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All banks must go to the counter to handle online banking in person, but if it is just an ordinary public version, some banks can log in directly as long as they have a password sentence, and they can only do some simple inquiry business.
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There are generally two ways to open online banking, you don't have to go to the counter, it mainly depends on your needs.
1. Log in to the bank** self-service registration, but only the query function.
2. I can bring my valid ID card and bank card to the bank counter for processing, and I can open the external payment and transfer function.
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Yes, you have to bring your ID card to the counter, sign several orders I remember, and it is best to run an industrial and commercial bank or CCB online banking, relatively mature, if you plan to use online banking often, it is recommended to do a u shield.
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From the perspective of internal management regulations and the security of customer funds, the online banking of ABC only allows the debit card holder to sign the e-banking service agreement in person, and is not allowed to handle it on behalf of the agent. Unless your father brings the original and copy of the ID card to the scene to sign the contract, buy K treasure (29 yuan) Receive the bank to print the password envelope, you follow the operation instructions, go back to install the client, **certificate to k treasure on the line. After the signing is completed, it agrees and promises to sign the content of the agreement, and is responsible for all possible consequences.
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The process of opening a bank card is different for each company, such as:
1. ICBC: Bring your ID card and bank card to the counter;
2. CITIC and China Merchants Bank: open the business directly, no application is required;
So you can check with your card issuer about how to open it.
If you want to shop, pay bills, recharge Alipay, transfer and exchange online, you need to apply for a bank card at a bank branch with your ID card, and open online banking, please open the "external transfer function" and "e-commerce function" of online banking at the same time. ICBC has many outlets and good service, and its online banking is the best online bank in China for many years
How do I register for Personal Internet Banking?
At present, ICBC Personal Internet Banking supports self-registration of Peony Lingtong Card, Peony Lingtong Card-e-Era, Credit Card, Credit Card, Wealth Management Account Card, RMB Commercial Card, Peony International Card and Hong Kong Credit Card holders. If you've never signed up for online banking, there are two ways you can do so. Activate the service immediately after registration.
If you need to make B2C transactions, please choose to activate the "e-commerce" function when registering, and then you can apply for a password card or U shield at the counter with a valid ID card and a registered Peony card, and then you can pay (except for Hong Kong cards).
However, after self-registration, you do not have the authority to transfer money to any other person's account or your own account that is not registered with online banking. If you need to activate this permission, please bring your valid ID card and online banking registration card to the outlets that provide personal online banking services to apply for the "external transfer function" of online banking, and then you can bring your valid ID card and registered Peony Card to the counter in the area where you open the account to apply for a password card or U shield before you can pay (Hong Kong credit cards cannot activate this function, and international cards cannot use the inter-bank remittance function).
Method 2: Please apply for registration at the counter of the outlets that provide personal internet banking services with a valid ID card (card issuance certificate) and Peony Card. If you need to transfer money or make B2C** purchases to any other person's account or your own non-online banking registered account through online banking, please activate the "external transfer function" and "e-commerce function" of online banking together, and apply for a password card or U shield at the same time before you can pay (this function cannot be activated for Hong Kong credit cards, and inter-bank remittance function cannot be used for international cards).
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It is not necessary to go to the bank to open online banking, and it can be done on a home computer.
1. Internet banking and the role of online banking.
Internet banking, referred to as online banking, refers to the use of Internet technology by banks to provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and wealth management through the Internet, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
2. The opening of online banking.
1. Bring your ID card and bank card to the bank branch to fill in the form;
2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification, etc.;
4. Remember the online banking login password and avoid logging in to personal online banking in Internet cafes and other places.
The main types of online banking include:
2.Online banking includes a variety of financial products and services such as **, options, joint investment and trading, and financial products that can be invested.
3.The online shopping assistance service set up by the online banking of commercial banks greatly facilitates customers' online shopping.
4.Personal financial assistants, major banks have transferred the financial assistants in traditional banking business to the Internet, providing customers with various financial solutions, providing advice, or providing financial service technology assistance through the Internet.
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Internet banking, also known as e-banking, is a virtual counter set up by various banks in the Internet, and now many people have opened it, as long as you open the function, you can transfer money and check the balance through **. However, some people have questions, that is, do I have to go to the counter to open online banking with a bank card? Let's find out.
Do I have to go to the counter to open online banking with a bank card?
In order to make it more convenient and faster to handle related business in the future, they will open online banking, but it is not necessary to go to the bank to open online banking, and it can be opened online. Nowadays, there are two main ways to open online banking, one is to open at the bank, and the other is to open it on the bank's official website, you can choose according to your preferences.
If you go to the bank counter to open online banking, you can directly bring the bank card of your team member to open online banking and your ID card to the bank branch where the card was opened, and you do not need to prepare other additional information.
That's it for today, and the above is the introduction of "Do I have to go to the counter to open online banking with a bank card".
ICBC is relatively common and safer.
Online Banking. Activate the service, and select to set up a security authentication tool (dynamic password + mobile phone transaction code CA certificate. >>>More
You are welcome to apply for a UnionPay standard debit card at any branch of Agricultural Bank of China with your ID card, and then you can apply for online banking, and the bank's teller will help you complete the specific steps.
ICBC's online banking currently does not charge an annual fee for individuals (for corporate accounts), the cost of online banking use, if it is a remote or inter-bank transfer, there is a handling fee, there are no other fees, the landlord said that the deduction is not the annual fee of the bank card (10 yuan per year) or the small account management fee (3 yuan per quarter) and the like. If you are not sure about the details of the deduction, you can go to the bank counter for consultation and inquiry.
First of all, you should choose a larger bank, because it has a wide coverage, no matter in the ** will be very convenient, the following is a list of several large banks online banking opening methods for comparison and selection. China Merchants Bank is a relatively early bank to start online banking business; Application: Bring your ID card to the business hall, fill in the application form, you can get a verification code, and go home and install it according to the instructions; It's free to apply; Charges: >>>More