How to deal with minor scratching accidents, and how to deal with minor scratches in traffic acciden

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How to deal with a slight scrape in a traffic accident Traffic accidents are something that each of us does not want to happen, but at the same time it is an inevitable thing for us, especially in the rapid development of the automobile industry, every household has a car, which provides convenience for themselves, and at the same time, it has also increased many accidents. So, how to deal with minor scratches in traffic accidents? Below, I have compiled some relevant content to share with you.

Scratch treatment

1. Sign the agreement in time and claim within 48 hours.

In the event of a minor scraping accident, the best way to deal with it is for both parties to negotiate to determine the responsibility, clarify the responsibilities of each party in the accident, and then take a camera or mobile phone to take pictures of the accident scene. Then, the responsible party and the insurance company shall sign the "Agreement on the Rapid Treatment of Motor Vehicle Traffic Accidents", which shall be signed and confirmed by all parties, and the claim shall be made at the Rapid Claim Center within 48 hours with the agreement and relevant evidence.

2. Bring a camera, chalk, and a traffic accident rapid handling agreement with the car.

In order to deal with possible traffic accidents, it is best for car owners to carry traffic accident quick handling agreements, chalk, and cameras in the car, and once a traffic accident occurs, you can use chalk to mark the parking location, and then move the car as soon as possible to avoid traffic jams.

In the event of a dispute between the two parties about the cause and responsibility of the accident, it is necessary to mark the scene and move the car to a safe area such as the emergency lane to wait for the traffic police to deal with it. When the two sides fix the parking position of the motor vehicle, they can use chalk to mark the T-shaped line on the center of the outer edge of each wheel of the vehicle, perpendicular to the ground, and if it is a multi-wheeled vehicle, only the front and rear four wheel positions can be marked. In addition, the owner needs to use a camera or mobile phone to take pictures of the accident scene, in addition to the scratched part, but also to shoot the front of the accident, the back and other different angles of the panorama**, which can be used for legal disputes, but also for insurance claims.

3. Conditions for fast claim settlement.

If a motor vehicle is subject to compulsory insurance for motor vehicle traffic accident liability, and there is no person**, and the motor vehicle can move on its own, and the amount of vehicle loss is less than 20,000 yuan, the parties concerned can make a road traffic accident without dispute about the basic facts, and the insurance can be quickly claimed. In order to settle claims quickly, it is also necessary to meet the conditions that public facilities such as water, electricity, communications, and road traffic have not been collided, and the vehicle procedures of both parties are complete.

I believe that after reading the above content, you have a certain understanding of how to deal with minor scratches in traffic accidents. Slight scratches happen from time to time, and it is very important to take good photos of the accident scene, because when the police come, the truth of the accident can be better restored.

How to deal with minor scratches in traffic accidents @2019

If the vehicle has been slightly scratched, in fact, in order to deal with the big things and small things, it can generally be completed through negotiation between the two parties, what is the formal processing process? Below, in order to help you better understand the relevant legal knowledge, Pacific Auto Network has compiled the following content, I hope it will be helpful to you.

1. How to deal with minor scratching accidents in vehicles.

In the event of a minor traffic accident (loss of less than 2,000 yuan), it can be handled according to the fast procedure.

1. Protect the scene from destruction, and call the traffic police and insurance companies to deal with it on the spot. It is necessary to report the license plate number, the name of the owner, the insurance policy number, the driver's name, the other party's license plate number and other information to obtain the report number.

2. The insurance company sends someone to the scene to take photos and collect evidence (the insurance company sometimes does not go to the scene, only to the claim center).

3. The two parties will jointly drive the accident vehicle to the traffic police rapid claim center (the traffic police will not be at the scene for minor accidents), fill in the rapid claim confirmation, and submit the driving license and driver's license for inspection.

4. The traffic police accept the investigation and confirm the responsibility for the accident.

5. The claim center preliminarily estimates the accident loss, pays the maintenance fee (deposit) in advance according to the respective responsibilities of both parties, and keeps the friendly receipt.

6. Vehicle maintenance, and retrieve the vehicle after repair.

7. Take the insurance policy to the claim center of the insurance company and obtain the loss assessment policy.

8. Go to the counter of the maintenance manufacturer of the traffic police claim center to submit the damage assessment form and obtain the maintenance invoice (the deposit is refunded in advance).

9. Go to the report acceptance counter, submit the maintenance invoice, and obtain the accident responsibility confirmation.

10. Submit the accident liability confirmation, a copy of the owner's ID card, the owner's bank account number, the damage assessment form, and the maintenance invoice to the insurance company's claim center.

11. The insurance company will pay the compensation into the owner's account within 10 working days.

2. Road traffic accidents.

According to the provisions of the relevant laws of our country, road traffic accidents refer to the personal or property damage caused by fault or accident on the road.

The above content is related, for such a minor traffic accident, the formal handling of the process, then you should try not to destroy the scene, and then let the traffic police to deal with it, because this situation may involve some insurance claims and liability determination, if you have other car problems to do you can consult the Pacific Automobile Network related.

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