Now what P2P is reliable, I regularly reach 50,000

There are many channels to apply for loans, and the Agricultural Bank of China has carried out online quick loan business, and those who are currently over 18 years old can apply through personal online banking and mobile banking (currently only support second-generation K treasure customers), automatic approval, and fast arrival.

If you have an ABC savings card, you can log in to the mobile banking and click "All Online Rapid Loans Apply Now", or log in to Personal Online Banking and click "Loans Online Rapid Loans Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 3,000 yuan; The specific quota of the customer will be approved according to the customer's business situation in ABC. The term of the loan is not more than one year, and the loan can be repaid in advance.

Borrowers can handle early repayment through the following self-service channels.

Personal Online Banking to repay the loan: Log in to the fashionable version of the online banking, click "Loans-Online Loan-My Online Loan", and click "Repayment".

It's hard to say what P2P is reliable now, but it is still recommended to choose a platform that is confident and transparent and actively participates in the filing.

The question is simple:

1. First of all, you must understand the prototype of P2P financial management, P2P is similar to a financial product network supermarket in foreign countries, he only does intermediary services, provides docking for investors and borrowers, and the funds are supervised by a third party. But when it comes to the local area, it becomes tasteless, and many copycat P2P set up their own capital pools and do not pass third-party supervision, and as a result, they run away when they see a lot of money. So you must choose a P2P platform that is not a pool.

2. It depends on whether his investors are reliable or not, and more importantly, whether their risk control is rigorous.

Those who have done the above two things have become big brothers in the industry, such as building block boxes. But now the building blocks are too hot, you often can't grab the bid, you can consider the rising star, such as the loan all over the world and other P2P platforms, are pure P2P**, the future is better.

30 seconds registration, safe and transparent, Rong Hui provides you with platform introduction, investment conditions, transaction charts, the latest financial products and other information, convenient one-stop.

Lufax is too low, it's okay to have a good network, it's just not good to grab, Bee Rong just looked at it, the income is good, but it's a new platform, it's in focus!

How a platform is, first of all, depends on whether his background is state-owned, and secondly, whether his strength is great, whether he is experienced, whether the team is professional and authoritative, and whether the safety and security aspects are permitted.

Zhixin creates wealth, small dispersion, and there are no bad debts so far with car mortgages.

The subject is good, P2P financial products are reliable or unreliable, often can not be answered with a simple "yes" or "no", because there are many platforms that run away, but there are also many safe and reliable platforms, such as Fengli Financial Services, what we need to do when choosing to invest in P2P financial products is to carefully choose the P2P platform.

Let's do a comparison:

1. P2P comparison**.

Compared with **, the advantages of the P2P online lending industry are very obvious. Many investors may know that the return is relatively high, but this high return is based on high risk, and you need to have professional knowledge and sufficient funds to enter the market. For an investor who has no relevant knowledge, if he rushes into the first place to invest, the final result will inevitably be total annihilation.

2. P2P vs. trust products.

P2P has a low threshold for wealth management and is suitable for ordinary investors. The capital threshold of various trust products of trust companies is often more than 1 million yuan, and ordinary investors can only be turned away. The investment period of trust wealth management products is generally between 1-2 years, and it cannot be transferred, which can easily lead to insufficient investment motivation.

Most P2P financial management platforms in China can be invested for a few hundred yuan.

3. P2P vs. bank wealth management.

P2P wealth management has a higher rate of return. According to relevant statistics, in the first half of 2015, the average rate of return of bank wealth management products was 3%, while the nominal rate of return was as high as 6%, that is, the income was collected by the bank in the name of management fees. The P2P wealth management is clearly priced, and the income is generally between 8% and 15%, which is 5 times that of the bank's wealth management products.

The key to choosing a healthy P2P investment platform is to look at the following points:

1. Whether the platform funds are deposited or not.

The state strictly prohibits P2P platforms from setting up their own capital pools, and requires the designation of the only commercial bank as the fund depository institution to realize the separate management of customer funds and the online lending platform's own funds, so as to avoid the risk of misappropriation of customer funds by the platform.

2. The risk control capability of the platform.

The strength of risk control ability is the key point to determine whether to invest, and risk control means the security of investment. To investigate risk control, we can start from the strength of the risk control team, information review system, risk control process, guarantee mechanism, etc.

3. Look at the investment period and investment income.

If the investment horizon of the platform is a few days or just one or two months, and the return can reach more than 20%, this needs to be especially careful.

