Do I have to go to the counter to open online banking?

No, you can apply online.

Take ICBC as an example:

1. Log in to ICBC** and click to register.

2. Click to register for personal online banking.

3. Accept the agreement.

4. Fill in the registration card number.

5. Fill in the application information.

6. Confirm success.

Internet banking (Internetbank or e-bank) contains two levels of meaning: one is the concept of institution, which refers to the bank that conducts business through the information network; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging businesses brought about by the application of information technology. In daily life and work, when we mention online banking, it is more of a second-level concept, that is, the concept of online banking services.

Online banking business is not only a simple transfer of traditional banking products from the Internet, other service methods and connotations have undergone certain changes, and due to the application of information technology, new business varieties have emerged.

The ABC card is an electronic payment card applied for on the ABC website, and the electronic payment card has a daily limit, which does not exceed 200 yuan per day, and can only be used for online consumption.

To open online banking, the customer can only fill in the form at the counter with his ID card and bank card.

ABC bank card has two passwords, one is the payment password and the other is the inquiry password. The payment password is used for withdrawal, and the inquiry password is used when applying for the electronic payment card online. These two passwords are the same when you first open the card, the payment password is generally changed at the ATM and the counter, and your inquiry password is the password when you first opened the card.

Not necessarily. How to open CCB personal online banking:

1. Non-contracted online banking: You can directly enter the official website of CCB to register and open.

2. Signing online banking: You need to bring the ID card and bank account of the head of the account to any CCB branch across the country to sign a contract for online banking, and bind the online banking shield and other security products.

The process of opening a bank card is different for each company, such as:

1. ICBC: Bring your ID card and bank card to the counter;

2. CITIC and China Merchants Bank: open the business directly, no application is required;

So you can check with your card issuer about how to open it.

If you want to shop, pay bills, recharge Alipay, transfer and exchange online, you need to apply for a bank card at a bank branch with your ID card, and open online banking, please open the "external transfer function" and "e-commerce function" of online banking at the same time. ICBC has many outlets and good service, and its online banking is the best online bank in China for many years

How do I register for Personal Internet Banking?

At present, ICBC Personal Internet Banking supports self-registration of Peony Lingtong Card, Peony Lingtong Card-e-Era, Credit Card, Credit Card, Wealth Management Account Card, RMB Commercial Card, Peony International Card and Hong Kong Credit Card holders. If you've never signed up for online banking, there are two ways you can do so. Activate the service immediately after registration.

If you need to make B2C transactions, please choose to activate the "e-commerce" function when registering, and then you can apply for a password card or U shield at the counter with a valid ID card and a registered Peony card, and then you can pay (except for Hong Kong cards).

However, after self-registration, you do not have the authority to transfer money to any other person's account or your own account that is not registered with online banking. If you need to activate this permission, please bring your valid ID card and online banking registration card to the outlets that provide personal online banking services to apply for the "external transfer function" of online banking, and then you can bring your valid ID card and registered Peony Card to the counter in the area where you open the account to apply for a password card or U shield before you can pay (Hong Kong credit cards cannot activate this function, and international cards cannot use the inter-bank remittance function).

Method 2: Please apply for registration at the counter of the outlets that provide personal internet banking services with a valid ID card (card issuance certificate) and Peony Card. If you need to transfer money or make B2C** purchases to any other person's account or your own non-online banking registered account through online banking, please activate the "external transfer function" and "e-commerce function" of online banking together, and apply for a password card or U shield at the same time before you can pay (this function cannot be activated for Hong Kong credit cards, and inter-bank remittance function cannot be used for international cards).