Is it true that Xiaobai Wealth Management is a scammer group that has defrauded me of a lot of money

Jingdong Xiaobai Wealth Management sells insurance company products. We can see that the provider of Jingdong Xiaobai Wealth Management is Hongkang Life Insurance Shares****, and its strength is still good.

Founded on July 19, 2012, Hongkang Life Insurance Co., Ltd. is a joint-stock life insurance company approved by the China Insurance Regulatory Commission, with a registered capital of 1 billion yuan and registered in Beijing. Hongkang Life Insurance is funded by 8 shareholders, and its business scope includes: life insurance, health insurance, accident insurance and other types of life insurance business, reinsurance business of the above business, the use of insurance funds permitted by national laws and regulations, and other businesses approved by the China Insurance Regulatory Commission.

In 2014, Hongkang Life Insurance achieved a total of 100 million yuan in premiums, ranking third among the eight companies that have been in business for 12 years.

In addition, JD Finance belongs to the wealth management platform of JD.com**, and the security is still relatively good. According to reports, from the perspective of Jingdong Xiaobai's financial investment history, the expected annualized expected income is stable, and there has been no loss.

In addition, according to netizens, JD Xiaobai Wealth Management has too many failures in operation, and sometimes there will be problems such as failure to transfer out, inconsistency between the amount held and the value of the redeemed policy. Investment and financial management are risky, so you need to be cautious when starting.

Of course, Xiaobai financial management is true, in fact, it is still very good, normally, as long as it is not excessive, we can manage our money in moderation, because it is still relatively safe.

If you are a real novice, then you still need to be cautious, because for financial management, it is real gold, and you can't just listen to others, it is best to have a certain knowledge, foundation and experience on the basis of better identification.

It's best not to believe in such a thing as online financial management, because many people have been deceived by online financial management for a period of time.

Xiaobai financial management is not true, this is not easy to say, I think the word is not a regular bank wealth management products best not to touch, so as not to lose their property.

It is certainly true that you are a novice in financial management, but the risk of financial management is too great.

Is Xiaobai financial management real Xiaobai financial management, this is definitely not true, this is fake.

Don't believe these so-called financial management, in fact, they are all deceiving you, the registration fee is just that.

Deceptive tricks are like pyramid schemes, don't dream of getting rich, it's a routine, don't be fooled.

Hello Xiaobai, you are real, but if you have this kind of financial management platform, you have to keep your eyes open and see which side is more cost-effective?

The first time I heard about it, it is better to do some research and make a decision.

Whether the white financial management is real, I think this kind of software still needs to be carefully considered.

These financial management are all deceptions, and I hope that everyone will be fooled and deceive, so that you don't have to wear your pants.

Straight to the first two, I paid 12 yuan, why didn't anyone pay attention to me?

I haven't heard of this financial management software, it should be a small product.

Xiaobai financial management is a relatively easy to use software, and it is a trustworthy financial management tool.

Xiaobai Group has a routine, which is deceptive, for example, it is true that these "Xiaobai" financial management online courses are full of loopholes.

1. Where are the loopholes of Xiaobai Group

1. First, it is unreliable to guarantee more than 15% of the income. On August 20 this year, the Supreme People's Court officially promulgated the revised version of the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases", which determines the upper limit of judicial protection for private lending interest rates based on four times the one-year loan market ** interest rate (LPR) issued by the National Interbank Lending Center authorized by the People's Bank of China on the 20th of each month.

2. Second, the unreliability of peddling private financial management strategies. Investment and financial management is a profession, and it is difficult for professionally trained elites to maintain stable and long-term high returns.

3. Third, I don't know how to invest, and I think that I can hit the big luck and make a fortune is unreliable. Investment companies will hold some investor education lectures, Chinese university MOOC online, the state provides some free courses, "China Value Investment" and other investment courses to popularize investment knowledge for free.

