What information do you need to bring to a quick traffic accident claim?

To quickly settle a claim for vehicle insurance, you need to provide the accident certificate issued by the traffic police, the vehicle damage repair invoice and the claim application, as well as the driver's license, driving license, the insured's ID card, and the policyholder's insurance policy.

1. When the insured requests compensation, the insurer shall generally provide the following certificates and materials:

1) The original insurance policy, claim application, property loss list, technical appraisal certificate, accident report, ambulance expense invoice, necessary account books, documents and certificates of relevant departments;

2) Other certificates and materials that the policyholder and the insured can provide to confirm the nature, cause, and extent of loss of the insured accident.

3) If the policyholder and the insured fail to perform the obligation to provide documents agreed in the preceding paragraph, resulting in the insurer's inability to verify the loss, the insurer shall not be liable for the part that cannot be verified.

2. The most basic information provided for vehicle insurance claims is: claim application, repair invoice, insurance damage assessment form, original repair list of the repair unit, driver's license, and copy of driving license.

3. If the loss is relatively small, and the insurance company has assessed the loss on the spot, the insurance company has provided complete information to the scene to investigate, and if the claim is processed quickly, nothing can be provided afterwards, and the insurance company will pay the claim directly to the insured within three days.

1. Insurance policy;

2. The insured's valid identity certificate, insured vehicle driving license, and driver's driving license;

3. The traffic accident liability determination issued by the traffic management department of the public security organ or the relevant legal documents and other certificates issued by the court and other institutions, and the proof of the compensation amount obtained through the compulsory traffic insurance;

4. If the insured chooses to handle the traffic accident through negotiation in accordance with the relevant laws and regulations, it shall provide an agreement to record the traffic accident in accordance with the law;

The handling of traffic accidents is as follows:

1. According to the accident responsibility determined by the traffic police, the other party can sue the court for compensation for losses in accordance with the law; If the other party is a motor vehicle, you can sue the other party and the other party's insurance company for compensation at the same time;

2. For the dispute over compensation for traffic accident damages, the parties may request the traffic management department of the public security organ to mediate, or they can directly file a civil lawsuit with the people's court;

3. After mediation by the traffic management department of the public security organ, if the parties fail to reach an agreement or fail to perform after the mediation agreement takes effect, the parties may file a civil lawsuit with the people's court.

Legal basis

5. A third party shall be responsible for compensation.

Legal basisArticle 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.