How much will it cost to deposit 1,000 yuan in a postal bank for one year, and how much money will i

If at the Post Bank.

Deposit 1,000 yuan at a regular interest rate.

If you calculate, it will be 1150 yuan after 10 years.

Time deposit. Well, it's better to be active.

Nowadays, there are a variety of financial management methods on the market, and everyone will choose financial products that are suitable for them in life.

to finance your own life and earn another life**. In fact, although many financial products outside have high interest rates, the risks are not low, and most people do not touch these financial products when they are uncontrollable.

So don't you manage your money? In fact, bank deposits.

It can also be regarded as a kind of financial management method, such as time deposits and large-amount certificates of deposit.

When it comes to fixed deposits, which are divided into 3 and 5 years, many people will be entangled in the deposit time, so is it better to have a "fixed deposit" in the bank for 3 years or 5 years? It's a loss to make mistakes!

First of all, is it better to have a current account or a regular subscription? The answer is definitely good on a regular basis. Under the premise of safety, our deposits generally give priority to efficiency, and secondly, we also need a certain amount of liquidity to ensure that we need them from time to time.

If it survives, although it can be accessed at any time, and the liquidity is very high, the interest rate is indeed too low, and there is no financial management at all, but it only plays the role of custody by the bank. In accordance with the relevant regulations, the deposit period can still be withdrawn at any time, and there is no impact on liquidity. On the contrary, if there is no special reason in the middle of the process, it can generally be held to maturity.

or withdraw part early, and the remainder can continue to enjoy the regular interest rate until maturity. Comparing the two, firstly, there is no difference in liquidity, and secondly, the possibility of obtaining more interest is much greater, so it is of course more cost-effective to save and periodize.

As for saving for half a year, a year, or three years? It mainly depends on the period of inactivity of your funds, or investment planning. If the investment plan is vague and unclear, of course, a shorter term is more realistic.

Due to the unclear investment plan, it will inevitably lead to the possibility of early withdrawal, once there is an early withdrawal, the interest will be calculated according to the current interest rate, and more interest will be lost, and there is a feeling that the gains outweigh the losses. However, if the investment plan is very clear and the idle period of funds can be basically determined, it is definitely a 3-year period, because the 1-year interest rate is definitely lower than the 3-year interest rate. Under normal circumstances, even if you save three consecutive 1-year total interest, it is not as much as a 3-year interest, which is theoretical, and you can calculate it yourself if you don't believe it.

How to balance the contradiction between efficiency and liquidity if the investment plan is not clear? In fact, there is a better way to solve it easily, which is decentralized deposit. There are two forms, one is to divide a fund into multiple deposits, long-term and short-term combination allocation, short-term products are mainly to meet the needs of temporary funds; The second is to transfer and deposit funds that cannot be determined to other third-party financial management platforms, including currency **, and some innovative deposits, which not only have interest rates much higher than current interest rates, but also can be deposited and withdrawn at any time, with strong liquidity and relatively safe.

Through these combination deposits, the contradiction between efficiency and liquidity is effectively solved, so that you are no longer entangled.

The interest rate of the one-year fixed deposit of Japan Post Bank is that the interest = yuan after the maturity of one year, and the sum of principal and interest is yuan. There are two options after maturity: one is to automatically roll over at the original one-year time deposit rate, and the other is to not apply for the regular current interest rate.

Interest, 1,000 yuan for 1,000 yuan, 10 yuan.

I think 1,000 yuan a year, a lump sum deposit and withdrawal, after ten years, it should not exceed 1,100 yuan.

You're all on the job, and you've saved it on the card for the death period, and you can't show it if you have money, and then when the time comes, take me to eat it for three to six years.

The annual interest of the 10,000 RMB demand deposit of the Postal Savings Bank of China is 30 yuan; The corresponding interest for a one-year fixed deposit of 10,000 yuan (lump sum deposit and withdrawal) is 178 yuan (answer on December 7, 2020).

According to the RMB Deposit Interest Rate issued by Postal Savings of China on November 20, 2020, the bank's annual interest rate of 10,000 yuan for demand deposits is a one-year fixed deposit interest rate. Therefore, the corresponding interest can be calculated by multiplying the principal by the corresponding annual interest rate.

Interest Calculation Formula:

Principal Interest Rate Term = Interest.

Substitute the parameters given in the question:

10000 = RMB).

Total principal and interest: 10000+228 = yuan).

So you can take out 10,228 yuan after a year.