Notes:

1. Even if an enterprise has formal online education qualifications, it is very difficult to protect its rights when it comes to such disputes. There is a ** combing, such enterprises and courses involve multiple departments, and there is no clear statement on whether the specific course content can be launched. Some non-standard private institutions or purely individual classes, even without the filing or approval of the relevant departments, should be improved as soon as possible.

2. Financial management is a professional skill with a high threshold, involving economic expertise, such as savings, insurance, art, derivatives investment, etc., all of which have rules and risks, and need to fully understand relevant knowledge, master investment methods, and go through rich market practice. There is no financial management method in the world, investors are faced with an unpredictable market, there are great risks hidden in the market, even the best investors in the world, it is difficult to achieve long-term stable and high returns, let alone ordinary people.

If Xiaobai Financial Management is a ** group, then we should call the police in time. Bring these ** to justice. We can recover the money we cheated in time, and we can't let them go unpunished.

Dear, hello, I'm glad to provide you with an answer, Xiaobai Group has a routine, it is a lie, for example, it is true that these "Xiaobai" financial management online courses, the course content is full of loopholes.

1. The loopholes of Xiaobai Group 1. First, it is unreliable to guarantee more than 15% of the income. On August 20 this year, the Supreme People's Court officially promulgated the revised version of the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases", which determines the upper limit of judicial protection for private lending interest rates based on four times the one-year loan market ** interest rate (LPR) issued by the National Interbank Lending Center authorized by the People's Bank of China on the 20th of each month. 2. Second, the unreliability of peddling private financial management strategies.

If you want to manage your finances, I think you have to go to a regular bank to apply for such a wealth management product with formal procedures. One day it must be a registered trademark by the brand, otherwise, this or that is attracted by advertising from the Internet, like you said, I think to a large extent it is a group that survives by cheating.

You can choose to call an alarm. This is a scam. The money can be returned.

Hello, this kind of thing is recommended to collect evidence as soon as possible, and the case will be reported as soon as possible.

You can keep all the evidence you have so far and then go to your local criminal investigation brigade to report to the police.

Investment is risky, and financial management needs to be learned.

Keep all relevant proofs. Mine is already coming back. Maybe it can help you.

Most of the institutions that promise returns far higher than the market rate of return are unreliable and need to be paid more attention.

Xiaobai financial management class is well learned, and he can make money by applying what he has learned, which is also useful.

Reverse repo of treasury bonds, Index**5 ways.

** Hit new

Everyone knows that there are risks, buying is a huge profit, and buying junk stocks is a huge loss.

But hit the new stocks. It's basically a sure-fire business, but the average winning rate is about3 per 10,000, those who can win the lottery are lucky enough to **.

However, at present, it is still necessary to have a market value of positions, with a market value of 10,000 yuan with one number of Shanghai A and two numbers of Shenzhen A.

How much you can earn after the new shares are listed depends on whether it is good or not, mainly because it is not good or not, and whether the subject matter is attractive.

Some big meat picks can earn two or three hundred thousand, and some can only earn eight thousand, if you insist on playing new stocks, a person can win an average of one or two times a year.

Convertible bonds are renewed

There is no market value requirement for convertible bonds, and the winning rate is higher than **, if you insist on playing new, you can win several times a year.

How much the winning new bonds can earn after listing depends on whether the convertible bonds are good or not at that time, mainly with reference to the trend of the underlying stock, and the convertible bonds with good performance of the underlying stock generally have at least 30% of the income after listing.

One of the convertible bonds can buy 10 pieces, the cost is 1,000 yuan, the funds are frozen for 20 to 30 days, and you can earn 200 300 yuan on the first day after listing. 20% 30% yield in one month.

It's not worse than **, so insist on playing new debts.

Dividends

Other high dividends**.

It's hard to say, but high dividends from bank stocks can be taken.

