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Hello, I'm from Postal Savings Bank of China, and I'm very happy to see your question. There is no need to run SMS business in our bank's online banking, because after opening online banking, you can check the balance information of your card on any computer and know the amount of each transaction and transfer, which is equivalent to monitoring your card; Secondly, the SMS service is only an additional business, which is optional, and even some banks open the SMS service for free after handling online banking; However, for the safety of the card, it is best to buy k-treasure. To open online banking in our bank, you don't need to fill in the application form, you only need to go to the counter, take your card and tell the salesperson to open online banking, and you will open it for free, generally they will recommend that you add 20 yuan to buy K treasure; The last thing I want to inform you is that for SMS business, 9 yuan per quarter, only VIP customers of the Postal Savings Bank can add online banking and SMS business for free.
If they want you to add SMS business, you say that you help me pay for the SMS business and force you to add SMS business, which is also illegal, and you can report or complain to the branch manager.
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Hello, SMS business and online banking are two unrelated banking businesses.
1. Online banking is a convenient banking service for online shopping and online transfer. When you perform any online banking operation, a verification code will be sent to the mobile phone number you originally reserved. However, you do not need to activate the SMS service.
2. SMS service means that any change in your bank account will notify you by SMS to the mobile phone number reserved when you opened it at that time.
Personal experience tells you: I think if you want your account to be highly secure, it is best to open SMS business in addition to online banking, because to ensure that you can know the changes in your account immediately.
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You don't have to do SMS business in the process of applying for Postal Savings Online Banking of China, but you will definitely receive SMS when you handle business online, because no matter what way you use electronic token or uk, etc., you will receive SMS notification, but this SMS notification is free.
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It can be refunded. You can go to any postal savings outlet and unsubscribe from the service. Any outlet nationwide is available.
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Hello, Postal Savings Bank of China personal online banking has three security authentication methods: mobile phone SMS, SMS + electronic token, SMS + ukey, in which each electronic token or ukey charges customers 20 yuan for production cost, and there is no charge for mobile phone SMS authentication; If you need SMS notification of account changes, you can bring your identity card, bank card or passbook to the counter of the Postal Savings Bank in the province where you opened your account to open the SMS notification service. Hope it helps.
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OK. There are three ways to do this:
1. Use the mobile phone SMS "qx" (case is not limited) bound to the bank card to cancel the SMS notification service and send it to 11185.
2. Call customer service, 95580 to cancel the SMS notification business, if you have specific questions, you can also call 95580 for consultation.
3. For SMS notification of changes in current accounts, you can bring your ID card, bank card or passbook to the counter of the Postal Savings Bank in the province where you opened your account for cancellation.
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Savings SMS services can be added through postal financial outlets, ** banks, personal online banking, mobile banking, ATM, ITM, mobile business and other channels.
**Bank manual service: I call the 95580 customer service staff, provide the account number, verify the transaction password, and open the savings SMS service according to the customer's requirements.
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SMS reminder is a paid service, which is generally valid for one year, and the service fee is two yuan per month for monthly deduction, and you need to handle the service again after one year to continue to use it. If you have opened online banking, you can renew your business in online banking.
Counter opening process:
Go to a local bank branch with a valid ID and bank card;
Submit the original bank card, ID card, and business application form;
Enter your mobile phone number and verification code as required;
You can activate the SMS reminder service.
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01. We can directly call the bank's customer service**, which bank you want to open is the bank's customer service**, such as postal customer service**: 95580, and then choose manual service, like customer service to explain the business you want to open, this method is more suitable for friends who are more tight on time.
02. In addition, we can bring our ID card and bank card directly to the bank counter to let the bank teller open it, which is suitable for friends who have more time.
03. We can also open it on the self-service terminal in the bank hall, bring your ID card and bank card, and find the lobby manager to help guide you, which will also be opened soon.
Many people complain that the mobile phone can't accept the text message, if so, you can go to the bank counter to check whether the mobile phone number and status of your text message notification are normal, if everything is normal, then see if your mobile phone has a program such as "harassment blocking", as a harassing text message to intercept your text message notification.
If none of the above situations are available, then it can be basically determined that you are not using the mobile phone of Telecom, the Telecom used by the postal SMS platform, your SMS notification is likely to be blocked by your operator, call your ** customer service, let them help you deal with it, you can receive it immediately.
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1. If you have not applied for a postal savings bank card, you can go to the nearest postal savings bank branch and open an account with your own ID card.
2. When handling the service, the teller will ask for his or her mobile phone number, which is the default SMS reminder service.
3. If you have already applied for a postal savings bank card, go to the counter, bring your ID card, and directly handle the SMS reminder business.
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1.To be charged, the postal savings bank card opens a short message at a rate of 3 yuan per month and 30 yuan per year to charge a service fee. 2.The SMS reminder service for bank cards is a contracted business, and the cardholder is required to bring his ID card and bank card to the issuing bank.
Hello, 1. Postal Savings Bank of China has three security authentication methods for personal online banking: mobile phone SMS, SMS + electronic token, SMS + ukey; The total daily accumulation of 10,000 yuan (inclusive) for mobile phone SMS customer transfer, online payment, and credit card repayment (me) business; SMS + electronic token customer transfer, online payment, credit card repayment (personal) business with a total of 200,000 yuan (inclusive) in a single transaction; SMS + ukey customer transfer, online payment, credit card repayment (personal) business in a single transaction with a total of 2 million yuan (inclusive). 2. For inter-bank transfers, if the daily cumulative amount is more than 5,000 yuan (inclusive), it is necessary to apply for large-value transfer at any network outlet in the county or city where the account is transferred out in advance; Hope mine is helpful to you.
That is, you have used your ID number to apply for a postal savings card, and you have opened online banking, and now you only need to sign a contract at the business outlet.
1. If you have any comments on some products or services of the bank, you should contact the bank in advance, so that the bank has the opportunity to resolve the complaint as soon as possible. The Postal Savings Bank's complaint** is 95580. When the customer service is just connected to the service**, you must remember the customer service lady's work number, if the customer service is also sluggish, you can continue to call 95580 to complain about the customer service, if you are sluggish, you can threaten them to complain to the banking association. >>>More
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