How much interest does 100,000 yuan get for a year deposited in the bank

1. The interest due on a bank fixed deposit within a cycle is the simple interest method, and the interest = principal interest rate deposit term;

2. The 1-year fixed deposit interest rate of ICBC is calculated from June 28 of the year: interest = 100,000 * yuan;

3. The following is attached to the table of fixed deposit interest rates of ICBC on June 28, 2015

Interest = Principal Interest Rate Term.

The current one-year annual interest rate of the bank is:

Interest due = 100,000 2,250 yuan.

Regular interest, 100,000 yuan is 2,250 yuan.

Save 100,000 fixed every year, and the maximum amount of money you can get in the fifth year.

Summary. Pro, bank deposits include demand deposits, time deposits, etc., and the interest rates of different deposit types are different, and the interest rates of different banks are also different. Interest is calculated as follows:

Interest = Principal * Interest Rate * Time of Deposit. Taking Bank of China as an example, 1. The annual interest rate of demand deposit is the annual interest rate of one year of whole deposit and withdrawal; The annual interest rate of one year for the lump sum deposit, the lump sum deposit and the interest on the principal deposit is; The bank's deposit interest rate can be consulted at the local bank branch. A bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is a product of the development of the commodity and monetary economy to a certain stage.

A bank is one of the financial institutions, and banks are divided into "** banks, policy banks, commercial banks, investment banks, and world banks" according to their types, and their responsibilities are different. **Bank: That is, the People's Bank of China is the ** bank of China.

Responsibilities: Implement monetary policy, carry out macroeconomic regulation and control of the national economy, and supervise and manage financial institutions and even the financial industry. <>

How much is the interest of 10,000,000 yuan deposited in the bank for a year?

Hello dear, glad to answer for you! 10,000,000 yuan deposited in the bank for one year, according to the interest rate, interest 175,000 yuan. The interest rate of a one-year large deposit is, then the interest on depositing 10 million is: 10000000 * <>

Pro, bank deposits include demand deposits, time deposits, etc., and the interest rates of different deposit types are different, and the interest rates of different banks are also different. Interest is calculated as follows: interest = principal * interest rate * deposit time.

Taking Bank of China as an example, 1. The annual interest rate of demand deposit is the annual interest rate of one year of whole deposit and withdrawal; The annual interest rate of one year for the lump sum deposit, the lump sum deposit and the interest on the principal deposit is; The bank's deposit interest rate can be consulted at the local bank branch. A bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is a product of the development of the commodity and monetary economy to a certain stage. A bank is one of the financial institutions, and banks are divided into "** banks, policy banks, commercial banks, investment banks, and world banks" according to their types, and their responsibilities are different.

**Bank: That is, the People's Bank of China is the ** bank of China. Responsibilities:

It is a special financial institution that implements monetary policy, carries out macroeconomic regulation and control of the national economy, and supervises and manages financial institutions and even the financial industry. <>

1. (1) Interest on fixed deposits.

2. Central bank. A benchmark interest rate for one-year fixed deposits.

For. Based on this, there is the following calculation process: 10,000 yuan of interest for one year = 10,000.

3. The interest rate of fixed deposits of each bank.

will be at the ** bank.

interest. 5. Current interest = deposit balance (current interest rate 360) Number of deposit days, the benchmark interest rate given by the central bank to demand deposits is. Based on this calculation and based on the premise that there are 365 days in a year, the calculation process is as follows:

Interest on 10,000 blocks with a lifetime of one year = 10,000 (.

6. Therefore, if calculated based on the benchmark interest rate of the central bank, there is an interest of 35 yuan for the survival period of 10,000 yuan a year. However, the real interest rates of the major banks.

and ** Bank benchmark interest rate is different. However, no matter how it changes, the difference will not exceed 35 yuan.

At present, the deposit interest rates of major banks are different in different regions. Taking large state-owned banks as an example, the one-year fixed interest rate is, therefore, the one-year interest rate of 10 million fixed deposits is:

165,000 (RMB).

