) (it is recommended to purchase Taiping Life's IPA mid-range).

For self-reliant young families who do not have much savings and do not want to make trouble for others, the best way is to buy the most basic protection first. Although the probability of occurrence is not high, once it happens, a chain reaction will occur. The ancients:

Complete one's misery. "The loss of people and property makes it impossible for the family to recover for several years, and it is also possible to cause the family to disintegrate.

3. After you have a certain amount of savings, you can start to set financial goals

For example: participate in the company of the buddy with development, buy some real estate that may appreciate in value, ****, etc. (but you must be mentally prepared to lose everything.) You can also consider changing one of the couple's jobs or industries (such as business) with certain risks but a lot of room for growth, and the other to maintain a stable job.

If the drought and flood are guaranteed, hurry up and have children... This baby is so happy. ）

Suggestion: Try to save money for decoration, live in sex, and don't spend a lot of money in place at one time.

Wishing you a happy life!

Income: 2500 + 5000 = 7500. Payouts:

2100 for the house, 2000 for basic living expenses, 1000 other expenses (social expenses + transportation expenses + phone fees + Internet expenses), balance: 7500-2100-2000-1000 = 2400, and then divide the balance into three parts to buy insurance; 500 yuan for fixed investment; The remaining 900 will be used for more risky financial products, such as **, **these, and when there are children in the future, 500 will be taken out from these 900 to buy children's education**.

That's all I can think of, just advice.

I can tell you so! Your remaining 5,400 yuan can be distributed like this: children's education**:

$400 deposited in the bank on a regular basis! Regardless of your monthly income, saving is a must! The living expenses of the two of you are usually 3,000 yuan!

Buy clothes and go to the supermarket for 2000 yuan! But when 2000 and 3000 had a surplus at the end of the month. Be sure to force yourself to deposit in your child's education**!

Remember not to touch the money!! Remember.

With your current economic situation, I suggest to invest in a real industry equity investment project of financial products, the current society is an era of opportunities and risks, now most of the financial products are quite risky, projects, **, **, ** and other financial products, are already in a downturn, the direction is not clear, but the equity investment of financial products has gone through two years of downturn and the trend has emerged, as long as you choose the right company, a small investment, Maybe it will bring you unexpected wealth, I myself have made some similar financial products, if we have time, we can communicate with each other.

I suggest that you invest now and do spot **** to make money by buying up and down. Funds can be withdrawn at any time.