Only three insurances, will the car damage insurance float together?

No. Car damage insurance, third-party insurance will not float. The loss of car damage insurance will only affect the premium of car damage insurance in the second year, and whether the premium of third party insurance will rise depends on whether the third party insurance is insured or not.

Third-party liability insurance is an insurance that takes the corresponding civil liability of the insured as the subject of insurance if the driver of a motor vehicle has an accident in the process of using the vehicle, resulting in direct damage to the person or property of others.

Yes, car damage insurance and three insurance are both commercial insurance, not only the premium of car damage insurance will be **, your three liability insurance, excluding deductibles, etc., will follow together**. But if you only move it once, next year's insurance will not go up or down

The risk is as a whole, mainly because the risk will have an impact, but it will not rise much.

Legal analysis: for the third party insurance in the second year of car damage insurance, it is determined according to the number of accidents, the floating coefficient, the premium without compensation in the previous year is reduced by 10%, the car insurance is not floating for 1-2 times, and the insurance is increased by 10% for 3 times; The premium fluctuation is the whole and the type of insurance does not matter.

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 12 When signing a compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance mark shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and the claim number.

The insured shall place an insurance mark on the insured motor vehicle.

The style of the insurance logo is unified across the country. The insurance policy and insurance mark shall be supervised by the China Insurance Regulatory Commission. No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks.

Article 18 Where the ownership of the insured motor vehicle is transferred, the formalities for changing the compulsory insurance contract for motor vehicle traffic accident liability shall be completed.

Summary. Hello, there will be no increase in premiums.

If in the first year, only this insurance is issued, the car insurance will compensate the third party, and it is not responsible, and the premium will not be increased in the second year, but it is normal**, and the premium discount will not be enjoyed.

Will the premium increase if the car insurance claims the third party is not liable?

Hello, there will be no increase in premiums. If in the first year, only this insurance, the car guess the insurance to compensate the third party for the difference, and it is not responsible, the second year will not increase the premium, but it is normal**, and will not enjoy the discount of the premium.

30% increase.

If the car damage insurance is used, is it that the three insurances will also rise next year.

Hello, this question is up to me, the car damage insurance is used, is the three insurance will rise next year as follows: Generally speaking, if the car damage insurance is out of the insurance, and the three insurance is not out of the insurance, it will only affect the premium of the car damage insurance in the second year, and there may be a small increase, but the rubber deficiency fee of the three insurance will not be affected. In the same way, if the three insurances are out of the insurance, and the car damage insurance is not insured, then it will only affect the premium of the three insurances in the second year.

To put it simply, the premium discounts of various types of car insurance are mutually defeating and do not interfere with each other. However, it is still recommended that all car owners can drive their vehicles safely, not only for the sake of premium discounts, but also for the safety of their own lives and the lives of others. Is there anything else I can do to help you?

Summary. Why is car damage insurance a pitfall?

1. Although the car damage insurance can compensate for the loss when the vehicle is scratched or collided, as long as the accident occurs, the premium for the second year will inevitably increase, and in the end the premium may be more expensive than the car repair money;

2. Car damage insurance does not pay for the loss of the entire vehicle, such as the wear and tear of the lights and tires, so many people think that the money spent is not worth it;

3. Some insurance companies do not give the highest compensation according to the purchase price of the new car of the same model, but deduct the depreciation part according to the purchase price of the new car of the same model with the insured vehicle at the time of insurance, which makes the owner unable to get the original price compensation when the vehicle is hit and scrapped, so many people will feel like they have been pitted.

Car damage insurance is a pitfall.

Hello, I'm glad to answer for you that car damage insurance is a pitfall.

Why is car damage insurance a pitfall? 1. Although the car damage insurance can compensate for the loss when the vehicle is scratched or collided, as long as the accident is insured, it will inevitably increase the premium for the second year, and the premium may be more expensive than the car repair money in the end; 2. The car damage insurance does not pay for the loss of the entire vehicle, such as the loss of the headlights and the wear of the tires, so many people think that the money spent is not worth it; 3. Some insurance companies do not give the highest compensation according to the purchase price of the new car of the same model, but deduct the depreciation part according to the purchase price of the new car of the same model with the insured vehicle at the time of insurance, which makes the owner unable to get the original price compensation when the vehicle is hit and scrapped, so many people will feel like they have been pitted.

Hope mine can help you <>

1. There was no road traffic accident in the previous year, and the premium was reduced by 10%;

2. There was no road traffic accident in the last two years, and the premium was reduced by 20%;

3. There has been no road traffic accident in the last three or more years, and the premium has been reduced by 30%;

4. In the event of a road traffic accident in the previous year that does not involve death, the premium remains unchanged;

5. If there are two or more responsible road traffic accidents in the previous year, the premium will be increased by 10%;

6. In the event of a road traffic fatality accident in the previous year, the premium will be increased by 30%.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"