Let's take the latest two-year fixed deposit interest rate of the Postal Savings Bank as an example, the two-year fixed annual interest rate is the imperial auction rate, then the two-year interest of the deposit bank in 2000 is the yuan split.

Interest Calculation Formula and Envy Process:

Interest = Principal Annual Interest Rate Tenor.

Interest = 2, 2

Interest =

Summary. Hello, I am honored to be able to solve the problem for you, according to the fixed deposit interest rate, it will be about 11,600 yuan after 6 years.

In 2015, I deposited a fixed amount of 10,000 yuan in the postal service, and how much money was taken out after 6 years?

Hello, I am honored to be able to solve the problem for you, according to the fixed deposit interest rate, it will be about 11,600 yuan after 6 years.

Hope mine is helpful to you, thanks.

Interest? Principal plus interest.

The interest is around 1600.

Deposit rates are now low.

Save 10,000 a year, save for five years, save in 2015, I want to take it now, today is the sixth year.

Fifty thousand saved.

You are saving 10,000 a year.

I'm based on your total deposit of $10,000, sorry.

Yes, save 10,000 a year.

Wait a minute, I'll calculate it for you right away.

This is the sixth year, right? Bring out the first five years at once?

The interest is about 3500 in total

How much is the interest of Postal Savings Bank 2001 a year? Let's take the latest one-year fixed deposit interest rate of the Postal Savings Bank as an example, if the one-year fixed annual interest rate is, then the interest rate of the deposit bank is two thousand yuan for one year.

Interest Calculation Formula and Process:

Interest = Principal Annual Interest Rate Tenor.

Interest = 2, 1

Interest =

Formula: Interest Monthly Deposit Amount Accumulated Monthly Interest Rate Monthly Interest Rate.

Cumulative monthly accumulation (Deposit times 1 2 deposit times.)

Annual interest rate: 1 year.

Interest 1000 ( 12) (12 1) 2 12 $ Interest tax was abolished on October 9, 2008 and is currently exempt from tax.

Interest Monthly deposit amount Accumulated monthly interest rate Monthly interest rate.

Cumulative monthly accumulation (Deposit times 1 2 deposit times.)

Monthly interest rate = interest = 1000 * (12 + 1) 2 * 12 *

With interest = 12000+

Lump sum deposit is a basic type of bank fixed deposit, which refers to a saving method in which depositors agree on the deposit period, monthly fixed deposit, and withdraw principal and interest at maturity when making bank deposits. The minimum deposit is 5 yuan per month, and it is deposited once a month, and if there is any omission in the middle, it should be made up in the next month. The deposit period is generally divided into 1 year, 3 years and 5 years.

If you deposit a whole deposit for a year, do you save 1000000 per month for a whole year or save 10000 per month for a whole year 12.

Interest on lump sum deposit: interest = monthly deposit amount, accumulated monthly accumulation, monthly interest rate.

Principal and interest of the whole deposit principal and interest = monthly deposit amount * deposit n months accumulated monthly interest rate.

Monthly interest rate for lump sum withdrawal: monthly interest rate = annual interest rate 12

Fractional deposit for one year; Cumulative monthly accumulation: 78

Three-year lump sum withdrawal; Cumulative monthly accumulation is 666

Deposit for five years; Accumulated monthly accumulation 1830

Whole deposit and withdrawal year; Accumulated monthly accumulation 1830

For example, the annual interest rate of the one-year lump sum deposit is 1000 yuan, and the principal and interest due at the annual interest rate of the one-year lump sum deposit are 1000*12+1000*78*lump sum deposit, which is a kind of regular savings, which refers to a kind of savings with an agreed deposit period, a lump sum deposit, and a one-time withdrawal of principal and interest at maturity.

Minimum deposit of 50 yuan, no limit on more deposit.

For example: lump sum deposit for one year, deposit 10,000, current lump sum deposit and lump sum for one year annual interest rate due principal and interest: 10,000 + 10,000 * yuan.

Hello, the calculation method of interest on the lump sum savings is as follows: interest = daily accumulation * daily interest rate; Daily accumulation = deposit balance * actual number of days; On July 6, 2012, the Postal Savings Bank of China began to implement the one-year interest rate of zero deposit and withdrawal; The interest rate and calculation method are provided here for reference or contact the staff of the business office of the Postal Savings Bank for specific inquiries; Hope mine is helpful to you.

Just multiply the numbers you save.