How to choose a reliable P2P platform is very important, you can take a look from the following points.

1. Whether the platform is the operation mode of the capital pool.

2. Whether to open the third-party custody of funds.

3. Whether there is a real office location.

4. If there are often activities of sky and second markers, it is recommended to veto them directly.

5. Whether the platform has the personal information of the company's operation team.

Basically, from these points, you can see whether a P2P financial management company is reliable. And there are many good ones in China, you can take a look at Friends Treasure and understand their operation mode, and you will understand what you do.

In short, P2P financial management needs to be cautious.

I invested in the Shanghai Snow Mountain Loan, with a minimum investment of 100 yuan, with an average annualized rate of return of 15%, and the safety of funds is guaranteed.

P2P is reliable, but P2P companies are not necessarily reliable.

P2P is a good form of providing opportunities for the majority of low- and middle-income and even poor people outside the traditional formal financial institution system, as well as many small and medium-sized enterprises that have no access to financing.

In China's special lending environment, the people who can't borrow money are often not the subprime customers screened by the bank, but the people who have no relationship and no way, unlike the subprime loans in the United States, these people are often down-to-earth and work hard by their own sweat, and at the same time, P2P provides higher interest income for people with financial needs.

If you want to invest, mainly to identify the company's qualifications, this market is currently mixed.

Let's take Friend Treasure Finance as an example.

1. Pay in advance, guarantee principal and interest.

2. The operation mode of the capital pool.

3. Third-party custody mode of funds.

4. Mortgage borrowing.

5. Platform qualifications, that is, some corresponding industrial and commercial bureaus, tax bureau certification materials. And so on

Anyway, the risk and return are in positive contrast, the higher your return, the greater the risk, at least the central bank has made it clear that it is not against P2P financial management, and the bank is legislating to protect the interests of investors. However, at present, P2P is still a legal gray area, and it is difficult to protect your rights and interests.

Wealth management itself has a certain small risk, it is recommended to buy a large bank or a large company products reliable, the risk is proportional to the return, and the return of the product with the same risk level is generally about the same. Therefore, it is recommended to buy the products of big banks or ** companies.

Always watch the old man being deceived on TV, so isn't believing in unreasonable income financial management the same as the old man being deceived?

To do P2P, you must choose a big company, remember!

If you want to play, go play. If you recognize it, you have to just face it.

I've been voting for over a year. I have earned more than 10,000 yuan, and I am still making additional investments.

Whether it is reliable or not depends on your own choice... In the future, the loan will be professional, transparent, new platform and stable development.

Then it's good to see that Love Investment is here, a very well-known platform, and all aspects are also in place.

There are reliable ones, look at the platform, I bought this one is okay, the income is quite high, and the key is to protect the principal and interest.

This bar has been taken over by advertising.

Reliable, the key is to choose a reliable platform, Beibei Loan has 12 years of offline experience, safe and reliable.

It depends on which company you choose.

Shenyang China Securities United, offline mode, safer, but the income is not too high, annualized 13%, interested in private chat.

It's not bad, you can learn about the old accounting room.

It's ok, the interest rate is ok. I also made 10w, it's been more than 1 year, and I'm interested in talking about it together.

Whether it is reliable or not, it is not a sentence or two that can be said clearly, the key is to learn more about relevant knowledge materials, or find a few platforms to experience it personally, and the investment income is more than high! Love investment and financial management, let you fall in love with investment! I'm pitching, you can try it too.

Wealth Manager: Zhang Quantian 15906131439 Shanlin Group.

It should be said that any Lixun Zhengcai product is safe before the accident.

Under normal circumstances, high returns must be accompanied by high risks, although there are many customers who do P2P now, but I personally think that the security can be controlled from two aspects:

First, if you must do P2P, you must find a well-known domestic company to cooperate, and do not choose to cooperate with some small companies because of the greed for a little bit of high returns, back to my first sentence--- any financial products are safe before the accident. In case something goes wrong, there are a lot of news about P2P companies running away. High returns are only useful if the principal is guaranteed, if the principal is not guaranteed, even if someone agrees with you on a higher interest, isn't it in vain?

Second, do a good job of evaluating the cooperative company before cooperation, and you can understand the background of the cooperative company, the establishment time, and the past performance of the cooperative company through the side.

Nowadays, there are many wealth management products on the market, and we should pay more attention to the choice.