The annual interest rate of a one-year fixed deposit is $100,000*.

The deposit is 1,000,000 yuan, and the interest is 570 yuan a year.

According to the latest deposit interest rate, the after-tax interest available in the bank for 1 million deposits: 1,000,000 multiplied by 30 divided by 360 times tax) is equal to 570 yuan.

Common tips for saving money:

1. Saving money is not cost-effective just for convenience.

Some people deposit thousands of yuan or even tens of thousands of yuan into current accounts just for the convenience of withdrawal, which is certainly not advisable. The annual interest rate for demand deposits is 1 year per annum, 3 years per annum and 5 years per annum. If 50,000 yuan is used as an example, after deducting the interest tax, the interest on the deposit obtained in the three-year period is about 3,024 yuan, and the interest obtained in the five-year period is about 5,580 yuan, if the 50,000 yuan is deposited as a current account, the interest is only 288 yuan a year, and the interest is only about 1,000 yuan even if it is saved for three years.

It can be seen that the same is 50,000 yuan, the deposit period is the same but the deposit method is different, and the interest gap between the three-year current and the three-year fixed interest is still not small.

2. The longer the storage period, the more cost-effective it is.

But it's not that the longer the shelf life, the more cost-effective. In order to get more interest, many people have concentrated their large deposits on the three-year and five-year periods, without carefully considering their expected use time, and blindly saving all the remaining money for a long period. In view of this situation, the bank stipulates that the interest on the part withdrawn in advance shall be calculated according to the current period, and the interest rate shall still be calculated according to the original interest rate for those who have not withdrawn in advance.

Therefore, individuals should choose the deposit term and type according to their different circumstances.

From the point of view of deposit interest rate, it is advisable to choose short-term time deposits. On the one hand, the impact of the length of the deposit period on the interest rate is no longer significant, and the difference between the one-year deposit rate and the five-year deposit rate is only monthly. On the other hand, the deposit interest rate is now at an all-time low, and there is little room for the interest rate to be lowered again, and if the interest rate is raised in the future, if you choose to make long-term deposits, you will not be able to enjoy a higher interest rate for a while when the interest rate is raised, and you will suffer.

Short-term deposits, on the other hand, are highly liquid and can be re-deposited immediately upon maturity.

3. The snowball method of saving money is more cost-effective.

In terms of specific operations, you might as well adopt a clever approach. You can save the rest of your family's money every month for a year's fixed deposit. Over the course of a year, there are exactly 12 certificates of deposit in hand.

In this way, regardless of the month of urgent money, you can withdraw the deposit due in the current month. If you don't need money, you can roll over the maturity deposit with interest and the remaining money on hand for a fixed period of one year. This snowballing method of saving money guarantees that you won't lose the opportunity to manage your money.

1. Interest on demand deposits.

Central bank. Benchmark current interest rate.

Therefore, most banks also implement this interest rate, so we can get a one-year current income of 1,000,000 yuan.

2. Term deposits.

The central bank's one-year regular benchmark interest rate is 20% to 35% for banks, with a minimum income of 1,000,000 yuan and a maximum income of 1,000,000 yuan.

3. Certificates of deposit in large amounts.

The minimum deposit amount of large-amount certificates of deposit of banks varies, mostly more than 200,000 yuan, the interest rate is 45% or 50% higher than the benchmark, and the minimum income is 1,000,000 yuan and the highest is 1,000,000 yuan.

4. Bank wealth management products.

There are two types of wealth management reinsurance and non-principal protection, and the income of non-principal guaranteed wealth management is higher than that of capital protected wealth management, and the expected income is as low as 1,000,000 yuan and as high as 1,000,000 yuan.

To sum up: the lowest yield is demand deposits, with a one-year interest of only 3,500 yuan, and the highest yield is wealth management products, which can even reach 55,000 yuan. However, financial products have certain risks, and you should choose the most suitable financial management method according to your own risk tolerance!