Can anyone tell me how to manage my money? How do I manage my money?

4321 financial management law, that is, asset allocation can be divided into %, if a certain asset ****, reduce the total amount of such assets, and distribute it evenly among the remaining assets, so that it will always maintain a proportion of 4321. Here's how to do it:

This is a scientific investment and financial management method to control the monthly income of the family, whether it is personal or family financial management.

40% investment to create wealth: such as investing in **, ** and I am now doing Yue Guiyin and other assets with a higher rate of return, you can also choose open regular fixed investment, through automatic deduction investment every month to save time and effort, to achieve the effect of forced savings.

30% of food, clothing, housing and transportation: basic monthly indispensable living expenses. Food, clothing, mobile phones, etc. Of course, if you have a car, you will have to pay a gas fee, and if you have a house mortgage, you will have to pay a mortgage fee.

20% Savings Reserve: Usually deposited as a demand deposit, which can be easily withdrawn when needed to improve the quality of life. For example, one day when you are in a good mood, you invite friends and relatives to have two drinks and have a meal; Receiving a "Pink Bomb" or birthday invitation; Even in case of family emergencies, this is when the reserve comes in handy.

10% insurance: Buying insurance is a long-term arrangement, which is responsible for and protects your future life, especially to prevent unexpected situations that may be encountered by the main creator of household income, so as not to cause serious damage to the family economy. It is appropriate to have the sum insured (i.e. the amount paid by the insurance company after the accident) generally not less than 10 times of the annual income.

According to this law, it can be seen that investment and wealth creation is the key, and it is also a financial management method to make wealth increase rapidly.

My first money book This book is not bad, you can check it out.

Let's play Alipay's balance treasure first, and then talk about financial management.

Do you want to protect your capital, or do you want to venture capital?

Financial management is a person's management of financial resources in order to achieve their life goals, including cash planning, investment planning, risk management and insurance planning.

When it comes to financial management, many people think that financial management is money to make money, such as buying a house, buying **, ** tickets, etc. In fact, these belong to the category of financial management, but financial management in the strict sense is actually called wealth management, that is, scientific and reasonable planning of current and future resources, do a good job in family financial planning, and make a scientific diagnosis of family finances when managing finances, and prevent and control risks.

Wealth management is a Chinese term that refers to the management of finances (property and debts) for the purpose of maintaining and increasing the value of finance.

It depends on your age, whether you have a house, whether you need to support your parents, and whether you need to support your children. Generally, you can get a little **fixed investment, choose an older one with relatively stable performance**, and invest 500 per month.