Urgently ask for a loan of 50,000 yuan, pay it off after three years, and repay 650,000 yuan in a lu

You can apply for a personal line of credit, and it is recommended that you choose a formal platform when applying to better protect your personal interests and information security. It is recommended that you use Youqianhua, Youqianhua is a credit service brand under Du Xiaoman Finance, a big brand is reliable, and the interest rate is low and trustworthy. If you have money to spend the loan amount up to 200,000 yuan (click on the official amount, the daily interest rate is as low as 2 yuan, the minimum interest rate for borrowing 10,000 yuan a day is 2 yuan, and the minimum interest for borrowing 50,000 yuan a day is 10 yuan, which supports early repayment, and has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Application conditions to share money with you: 1. Age requirements: between 18 and 55 years old.

During the application process, you will need to provide your second-generation ID card and your own debit card. Note: Only debit cards are supported, and the application card is also your debit card.

My identity information must be a second-generation ID card, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone and measure the amount immediately!The maximum borrowing amount is 200,000.

I really want to borrow it, and I will pay it off in three years. Ten thousand. Isn't this usury?So why do you still say that?

1. Jingdong gold bars.

by JD Finance.

Responsible for the operation of loan products, the maximum amount is 200,000, and the maximum repayment can be divided into 12 months.

It is relatively easy to open with high shopping activity, and a loan of 50,000 yuan with a good overall score will not be too much of a problem. 2. Wan e Loan: Wanda Puhu talks about Huichun credit loan.

It is a loan product suitable for office workers without assets, as long as the borrower meets the basic conditions, no collateral can be used. The product can provide a loan amount of up to 50,000 yuan, which can be repaid in up to 12 months, online borrowing, and the system will automatically approve the loan. 3. Doudou money:

VCREDIT's credit loans, licensed financial institution products, can provide a maximum amount of 200,000 yuan, the longest loan period is 12 months, borrowers can be as long as possible if they want to repay the loan, but the longer the term, the more interest will need to be paid. 4. Comfort flowers.

Immediately launched a pure credit loan by consumer finance, with a maximum amount of 50,000 yuan and a term of up to 12 months, borrowers can borrow money online after meeting the basic limbs, but because there are too many applicants, they must grab the quota to withdraw cash every difficult day, if the limit has been grabbed today, they can only try again the next day. 5. The degree is small.

It can provide a loan amount of up to 200,000 yuan, and can be repaid in up to 24 months, with simple application and fast approval.

Summary. Dear, I'm glad to answer your question of borrowing 40,000 yuan from a friend, and repaying me 50,000 legal after a year Oh borrowing 40,000 a year, repaying 50,000 yuan, is not considered usury. The upper limit for usury is 36% per annum.

If the lawsuit is brought to court, the court may order the repayment of the principal amount of 40,000 yuan, with interest paid at an annual interest rate of 24%. It's about 9,600 yuan. Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases provides:

Where the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.

Is it legal for a friend to borrow 40,000 yuan and repay me 50,000 yuan a year later?

Dear, I'm glad to answer your question of borrowing 40,000 yuan from a friend, and repaying me 50,000 legal after a year Oh borrowing 40,000 a year, repaying 50,000 yuan, is not considered usury. The upper limit for usury is 36% per annum. If the lawsuit is brought to court, the court may order the repayment of the principal amount of 40,000 yuan, with interest paid at an annual interest rate of 24%.

It's about 9,600 yuan. Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases stipulates that: If the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.

According to Article 668 of the Civil Code (in effect) [Form and Content of Loan Contract] The loan contract shall be in written form, unless otherwise agreed upon in the loan between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

You lend me 10,000 and pay back 60,000 a year.

Summary. How to calculate the interest on the loaned funds mainly depends on how the borrower and the borrower agree at that time. If there is no agreed interest when borrowing money, you can refer to the bank interest rate for the same period to calculate.