A relatively safe way is to buy bank stocks at the end of each year when they adjust to a low level, so that you can not only get high dividends in the second year, but also maintain the market value to hit new stocks, and the performance of bank stocks is stable, and you can basically fill in the rights after dividends, so the market value will not be lost. Even, if the next year's performance growth is better than expected, ** will appreciate.

Reverse repo of treasury bonds

The security of treasury bonds is basically the best among all investment products at present, and the interest rate of reverse repo of treasury bonds will change.

One way is to buy treasury bonds reverse repo with idle funds after ****, but it is best to buy it between long holidays, if it is only done overnight, the return will be very low after deducting the handling fee.

Another way is that in the middle of the year or at the end of the year, when the financial institution settles, the reverse repo rate of Treasury bonds may rise sharply, and it is very cost-effective to buy at this time. Make money properly, and if you don't buy it, you're wasting a good opportunity.

, Index**

The basic idea is to buy after the index falls sharply, and then patiently wait for the index to rebound, and buy the kind of liquidity such as the SSE 50 and the CSI 300

This method is more suitable for lazy people, the degree of risk is relatively low, and the return of about 10% a year is basically no problem. Refer to the bank's one-year fixed deposit rate.

It's still cool and crooked.

Hello, you can't simply generalize, because everyone's conditions are different, the level of knowledge is different, the social cognition is different, and the same thing will have different conclusions. Especially when it comes to money, there is no cure-all product at all, no matter how others teach, it is impossible to be effective for everyone, and it can even be said that it is useless for most people, and the face of money can best reflect human nature, and human nature is difficult to change through a few lessons!

Xiaobai Financial Management was originally an issue of Zhihu Weekly launched by Zhihu in 2013, which collected introductory financial topics and received more than 6 million views. This book is certified and recommended by Zhihu.com by Li Miao, a professional author, to sort out this enduring hot topic, from shallow to deep, to teach you to find the most suitable financial posture for yourself.

Is it true that Xiaobai Wealth Management has opened a VLP account? Has anyone made money in Xiaobai financial management, is Xiaobai financial management reliable?

Xiaobai, financial management is real, Xiaobai needs to manage money without financial management, and money will ignore you, but there are also many traps here, so you have to learn some financial knowledge according to your own situation.

Xiaobai financial management is real, you enter Xiaobai financial management on the white financial management will come out a lot of white financial advertising, but I don't believe in online financial management, I always go to the bank to do financial products.

Be sure to buy financial products on a regular platform, in fact, it is good to buy some stable ** in Alipay, which is higher than the existence of bank returns and safe and secure.

For financial management, you should go to the bank to inquire whether it is true. It's best not to manage money online.

At present, there are many financial management courses on the market, which are mixed, and whether they are ** can be judged from the following perspectives:

1.The charges are high. If it's thousands, tens of thousands, I suggest you don't buy it. It's not that the higher the charge, the better. Some tens of thousands are purely paid IQ taxes, and some hundreds can also let you learn the essence of investment. See more, compare more.

2.Propaganda is exaggerated. The kind that tells you that you can get rich overnight, and that an investment can change your life as soon as possible.

He knows how to do alchemy, so can he still use such hard marketing? Especially their investment results, you must keep your eyes open. Some may only expose local high returns, some only expose one day and a month, and some use one month's income to push a year's income, which looks super powerful, but in fact they are all routines.

Warren Buffett's long-term annualized average is 20 percent.

3.Idea speculation. Some teachers teach you to be sincere and honest first, to be a friend of time, to grow together with the company, and to earn asset returns.

Some of them make you keep paying attention to the market, playing with the market, and making speculative money. The difficulty of speculation is very great, and it is a matter of time before you lose money if you have no information advantage.

I haven't been in contact with Xiaobai financial management, here is just an idea, you can measure it from these angles.

It is recommended to read more reliable books, such as "Warren Buffett's Letter to Shareholders", "** Investment Prospectus", "Value", first have a basic investment philosophy, it is not easy to be fooled. Chunmeng.