$60,000 in the first year can be counted as one year's interest, $50,000 in the second year can be calculated as two years' interest, $40,000 in the third year can be calculated as three years' interest, and $40,000 in the fourth year can be counted as four years' interest.

May I borrow 190,000 yuan from a friend, I repaid 60,000 yuan in the first year, 50,000 yuan in the second year, 40,000 yuan in the third year, and 40,000 yuan in the fourth year.

How to calculate the interest on the loaned funds mainly depends on how the borrower and the borrower agree at that time. If there is no agreed interest rate when borrowing money, you can refer to the bank interest rate for the same period to calculate. In the first year, 60,000 yuan can be calculated as one year's interest, in the second year, 50,000 yuan can be calculated as two years' interest, in the third year, 40,000 yuan can be calculated as three years' interest, and in the fourth year, 40,000 yuan can be counted as four years' seats.

According to the annualized interest rate of the four major banks' one-year fixed deposits, the total interest of 60,000 Hengchong principal deposits for one year is 60,000 * yuan.

If it is calculated according to interest, then in the second year, the interest is 50,000 * 2 * yuan.

40,000*3* yuan in the third year.

40,000*4* yuan in the fourth year.

So according to this interest, the leakage is 2720 + 2100 + 1750 + 1050 = 7620 yuan, of course, the specific interest depends on how you negotiate with the mold teases. yard finch or how you give.

"Equal principal and interest" method.

Formula] Loan amount = monthly repayment amount * [1 - (1 + monthly interest rate) - number of months of repayment] monthly interest rate.

50000=2412*[1-(1+Monthly Interest Rate) -36] Monthly Interest Rate.

Monthly Interest Rate = Annual Interest Rate =

Result: The annual interest rate on this loan is . Interest rates are too high to be legal.

The interest of 1 point 77 is about 36% according to the annualized interest of the bank, and now the online loan is this interest, if you feel that it is high, you can apply for a bank credit loan after settlement, the interest is more than 1 times lower, and the mortgage is about 6 times lower. As for whether it is legal or not, it is legal, and it is a legal sidekick.

Nowadays, there are more and more channels that can apply for loans, but for many borrowers, the most important thing for the loan platform is to ensure the safety of funds and the speed of lending. Xi Caijun has taken stock of several Jianghu emergency app loans for everyone, and the loan of 3,000 yuan has arrived quickly, and interested users can collect it quickly.

1. Pat Pai Loan.

Paipai is a borrowing platform for a group listed on the New York Stock Exchange in the United States, with a maximum borrowing amount of 200,000. It can be received in 5 minutes at the earliest, and the pure online review does not require any guarantee and mortgage, the maximum loan period is 3 years, and the comprehensive annual interest rate is as low as 9%. Early repayment is supported, and no interest charges are charged for early repayment.

2. Zhaolian good term loan.

Users of Zhaolian Good Term Loan can borrow up to 20 million to 50,000 yuan, and the borrower's age needs to be 22-55 years old. The daily interest rate of Zhaolian Good Loan is between, and the system automatically approves the quota, which can be divided into 3, 6, 12 or 24 installments to repay, and the repayment pressure is relatively small.

IOUs. Users of 360 IOUs who want to apply for a loan need an ID card and a bank savings card, aged 18-55 years old, and authorized by their mobile phone number and password. 360 IOUs support monthly installment repayment, and the lowest monthly interest rate for equal principal repayment is as long as the monthly interest rate is low.

4. China Merchants Bank flash loan.

China Merchants Bank Flash Loan is a small loan with a fast arrival of China Merchants Bank, starting from 1,000 yuan, no materials required, the fastest from application to loan is only one minute, the daily interest rate is as low as that, only high-quality customers of China Merchants Bank can apply.

5. Have money to spend.

The daily interest rate of the platform is as low as 2 yuan a day for borrowing 10,000 yuan on the platform. According to the feedback of many actual users, when you have money to spend to apply for a loan, you can complete the loan in as fast as 1 minute.